Mishawaka, IN

Single-footprint Census roll-up for Mishawaka, IN: 2 USPS ZIPs, population 55,841. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet MISHAWAKA-IN · Mishawaka, IN 2 ZIPs · 55,841 pop · #18809/25278 · St. Joseph County

INC-MID · RANK-LOWER · BELOW-PEER · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-TIGHT · HOME-LOW

  • INC-MID $57,847
  • RANK-LOWER #18809/25278
  • BELOW-PEER under South Bend
  • BOOK-FEW 2 ZIPs
  • OWN-LOW 58% owners
  • POP-SMALL 55,841
  • SPREAD-TIGHT 46545→46544
  • HOME-LOW $175,050

Nearest income peer: South Bend, IN (+ $2,794 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Mishawaka

Lowest/highest poles plus county-sharing cities nearest Mishawaka on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Mishawaka, IN sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.

26th pct
household income vs 25,278 US cities
55,841
city population (Census)
2
USPS ZIP codes covered
$57,847
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (2): read cost-of-living from the primary ZIP. Household income $57,847 and poverty 14.9% concentrate in 46544.

Owner-occupancy is comparatively low (58.2%) for this income tier, rent $1,020 may matter more than the home-value average.

Within Indiana, Peru is the closest lower-income city and Bicknell the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Mishawaka.

Within-city ZIP comparison

Where the ZIP codes inside Mishawaka differ

The published income range is comparatively compact across the ZIPs in Mishawaka: $56,865 in ZIP 46545 to $58,829 in 46544. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.0×

46545 to 46544

Home-value high-to-low ratio
1.0×

46544 to 46545

Poverty-rate spread
1.2 points

46545 to 46544

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Lead ZIP 46544 skews compact Mishawaka

In this 2-ZIP cluster, 46544 covers about 55% of Mishawaka's 55,841 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.

Census ZBP business roll-up

Employer-heavy short list in Mishawaka

Citywide ZBP: 1,653 establishments, 32,822 employees , annual payroll $1,571,266k (~30 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 46545 (1,118 units) ; leading NAICS Retail trade (335) · also Health care and social assistance · Accommodation and food services .

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ZIP Codes in Mishawaka, IN

These ZIP codes sit in St. Joseph County, which covers 20 ZIP codes in all; 2 of them fall in Mishawaka. See the St. Joseph County roll-up →

Every one of the 7 cities sharing St. Joseph County reports a higher average ZIP median income than Mishawaka, South Bend, Granger and Osceola among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Granger marks the far end of that range at $122,129, 111% above Mishawaka.

Side-by-side: Compare 46544 vs 46545 →

ZIP Code Population Median income Establishments Density
46544 30,759 $58,829 535 296
46545 25,082 $56,865 1,118 543

Mishawaka roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Mishawaka, .