PlainZIP

Monterey, CA

Single-footprint Census roll-up for Monterey, CA: 2 USPS ZIPs, population 31,621. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet MONTEREY-CA · Monterey, CA 2 ZIPs · 31,621 pop · #3549/25278 · Monterey County

INC-HIGH · RANK-TOP · PHOTO-FINISH · BOOK-FEW · OWN-RENT · POP-SMALL · SPREAD-UNK · HOME-TOP

  • INC-HIGH $106,044
  • RANK-TOP #3549/25278
  • PHOTO-FINISH ≈ Salinas
  • BOOK-FEW 2 ZIPs
  • OWN-RENT 21% owners
  • POP-SMALL 31,621
  • SPREAD-UNK Single-ZIP book
  • HOME-TOP $1,099,300

Nearest income peer: Salinas, CA (+ $6 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Monterey

Lowest/highest poles plus county-sharing cities nearest Monterey on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Monterey, CA sits among US cities with an upper-quartile household income, on a small-city population base, across a handful of delivery areas.

Top 14%
household income vs 25,278 US cities
31,621
city population (Census)
2
USPS ZIP codes covered
$106,044
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

High-income footprint on only 2 ZIPs: the city page and the ZIP page nearly coincide. Headline income $106,044 and home value $1,099,300 should be read as near-neighborhood numbers ; bachelor's attainment averages 76.6%.

Owner-occupancy is comparatively low (20.6%) for this income tier, rent $2,364 may matter more than the home-value average.

Within California, Chino is the closest lower-income city and Wildomar the closest higher-income city by average ZIP household income. Their 2 and 1 ZIP footprints are the immediate statewide comparison set for Monterey.

Population concentration

ZIP 93940 swallows Monterey's short list

Across only 2 ZIPs, 93940 still holds about 100% of Monterey's 31,621 residents. The secondary codes are thin edges; treat the city average as a near-reprint of the lead ZIP.

Census ZBP business roll-up

Employer-heavy short list in Monterey

Citywide ZBP: 1,803 establishments, 28,810 employees , annual payroll $1,843,042k (~57 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 93940 (1,797 units) ; leading NAICS Health care and social assistance (339) · also Accommodation and food services · Professional, scientific, and technical services .

View your shortlist →

ZIP Codes in Monterey, CA

These ZIP codes sit in Monterey County, which covers 29 ZIP codes in all; 2 of them fall in Monterey. See the Monterey County roll-up →

Monterey sits in the upper half of Monterey County on income: Seaside, Soledad and Marina report less, while Carmel, Carmel Valley and Pebble Beach report more. Carmel Valley marks the far end of that range at $148,563, 40% above Monterey.

Side-by-side: Compare 93940 vs 93943 →

ZIP Code Population Median income Establishments Density
93940 31,615 $106,044 1,797 596
93943 6 n/a 6 14
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Monterey roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Monterey, .