PlainZIP

Waterford, NY

Single-footprint Census roll-up for Waterford, NY: 1 USPS ZIP, population 10,980. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet WATERFORD-NY · Waterford, NY 1 ZIPs · 10,980 pop · #5853/25278 · Saratoga County

INC-HIGH · RANK-UPPER · PHOTO-FINISH · BOOK-ONE · OWN-MID · POP-TOWN · SPREAD-UNK · HOME-MID

  • INC-HIGH $92,279
  • RANK-UPPER #5853/25278
  • PHOTO-FINISH ≈ Mechanicville
  • BOOK-ONE 1 ZIP
  • OWN-MID 74% owners
  • POP-TOWN 10,980
  • SPREAD-UNK Single-ZIP book
  • HOME-MID $281,400

Nearest income peer: Mechanicville, NY (+ $431 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Waterford

Lowest/highest poles plus county-sharing cities nearest Waterford on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Waterford, NY sits among US cities with an upper-quartile household income, on a town-scale population base, across a single-ZIP footprint.

Top 23%
household income vs 25,278 US cities
10,980
city population (Census)
1
USPS ZIP codes covered
$92,279
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

High-income footprint on only 1 ZIP: the city page and the ZIP page nearly coincide. Headline income $92,279 and home value $281,400 should be read as near-neighborhood numbers ; bachelor's attainment averages 32.2%.

Owner-occupancy sits in a mixed band (73.8%) - check the ZIP page's tenure split before treating Waterford as a pure owner town.

Within New York, Johnsonville is the closest lower-income city and New Paltz the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Waterford.

Population concentration

Waterford's single ZIP 12188 carries the town

Waterford is published as a single USPS ZIP. Code 12188 is the entire residential footprint (10,980 ACS residents), so the city page and the ZIP page tell the same household story, open that ZIP for income, tenure, and commute detail.

Census ZBP business roll-up

Sparse ZBP book inside single-ZIP Waterford

Citywide ZBP: 148 establishments, 2,478 employees , annual payroll $217,936k (~13 establishments per 1,000 residents) across 1 of 1 ZIPs. Peak business ZIP 12188 (148 units) ; leading NAICS Construction (32) · also Retail trade · Administrative and support and waste management and remediation services .

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ZIP Codes in Waterford, NY

These ZIP codes sit in Saratoga County, which covers 21 ZIP codes in all; 1 of them fall in Waterford. See the Saratoga County roll-up →

Waterford sits in the lower half of Saratoga County on income: Clifton Park, Saratoga Springs and Ballston Spa report more, South Glens Falls and Corinth report less. Rexford marks the far end of that range at $141,984, 54% above Waterford.

ZIP Code Population Median income Establishments Density
12188 10,980 $92,279 148 327
How we build city roll-ups · Guide: reading ZIP code data · BLS wages

Waterford roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Waterford, .