Waterloo, IA
Single-footprint Census roll-up for Waterloo, IA: 3 USPS ZIPs, population 70,157. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet WATERLOO-IA · Waterloo, IA 3 ZIPs · 70,157 pop · #18807/25278 · Black Hawk County
INC-MID · RANK-LOWER · BELOW-PEER · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-TIGHT · HOME-LOW
- INC-MID $57,852
- RANK-LOWER #18807/25278
- BELOW-PEER under Evansdale
- BOOK-FEW 3 ZIPs
- OWN-LOW 62% owners
- POP-SMALL 70,157
- SPREAD-TIGHT 50703→50702
- HOME-LOW $143,400
Nearest income peer: Evansdale, IA (+ $5,589 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Waterloo
Lowest/highest poles plus county-sharing cities nearest Waterloo on average ZIP median household income. Full ladder: /cities.
- Waterloo · this city · lowest
Waterloo · this city · lowest
$57,852 median HH income
- Evansdale · near
Evansdale · near
$63,441 median HH income
- Raymond · near
Raymond · near
$76,711 median HH income
- Cedar Falls · near
Cedar Falls · near
$78,503 median HH income
- Gilbertville · near
Gilbertville · near
$79,583 median HH income
- Hudson · highest
Hudson · highest
$125,804 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Waterloo, IA sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.
- 26th pct
- household income vs 25,278 US cities
- 70,157
- city population (Census)
- 3
- USPS ZIP codes covered
- $57,852
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
Below-median income with few delivery areas (3): read cost-of-living from the primary ZIP. Household income $57,852 and poverty 15.9% concentrate in 50701.
Owner-occupancy is comparatively low (62.1%) for this income tier, rent $924 may matter more than the home-value average.
Within Iowa, Toledo is the closest lower-income city and Lime Springs the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Waterloo.
Within-city ZIP comparison
Where the ZIP codes inside Waterloo differ
Housing values create the stronger within-city contrast here. ZIP 50703 has a median home value of $95,900, compared with $183,800 in 50701. Use the city average for a broad profile, then compare these ZIP pages when a housing decision depends on the local market.
- Income high-to-low ratio
- 1.2×
- Home-value high-to-low ratio
- 1.9×
- Poverty-rate spread
- 4.1 points
50703 to 50702
50703 to 50701
50702 to 50703
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Waterloo residents split across a short ZIP set
No ZIP owns Waterloo: the largest, 50701, is only about 43% of 70,157 residents across 3 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.
Census ZBP business roll-up
Balanced ZBP roll-up inside compact Waterloo
Citywide ZBP: 1,649 establishments, 35,934 employees , annual payroll $2,129,604k (~24 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 50701 (699 units) ; leading NAICS Health care and social assistance (251) · also Retail trade · Other services (except public administration) .
ZIP Codes in Waterloo, IA
These ZIP codes sit in Black Hawk County, which covers 10 ZIP codes in all; 3 of them fall in Waterloo. See the Black Hawk County roll-up →
Every one of the 7 cities sharing Black Hawk County reports a higher average ZIP median income than Waterloo, Cedar Falls, Evansdale and La Porte City among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Hudson marks the far end of that range at $125,804, 117% above Waterloo.
Side-by-side: Compare 50701 vs 50702 →
Waterloo roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Waterloo, .