ZIP 03110 vs ZIP 03054

This side-by-side compares ZIP 03110 (Bedford, NH) and ZIP 03054 (Merrimack, NH) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 03110 has a population of 21,203 at 250 people per square mile, while ZIP 03054 has 25,477 at 302 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 03110 reports a median household income of $167,418 against $127,303 in ZIP 03054, with per-capita income of $75,630 vs $60,951. The share of adults holding a bachelor's degree or higher is 63.0% in 03110 and 50.2% in 03054. Poverty rate reads 2.7% vs 3.0%, and unemployment 1.7% vs 1.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $612,100 in 03110 versus $458,700 in 03054, with median rent of $2,099 and $1,932 per month respectively. Homeownership rate is 82.9% vs 88.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.