PlainZIP

Merrimack, NH · standard

ZIP Code 03054

Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,477
302/sq mi
$127,303
Median income
$458,700
Median home value
50.2%
Bachelor's or higher

The verdict

Merrimack pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 16%
home value, US ZIPs
302
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03054 against every reporting US ZIP.

ZIP code 03054 is a densely settled ZIP (a standard USPS delivery area) in Merrimack, Hillsborough County, New Hampshire, with 25,477 residents across 84.4 square miles, a density of 302 people per square mile, in the New York time zone.

ZIP 03054 skews affluent, with a median household income of $127,303 (24% above the New Hampshire average), while per-capita income is $60,951. Local economic indicators show a 3.0% poverty rate alongside 1.9% unemployment. On housing, the median home value is $458,700 (13% above the state average) with median rent at $1,932 per month, and 88.9% of occupied units are owner-occupied.

This is a highly-educated ZIP: 50.2% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 27 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 03054, plus 6 more within Hillsborough County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03054

Top 5 sectors by establishment count in Merrimack, NH

Which industries have the most business establishments in ZIP 03054.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03054, Merrimack, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,477

Population

84.4

Area (sq mi)

302

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03054?

41.5

Median Age

49.7%

Male

50.3%

Female

6.1%

Foreign-Born

White 88.7%
African American 0.8%
Asian 4.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$127,303

Median Household Income

+24% vs state

$60,951

Per Capita Income

3.0%

Poverty Rate

1.9%

Unemployment Rate

26.5 min

Mean Commute Time

How ZIP 03054 ranks nationally

Merrimack, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$127,303 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 50.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,151

Total Housing Units

10,850

Occupied Units

301

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 88.9%
Renter 11.1%

$458,700

Median Home Value

+13% vs state

$1,932

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.3%

YoY Change (2024)

295

HPI Index (2000 = 100)

+195%

Total Change Since 2000

Home values in ZIP 03054 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +195% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 188
2021 +14.3% 215
2022 +15.7% 249
2023 +8.5% 270
2024 +9.3% 295

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 755 business establishments in ZIP 03054, employing approximately 19,249 people with a combined annual payroll of $1,987,008,000.

755

Businesses

19,249

Employees

$2.0B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 145 19.2%
Construction 100 13.3%
Professional, scientific, and technical services 79 10.5%
Other services (except public administration) 67 8.9%
Accommodation and food services 66 8.7%
Finance and insurance 54 7.2%
Administrative and support and waste management and remediation services 54 7.2%
Health care and social assistance 54 7.2%
Manufacturing 35 4.6%
Wholesale trade 30 4.0%
Real estate and rental and leasing 21 2.8%
Transportation and warehousing 16 2.1%
Arts, entertainment, and recreation 13 1.7%
Educational services 9 1.2%
Information 8 1.1%
Management of companies and enterprises 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03054 vs 03052 →

ZIP 03054 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03054 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03054 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03054 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03052 Litchfield, NH 8,258 3.3 mi
03063 Nashua, NH 16,216 5.2 mi
03110 Bedford, NH 21,203 6.0 mi
03031 Amherst, NH 11,247 4.6 mi
03064 Nashua, NH 14,227 5.7 mi
03062 Nashua, NH 26,694 9.2 mi
03053 Londonderry, NH 23,957 6.9 mi
03049 Hollis, NH 7,688 8.0 mi
03060 Nashua, NH 29,357 8.4 mi
03103 Manchester, NH 36,476 7.8 mi

More ZIP Codes in Hillsborough County

03103 standard
Manchester, NH
Pop: 36,476
03104 standard
Manchester, NH
Pop: 32,798
03102 standard
Manchester, NH
Pop: 31,096
03060 standard
Nashua, NH
Pop: 29,357
03062 standard
Nashua, NH
Pop: 26,694
03051 standard
Hudson, NH
Pop: 24,480

Related Areas

Hillsborough County Merrimack, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03054 in? ▼
ZIP code 03054 (Merrimack) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03054? ▼
ZIP code 03054 in Merrimack, NH has a population of 25,477 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03054? ▼
The median household income in ZIP 03054 is $127,303, which is 67% above the national average of $76,288.
What is the average home value in ZIP 03054? ▼
The median home value in ZIP 03054 is $458,700, which is 65% above the national average of $278,155.
What is the demographic makeup of ZIP 03054? ▼
The largest racial group in ZIP 03054 is White at 88.7%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 03054? ▼
ZIP code 03054 has 755 business establishments employing approximately 19,249 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03054? ▼
The top industries by establishment count in ZIP 03054 are: Retail trade (145), Construction (100), Professional, scientific, and technical services (79). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 03054? ▼
According to the FHFA House Price Index, home values in ZIP 03054 increased by 9.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 195%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03054? ▼
In ZIP code 03054, 67.1% of residents aged 25+ have a high school diploma or higher, and 50.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03054? ▼
The mean commute time for workers in ZIP code 03054 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03054? ▼
In ZIP code 03054, approximately 88.9% of occupied housing units are owner-occupied and 11.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03054? ▼
The poverty rate in ZIP code 03054 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.