Manchester, NH · standard

ZIP Code 03103

Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

36,476
1,445/sq mi
$73,540
Median income
$342,200
Median home value
23.8%
Bachelor's or higher

The verdict

Manchester pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.

Top 48%
household income, US ZIPs
Top 27%
home value, US ZIPs
1,445
people per sq mi
49%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03103 against every reporting US ZIP.

ZIP code 03103 is a densely settled ZIP (a standard USPS delivery area) in Manchester, Hillsborough County, New Hampshire, with 36,476 residents across 25.3 square miles, a density of 1,445 people per square mile, in the New York time zone.

ZIP 03103 lands in the middle-income range, with a median household income of $73,540 (28% below the New Hampshire average), while per-capita income is $36,947. The poverty rate stands at 13.8% and the unemployment rate at 2.9%. On housing, the median home value is $342,200 (15% below the state average) with median rent at $1,436 per month, and 49.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.8% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 24 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 03103, plus 6 more within Hillsborough County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03103

Top 5 sectors by establishment count in Manchester, NH

Which industries have the most business establishments in ZIP 03103.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03103, Manchester, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

36,476

Population

25.3

Area (sq mi)

1,445

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03103?

38.3

Median Age

49.3%

Male

50.7%

Female

20.0%

Foreign-Born

White 66.7%
African American 4.9%
Asian 5.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.4%
Hispanic or Latino 22.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,540

Median Household Income

-28% vs state

$36,947

Per Capita Income

13.8%

Poverty Rate

2.9%

Unemployment Rate

23.8 min

Mean Commute Time

How ZIP 03103 ranks nationally

Manchester, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,540 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.7%
Bachelor's Degree or Higher 23.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,073

Total Housing Units

15,217

Occupied Units

856

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 49.3%
Renter 50.7%

$342,200

Median Home Value

-15% vs state

$1,436

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.8%

YoY Change (2024)

322

HPI Index (2000 = 100)

+222%

Total Change Since 2000

Home values in ZIP 03103 have increased 10.8% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.5% 201
2021 +15.2% 232
2022 +13.6% 263
2023 +10.3% 290
2024 +10.8% 322

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,090 business establishments in ZIP 03103, employing approximately 23,480 people with a combined annual payroll of $1,512,648,000.

1,090

Businesses

23,480

Employees

$1.5B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 242 22.2%
Other services (except public administration) 133 12.2%
Accommodation and food services 117 10.7%
Health care and social assistance 101 9.3%
Construction 94 8.6%
Real estate and rental and leasing 59 5.4%
Wholesale trade 55 5.0%
Administrative and support and waste management and remediation services 54 5.0%
Manufacturing 51 4.7%
Professional, scientific, and technical services 51 4.7%
Transportation and warehousing 47 4.3%
Finance and insurance 24 2.2%
Information 22 2.0%
Arts, entertainment, and recreation 16 1.5%
Educational services 15 1.4%
Management of companies and enterprises 9 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03103 vs 03109 →

ZIP 03103 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03103 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03103 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03103 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03109 Manchester, NH 10,314 2.3 mi
03101 Manchester, NH 3,049 2.7 mi
03104 Manchester, NH 32,798 3.9 mi
03110 Bedford, NH 21,203 4.4 mi
03102 Manchester, NH 31,096 4.4 mi
03052 Litchfield, NH 8,258 7.7 mi
03106 Hooksett, NH 13,374 8.1 mi
03053 Londonderry, NH 23,957 6.0 mi
03032 Auburn, NH 4,953 5.7 mi
03054 Merrimack, NH 25,477 7.8 mi

More ZIP Codes in Hillsborough County

Frequently Asked Questions

What county is ZIP code 03103 in?
ZIP code 03103 (Manchester) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03103?
ZIP code 03103 in Manchester, NH has a population of 36,476 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03103?
The median household income in ZIP 03103 is $73,540, which is 4% below the national average of $76,288.
What is the average home value in ZIP 03103?
The median home value in ZIP 03103 is $342,200, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 03103?
The largest racial group in ZIP 03103 is White at 66.7%. Hispanic or Latino residents make up 22.9% of the population.
How many businesses are in ZIP code 03103?
ZIP code 03103 has 1,090 business establishments employing approximately 23,480 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03103?
The top industries by establishment count in ZIP 03103 are: Retail trade (242), Other services (except public administration) (133), Accommodation and food services (117). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 03103?
According to the FHFA House Price Index, home values in ZIP 03103 increased by 10.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03103?
In ZIP code 03103, 59.7% of residents aged 25+ have a high school diploma or higher, and 23.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03103?
The mean commute time for workers in ZIP code 03103 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03103?
In ZIP code 03103, approximately 49.3% of occupied housing units are owner-occupied and 50.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03103?
The poverty rate in ZIP code 03103 is 13.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.