Manchester, NH · standard
ZIP Code 03103
Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 36,476
- 1,445/sq mi High-density area
- $73,540
- Median income Near-median income area
- $342,200
- Median home value Above-median home value
- 23.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Manchester pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.
- Top 48%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 1,445
- people per sq mi
- 49%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03103 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03103 (Manchester, NH) rose +10.8% from 2023 to 2024. The all-transactions index moved from 290.1 in 2023 to 321.5 in 2024 (2000 = 100).
ZIP code 03103 is a densely settled ZIP (a standard USPS delivery area) in Manchester, Hillsborough County, New Hampshire, with 36,476 residents across 25.3 square miles, a density of 1,445 people per square mile, in the New York time zone.
ZIP 03103 lands in the middle-income range, with a median household income of $73,540 (28% below the average New Hampshire ZIP), while per-capita income is $36,947. The poverty rate is 13.8%, with unemployment at 2.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $342,200 (15% below the average New Hampshire ZIP), and median rent is $1,436; owner occupancy is 49.3%.
Educational attainment sits below the national norm: 23.8% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hillsborough County, so 03103 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03103
Top 5 sectors by establishment count in Manchester, NH
Which industries have the most business establishments in ZIP 03103.
- Retail trade
Retail trade
242 establishments
- Other services (except public administration)
Other services (except public administration)
133 establishments
- Accommodation and food services
Accommodation and food services
117 establishments
- Health care and social assistance
Health care and social assistance
101 establishments
- Construction 94
Construction
94 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03103, Manchester, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
36,476
Population
25.3
Area (sq mi)
1,445
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03103?
38.3
Median Age
49.3%
Male
50.7%
Female
20.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,540
Median Household Income
-28% vs state ZIP avg
$36,947
Per Capita Income
13.8%
Poverty Rate
2.9%
Unemployment Rate
23.8 min
Mean Commute Time
How ZIP 03103 ranks nationally
Manchester, NH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$73,540 Top 48% higher than 52% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,073housing units
16,073
Total Housing Units
15,217
Occupied Units
856
Vacant Units
2.44
Avg Household Size
Occupancy Type
$342,200
Median Home Value
-15% vs state ZIP avg
$1,436
Median Rent
1961
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.8%
YoY Change (2024)
322
HPI Index (2000 = 100)
+222%
Total Change Since 2000
Home values in ZIP 03103 have increased 10.8% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.5% | 201 |
| 2021 | +15.2% | 232 |
| 2022 | +13.6% | 263 |
| 2023 | +10.3% | 290 |
| 2024 | +10.8% | 322 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,090 business establishments in ZIP 03103, employing approximately 23,480 people with a combined annual payroll of $1,512,648,000.
1,090
Businesses
23,480
Employees
$1.5B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 242 | 22.2% |
| Other services (except public administration) | 133 | 12.2% |
| Accommodation and food services | 117 | 10.7% |
| Health care and social assistance | 101 | 9.3% |
| Construction | 94 | 8.6% |
| Real estate and rental and leasing | 59 | 5.4% |
| Wholesale trade | 55 | 5.0% |
| Administrative and support and waste management and remediation services | 54 | 5.0% |
| Manufacturing | 51 | 4.7% |
| Professional, scientific, and technical services | 51 | 4.7% |
| Transportation and warehousing | 47 | 4.3% |
| Finance and insurance | 24 | 2.2% |
| Information | 22 | 2.0% |
| Arts, entertainment, and recreation | 16 | 1.5% |
| Educational services | 15 | 1.4% |
| Management of companies and enterprises | 9 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03103 vs 03109 →
ZIP 03103 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03103
Manchester (03103)
36,476 residents
- 03104
Manchester (03104)
32,798 residents
- 03102
Manchester (03102)
31,096 residents
- 03054
Merrimack (03054)
25,477 residents
- 03053
Londonderry (03053)
23,957 residents
- 03110
Bedford (03110)
21,203 residents
- 03106 13,374
Hooksett (03106)
13,374 residents
- 03109 10,314
Manchester (03109)
10,314 residents
- 03052 8,258
Litchfield (03052)
8,258 residents
What this shows Among its immediate neighbors, ZIP 03103 ranks the most populous - useful context the national average alone can't give.
ZIP 03103 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03110
Bedford (03110)
$167,418 median income
- 03052
Litchfield (03052)
$162,036 median income
- 03032
Auburn (03032)
$153,253 median income
- 03053
Londonderry (03053)
$134,038 median income
- 03054
Merrimack (03054)
$127,303 median income
- 03106
Hooksett (03106)
$118,442 median income
- 03109
Manchester (03109)
$108,144 median income
- 03104
Manchester (03104)
$88,897 median income
- 03101
Manchester (03101)
$84,434 median income
What this shows By household income, ZIP 03103 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03109 | Manchester, NH | 10,314 | 2.3 mi |
| 03101 | Manchester, NH | 3,049 | 2.7 mi |
| 03104 | Manchester, NH | 32,798 | 3.9 mi |
| 03110 | Bedford, NH | 21,203 | 4.4 mi |
| 03102 | Manchester, NH | 31,096 | 4.4 mi |
| 03052 | Litchfield, NH | 8,258 | 7.7 mi |
| 03106 | Hooksett, NH | 13,374 | 8.1 mi |
| 03053 | Londonderry, NH | 23,957 | 6.0 mi |
| 03032 | Auburn, NH | 4,953 | 5.7 mi |
| 03054 | Merrimack, NH | 25,477 | 7.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03103, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (36,476 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hillsborough County
Related Areas
Frequently Asked Questions
What county is ZIP code 03103 in?
ZIP code 03103 (Manchester) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03103?
ZIP code 03103 in Manchester, NH has a population of 36,476 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03103?
The median household income in ZIP 03103 is $73,540, which is 4% below the national average of $76,288.
What is the average home value in ZIP 03103?
The median home value in ZIP 03103 is $342,200, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 03103?
The largest racial group in ZIP 03103 is White at 66.7%. Hispanic or Latino residents make up 22.9% of the population.
How many businesses are in ZIP code 03103?
ZIP code 03103 has 1,090 business establishments employing approximately 23,480 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03103?
The top industries by establishment count in ZIP 03103 are: Retail trade (242), Other services (except public administration) (133), Accommodation and food services (117). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 03103?
According to the FHFA House Price Index, home values in ZIP 03103 increased by 10.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03103?
In ZIP code 03103, 59.7% of residents aged 25+ have a high school diploma or higher, and 23.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03103?
The mean commute time for workers in ZIP code 03103 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03103?
In ZIP code 03103, approximately 49.3% of occupied housing units are owner-occupied and 50.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03103?
The poverty rate in ZIP code 03103 is 13.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03103's numbers, next.
- See how ZIP 03103 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Manchester, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.