PlainZIP

Manchester, NH · standard

ZIP Code 03109

Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,314
541/sq mi
$108,144
Median income
$387,900
Median home value
32.3%
Bachelor's or higher

The verdict

Manchester pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 22%
home value, US ZIPs
541
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03109 against every reporting US ZIP.

ZIP code 03109 is a mid-sized community (a standard USPS delivery area) in Manchester, Hillsborough County, New Hampshire, home to 10,314 residents across 19.1 square miles, a density of 541 people per square mile, in the New York time zone.

ZIP 03109 lands in the middle-income range, with a median household income of $108,144 (6% above the New Hampshire average), while per-capita income is $53,885. Local economic indicators show a 3.0% poverty rate alongside 8.0% unemployment. Housing costs here run $387,900 for a typical home value (4% below the state average), with rent averaging $1,802 a month; 77.1% of homes are owner-occupied.

A solid share of residents have a four-year degree: 32.3% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsborough County, so you can benchmark 03109 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03109

Top 5 sectors by establishment count in Manchester, NH

Which industries have the most business establishments in ZIP 03109.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03109, Manchester, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,314

Population

19.1

Area (sq mi)

541

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03109?

42.5

Median Age

43.0%

Male

57.0%

Female

4.8%

Foreign-Born

White 88.3%
African American 0.8%
Asian 2.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,144

Median Household Income

+6% vs state

$53,885

Per Capita Income

3.0%

Poverty Rate

8.0%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 03109 ranks nationally

Manchester, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$108,144 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.0%
Bachelor's Degree or Higher 32.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,288

Total Housing Units

4,075

Occupied Units

213

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 77.1%
Renter 22.9%

$387,900

Median Home Value

-4% vs state

$1,802

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.0%

YoY Change (2024)

310

HPI Index (2000 = 100)

+210%

Total Change Since 2000

Home values in ZIP 03109 have increased 12.0% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 196
2021 +14.9% 225
2022 +16.5% 263
2023 +5.6% 277
2024 +12.0% 310

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 297 business establishments in ZIP 03109, employing approximately 5,156 people with a combined annual payroll of $451,942,000.

297

Businesses

5,156

Employees

$451.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 59 19.9%
Wholesale trade 36 12.1%
Other services (except public administration) 31 10.4%
Accommodation and food services 25 8.4%
Health care and social assistance 23 7.7%
Manufacturing 20 6.7%
Professional, scientific, and technical services 19 6.4%
Retail trade 17 5.7%
Administrative and support and waste management and remediation services 17 5.7%
Transportation and warehousing 12 4.0%
Information 12 4.0%
Arts, entertainment, and recreation 7 2.4%
Real estate and rental and leasing 6 2.0%
Management of companies and enterprises 6 2.0%
Finance and insurance 5 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03109 vs 03103 →

ZIP 03109 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03109 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03109 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03109 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03103 Manchester, NH 36,476 2.3 mi
03032 Auburn, NH 4,953 3.4 mi
03104 Manchester, NH 32,798 3.6 mi
03101 Manchester, NH 3,049 3.6 mi
03053 Londonderry, NH 23,957 6.1 mi
03102 Manchester, NH 31,096 5.4 mi
03106 Hooksett, NH 13,374 7.5 mi
03110 Bedford, NH 21,203 6.7 mi
03052 Litchfield, NH 8,258 8.9 mi
03034 Candia, NH 3,970 8.1 mi

More ZIP Codes in Hillsborough County

03103 standard
Manchester, NH
Pop: 36,476
03104 standard
Manchester, NH
Pop: 32,798
03102 standard
Manchester, NH
Pop: 31,096
03060 standard
Nashua, NH
Pop: 29,357
03062 standard
Nashua, NH
Pop: 26,694
03054 standard
Merrimack, NH
Pop: 25,477

Related Areas

Hillsborough County Manchester, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03109 in? ▼
ZIP code 03109 (Manchester) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03109? ▼
ZIP code 03109 in Manchester, NH has a population of 10,314 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03109? ▼
The median household income in ZIP 03109 is $108,144, which is 42% above the national average of $76,288.
What is the average home value in ZIP 03109? ▼
The median home value in ZIP 03109 is $387,900, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 03109? ▼
The largest racial group in ZIP 03109 is White at 88.3%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 03109? ▼
ZIP code 03109 has 297 business establishments employing approximately 5,156 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03109? ▼
The top industries by establishment count in ZIP 03109 are: Construction (59), Wholesale trade (36), Other services (except public administration) (31). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 03109? ▼
According to the FHFA House Price Index, home values in ZIP 03109 increased by 12.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03109? ▼
In ZIP code 03109, 65.0% of residents aged 25+ have a high school diploma or higher, and 32.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03109? ▼
The mean commute time for workers in ZIP code 03109 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03109? ▼
In ZIP code 03109, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03109? ▼
The poverty rate in ZIP code 03109 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.