ZIP Code 03109

standard

Source:

Manchester · Hillsborough County · New Hampshire

Population
10,314

541/sq mi

Median income
$108,144

▲ 42% vs US

higher than 86% of US ZIPs

Median home value
$387,900

▲ 39% vs US

higher than 78% of US ZIPs

Bachelor's or higher
32.3%

Median age 42.5

Land area
19.1 sq mi

New York

ZIP code 03109 in Manchester, New Hampshire has a population of 10,314. The median household income is $108,144, which is 42% above the national average. Median home value is $387,900, 39% above the US average. 32.3% of residents hold a bachelor's degree or higher.

ZIP code 03109 is classified by USPS as a standard delivery area and covers roughly 19.1 square miles in Manchester, Hillsborough County, New Hampshire. The area is home to 10,314 residents, producing a population density of 541 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 03109 against New Hampshire and the nation.

On the economic side, the median household income for ZIP 03109 sits at $108,144 (6% above the New Hampshire average), while per-capita income is $53,885. The poverty rate stands at 3.0% and the unemployment rate at 8.0%. On housing, the median home value is $387,900 (4% below the state average) with median rent at $1,802 per month, and 77.1% of occupied units are owner-occupied, a direct signal of whether 03109 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 32.3% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsborough County, so you can benchmark 03109 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 03109

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 03109.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 03109, Manchester, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,314

Population

19.1

Area (sq mi)

541

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03109?

42.5

Median Age

43.0%

Male

57.0%

Female

4.8%

Foreign-Born

White 88.3%
African American 0.8%
Asian 2.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,144

Median Household Income

+6% vs state

$53,885

Per Capita Income

3.0%

Poverty Rate

8.0%

Unemployment Rate

26.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.0%
Bachelor's Degree or Higher 32.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,288

Total Housing Units

4,075

Occupied Units

213

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 77.1%
Renter 22.9%

$387,900

Median Home Value

-4% vs state

$1,802

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.0%

YoY Change (2024)

310

HPI Index (2000 = 100)

+210%

Total Change Since 2000

Home values in ZIP 03109 have increased 12.0% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 196
2021 +14.9% 225
2022 +16.5% 263
2023 +5.6% 277
2024 +12.0% 310

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 297 business establishments in ZIP 03109, employing approximately 5,156 people with a combined annual payroll of $451,942,000.

297

Businesses

5,156

Employees

$451.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 59 19.9%
Wholesale trade 36 12.1%
Other services (except public administration) 31 10.4%
Accommodation and food services 25 8.4%
Health care and social assistance 23 7.7%
Manufacturing 20 6.7%
Professional, scientific, and technical services 19 6.4%
Retail trade 17 5.7%
Administrative and support and waste management and remediation services 17 5.7%
Transportation and warehousing 12 4.0%
Information 12 4.0%
Arts, entertainment, and recreation 7 2.4%
Real estate and rental and leasing 6 2.0%
Management of companies and enterprises 6 2.0%
Finance and insurance 5 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03109 vs 03103 →

ZIP Code City Population Distance
03103 Manchester, NH 36,476 2.3 mi
03032 Auburn, NH 4,953 3.4 mi
03104 Manchester, NH 32,798 3.6 mi
03101 Manchester, NH 3,049 3.6 mi
03053 Londonderry, NH 23,957 6.1 mi
03102 Manchester, NH 31,096 5.4 mi
03106 Hooksett, NH 13,374 7.5 mi
03110 Bedford, NH 21,203 6.7 mi
03052 Litchfield, NH 8,258 8.9 mi
03034 Candia, NH 3,970 8.1 mi

More ZIP Codes in Hillsborough County

Frequently Asked Questions

What county is ZIP code 03109 in?
ZIP code 03109 (Manchester) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03109?
ZIP code 03109 in Manchester, NH has a population of 10,314 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03109?
The median household income in ZIP 03109 is $108,144, which is 42% above the national average of $76,288.
What is the average home value in ZIP 03109?
The median home value in ZIP 03109 is $387,900, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 03109?
The largest racial group in ZIP 03109 is White at 88.3%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 03109?
ZIP code 03109 has 297 business establishments employing approximately 5,156 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03109?
The top industries by establishment count in ZIP 03109 are: Construction (59), Wholesale trade (36), Other services (except public administration) (31). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 03109?
According to the FHFA House Price Index, home values in ZIP 03109 increased by 12.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03109?
In ZIP code 03109, 65.0% of residents aged 25+ have a high school diploma or higher, and 32.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03109?
The mean commute time for workers in ZIP code 03109 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03109?
In ZIP code 03109, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03109?
The poverty rate in ZIP code 03109 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Manchester, NH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.