Manchester, NH · standard
ZIP Code 03109
Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,314
- 541/sq mi High-density area
- $108,144
- Median income Above-median income area
- $387,900
- Median home value Above-median home value
- 32.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Manchester pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 22%
- home value, US ZIPs
- 541
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03109 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03109 (Manchester, NH) rose +12.0% from 2023 to 2024. The all-transactions index moved from 277.2 in 2023 to 310.5 in 2024 (2000 = 100).
ZIP code 03109 is a mid-sized community (a standard USPS delivery area) in Manchester, Hillsborough County, New Hampshire, home to 10,314 residents across 19.1 square miles, a density of 541 people per square mile, in the New York time zone.
ZIP 03109 lands in the middle-income range, with a median household income of $108,144 (6% above the average New Hampshire ZIP), while per-capita income is $53,885. The poverty rate is 3.0%, with unemployment at 8.0%; those measures add context to the income figure. Median home value is $387,900 (4% below the average New Hampshire ZIP) and median rent is $1,802; 77.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 32.3% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hillsborough County, so 03109 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03109
Top 5 sectors by establishment count in Manchester, NH
Which industries have the most business establishments in ZIP 03109.
- Construction
Construction
59 establishments
- Wholesale trade
Wholesale trade
36 establishments
- Other services (except public administration)
Other services (except public administration)
31 establishments
- Accommodation and food services
Accommodation and food services
25 establishments
- Health care and social assistance 23
Health care and social assistance
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03109, Manchester, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,314
Population
19.1
Area (sq mi)
541
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03109?
42.5
Median Age
43.0%
Male
57.0%
Female
4.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$108,144
Median Household Income
+6% vs state ZIP avg
$53,885
Per Capita Income
3.0%
Poverty Rate
8.0%
Unemployment Rate
26.3 min
Mean Commute Time
How ZIP 03109 ranks among New Hampshire ZIPs
Manchester, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$108,144 Top 36% higher than 64% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,288housing units
4,288
Total Housing Units
4,075
Occupied Units
213
Vacant Units
2.41
Avg Household Size
Occupancy Type
$387,900
Median Home Value
-4% vs state ZIP avg
$1,802
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.0%
YoY Change (2024)
310
HPI Index (2000 = 100)
+210%
Total Change Since 2000
Home values in ZIP 03109 have increased 12.0% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 196 |
| 2021 | +14.9% | 225 |
| 2022 | +16.5% | 263 |
| 2023 | +5.6% | 277 |
| 2024 | +12.0% | 310 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 297 business establishments in ZIP 03109, employing approximately 5,156 people with a combined annual payroll of $451,942,000.
297
Businesses
5,156
Employees
$451.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 59 | 19.9% |
| Wholesale trade | 36 | 12.1% |
| Other services (except public administration) | 31 | 10.4% |
| Accommodation and food services | 25 | 8.4% |
| Health care and social assistance | 23 | 7.7% |
| Manufacturing | 20 | 6.7% |
| Professional, scientific, and technical services | 19 | 6.4% |
| Retail trade | 17 | 5.7% |
| Administrative and support and waste management and remediation services | 17 | 5.7% |
| Transportation and warehousing | 12 | 4.0% |
| Information | 12 | 4.0% |
| Arts, entertainment, and recreation | 7 | 2.4% |
| Real estate and rental and leasing | 6 | 2.0% |
| Management of companies and enterprises | 6 | 2.0% |
| Finance and insurance | 5 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03109 vs 03103 →
ZIP 03109 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03103
Manchester (03103)
36,476 residents
- 03104
Manchester (03104)
32,798 residents
- 03102
Manchester (03102)
31,096 residents
- 03053
Londonderry (03053)
23,957 residents
- 03110
Bedford (03110)
21,203 residents
- 03106 13,374
Hooksett (03106)
13,374 residents
- 03109 10,314
Manchester (03109)
10,314 residents
- 03052 8,258
Litchfield (03052)
8,258 residents
- 03032 4,953
Auburn (03032)
4,953 residents
What this shows Among its immediate neighbors, ZIP 03109 ranks #7 by population - useful context the national average alone can't give.
ZIP 03109 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03110
Bedford (03110)
$167,418 median income
- 03052
Litchfield (03052)
$162,036 median income
- 03032
Auburn (03032)
$153,253 median income
- 03053
Londonderry (03053)
$134,038 median income
- 03034
Candia (03034)
$131,350 median income
- 03106
Hooksett (03106)
$118,442 median income
- 03109
Manchester (03109)
$108,144 median income
- 03104
Manchester (03104)
$88,897 median income
- 03101
Manchester (03101)
$84,434 median income
What this shows By household income, ZIP 03109 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03103 | Manchester, NH | 36,476 | 2.3 mi |
| 03032 | Auburn, NH | 4,953 | 3.4 mi |
| 03104 | Manchester, NH | 32,798 | 3.6 mi |
| 03101 | Manchester, NH | 3,049 | 3.6 mi |
| 03053 | Londonderry, NH | 23,957 | 6.1 mi |
| 03102 | Manchester, NH | 31,096 | 5.4 mi |
| 03106 | Hooksett, NH | 13,374 | 7.5 mi |
| 03110 | Bedford, NH | 21,203 | 6.7 mi |
| 03052 | Litchfield, NH | 8,258 | 8.9 mi |
| 03034 | Candia, NH | 3,970 | 8.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03109, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,314 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hillsborough County
Related Areas
Frequently Asked Questions
What county is ZIP code 03109 in?
ZIP code 03109 (Manchester) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03109?
ZIP code 03109 in Manchester, NH has a population of 10,314 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03109?
The median household income in ZIP 03109 is $108,144, which is 42% above the national average of $76,288.
What is the average home value in ZIP 03109?
The median home value in ZIP 03109 is $387,900, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 03109?
The largest racial group in ZIP 03109 is White at 88.3%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 03109?
ZIP code 03109 has 297 business establishments employing approximately 5,156 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03109?
The top industries by establishment count in ZIP 03109 are: Construction (59), Wholesale trade (36), Other services (except public administration) (31). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 03109?
According to the FHFA House Price Index, home values in ZIP 03109 increased by 12.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03109?
In ZIP code 03109, 65.0% of residents aged 25+ have a high school diploma or higher, and 32.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03109?
The mean commute time for workers in ZIP code 03109 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03109?
In ZIP code 03109, approximately 77.1% of occupied housing units are owner-occupied and 22.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03109?
The poverty rate in ZIP code 03109 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03109's numbers, next.
- See how ZIP 03109 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Manchester, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.