PlainZIP

Manchester, NH · standard

ZIP Code 03104

Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,798
1,532/sq mi
$88,897
Median income
$392,200
Median home value
44.0%
Bachelor's or higher

The verdict

Manchester pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.

Top 28%
household income, US ZIPs
Top 21%
home value, US ZIPs
1,532
people per sq mi
54%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03104 against every reporting US ZIP.

ZIP code 03104 is a densely settled ZIP (a standard USPS delivery area) in Manchester, Hillsborough County, New Hampshire, with 32,798 residents across 21.4 square miles, a density of 1,532 people per square mile, in the New York time zone.

ZIP 03104 lands in the middle-income range, with a median household income of $88,897 (13% below the New Hampshire average), while per-capita income is $48,427. The poverty rate stands at 10.4% and the unemployment rate at 3.0%. Median home value sits at $392,200 (3% below the state average), median rent at $1,561 a month, and owner-occupancy at 53.9%.

A solid share of residents have a four-year degree: 44.0% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsborough County, so you can benchmark 03104 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03104

Top 5 sectors by establishment count in Manchester, NH

Which industries have the most business establishments in ZIP 03104.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03104, Manchester, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

32,798

Population

21.4

Area (sq mi)

1,532

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03104?

37.8

Median Age

52.0%

Male

48.0%

Female

9.2%

Foreign-Born

White 79.9%
African American 3.9%
Asian 2.2%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 10.3%
Hispanic or Latino 10.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,897

Median Household Income

-13% vs state

$48,427

Per Capita Income

10.4%

Poverty Rate

3.0%

Unemployment Rate

23.4 min

Mean Commute Time

How ZIP 03104 ranks nationally

Manchester, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$88,897 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.0%
Bachelor's Degree or Higher 44.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,685

Total Housing Units

14,622

Occupied Units

1,063

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 53.9%
Renter 46.1%

$392,200

Median Home Value

-3% vs state

$1,561

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.9%

YoY Change (2024)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 03104 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 187
2021 +13.6% 213
2022 +17.1% 249
2023 +9.8% 274
2024 +5.9% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 527 business establishments in ZIP 03104, employing approximately 8,109 people with a combined annual payroll of $505,561,000.

527

Businesses

8,109

Employees

$505.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 87 16.5%
Health care and social assistance 81 15.4%
Other services (except public administration) 69 13.1%
Construction 48 9.1%
Retail trade 44 8.3%
Accommodation and food services 40 7.6%
Administrative and support and waste management and remediation services 33 6.3%
Finance and insurance 30 5.7%
Real estate and rental and leasing 27 5.1%
Educational services 16 3.0%
Transportation and warehousing 14 2.7%
Wholesale trade 12 2.3%
Arts, entertainment, and recreation 11 2.1%
Information 6 1.1%
Manufacturing 5 0.9%
Utilities 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03104 vs 03101 →

ZIP 03104 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03104 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03104 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03104 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03101 Manchester, NH 3,049 1.9 mi
03102 Manchester, NH 31,096 2.5 mi
03103 Manchester, NH 36,476 3.9 mi
03106 Hooksett, NH 13,374 4.3 mi
03109 Manchester, NH 10,314 3.6 mi
03032 Auburn, NH 4,953 5.1 mi
03045 Goffstown, NH 13,560 6.5 mi
03110 Bedford, NH 21,203 6.5 mi
03034 Candia, NH 3,970 7.6 mi
03053 Londonderry, NH 23,957 9.5 mi

More ZIP Codes in Hillsborough County

03103 standard
Manchester, NH
Pop: 36,476
03102 standard
Manchester, NH
Pop: 31,096
03060 standard
Nashua, NH
Pop: 29,357
03062 standard
Nashua, NH
Pop: 26,694
03054 standard
Merrimack, NH
Pop: 25,477
03051 standard
Hudson, NH
Pop: 24,480

Related Areas

Hillsborough County Manchester, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03104 in? ▼
ZIP code 03104 (Manchester) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03104? ▼
ZIP code 03104 in Manchester, NH has a population of 32,798 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03104? ▼
The median household income in ZIP 03104 is $88,897, which is 17% above the national average of $76,288.
What is the average home value in ZIP 03104? ▼
The median home value in ZIP 03104 is $392,200, which is 41% above the national average of $278,155.
What is the demographic makeup of ZIP 03104? ▼
The largest racial group in ZIP 03104 is White at 79.9%. Hispanic or Latino residents make up 10.5% of the population.
How many businesses are in ZIP code 03104? ▼
ZIP code 03104 has 527 business establishments employing approximately 8,109 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03104? ▼
The top industries by establishment count in ZIP 03104 are: Professional, scientific, and technical services (87), Health care and social assistance (81), Other services (except public administration) (69). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 03104? ▼
According to the FHFA House Price Index, home values in ZIP 03104 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03104? ▼
In ZIP code 03104, 70.0% of residents aged 25+ have a high school diploma or higher, and 44.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03104? ▼
The mean commute time for workers in ZIP code 03104 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03104? ▼
In ZIP code 03104, approximately 53.9% of occupied housing units are owner-occupied and 46.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03104? ▼
The poverty rate in ZIP code 03104 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.