PlainZIP

Manchester, NH · standard

ZIP Code 03102

Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,096
1,327/sq mi
$74,327
Median income
$343,300
Median home value
35.1%
Bachelor's or higher

The verdict

Manchester pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.

Top 46%
household income, US ZIPs
Top 27%
home value, US ZIPs
1,327
people per sq mi
41%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03102 against every reporting US ZIP.

ZIP code 03102 is a densely settled ZIP (a standard USPS delivery area) in Manchester, Hillsborough County, New Hampshire, with 31,096 residents across 23.4 square miles, a density of 1,327 people per square mile, in the New York time zone.

ZIP 03102 lands in the middle-income range, with a median household income of $74,327 (27% below the New Hampshire average), while per-capita income is $43,223. The poverty rate stands at 10.5% and the unemployment rate at 2.6%. The typical home here is valued at $343,300 (15% below the state average); renters pay a median of $1,626 monthly, and 41.0% of units are owner-occupied.

A solid share of residents have a four-year degree: 35.1% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 23 minutes. To put 03102 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hillsborough County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03102

Top 5 sectors by establishment count in Manchester, NH

Which industries have the most business establishments in ZIP 03102.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03102, Manchester, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,096

Population

23.4

Area (sq mi)

1,327

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03102?

36.8

Median Age

49.5%

Male

50.5%

Female

12.5%

Foreign-Born

White 75.7%
African American 5.2%
Asian 4.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.3%
Hispanic or Latino 9.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,327

Median Household Income

-27% vs state

$43,223

Per Capita Income

10.5%

Poverty Rate

2.6%

Unemployment Rate

23.3 min

Mean Commute Time

How ZIP 03102 ranks nationally

Manchester, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,327 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 35.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,294

Total Housing Units

14,625

Occupied Units

669

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 41.0%
Renter 59.0%

$343,300

Median Home Value

-15% vs state

$1,626

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.2%

YoY Change (2024)

322

HPI Index (2000 = 100)

+222%

Total Change Since 2000

Home values in ZIP 03102 have increased 11.2% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 203
2021 +14.9% 233
2022 +12.4% 262
2023 +10.6% 290
2024 +11.2% 322

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 421 business establishments in ZIP 03102, employing approximately 9,250 people with a combined annual payroll of $582,112,000.

421

Businesses

9,250

Employees

$582.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 65 15.4%
Health care and social assistance 64 15.2%
Construction 58 13.8%
Retail trade 57 13.5%
Accommodation and food services 54 12.8%
Professional, scientific, and technical services 27 6.4%
Administrative and support and waste management and remediation services 22 5.2%
Real estate and rental and leasing 13 3.1%
Finance and insurance 12 2.9%
Transportation and warehousing 11 2.6%
Wholesale trade 9 2.1%
Educational services 8 1.9%
Manufacturing 7 1.7%
Information 6 1.4%
Arts, entertainment, and recreation 5 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03102 vs 03101 →

ZIP 03102 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03102 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03102 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03102 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03101 Manchester, NH 3,049 1.8 mi
03104 Manchester, NH 32,798 2.5 mi
03045 Goffstown, NH 13,560 4.1 mi
03103 Manchester, NH 36,476 4.4 mi
03110 Bedford, NH 21,203 5.1 mi
03106 Hooksett, NH 13,374 5.2 mi
03109 Manchester, NH 10,314 5.4 mi
03304 Bow, NH 7,519 8.7 mi
03032 Auburn, NH 4,953 7.5 mi
03046 Dunbarton, NH 2,758 8.7 mi

More ZIP Codes in Hillsborough County

03103 standard
Manchester, NH
Pop: 36,476
03104 standard
Manchester, NH
Pop: 32,798
03060 standard
Nashua, NH
Pop: 29,357
03062 standard
Nashua, NH
Pop: 26,694
03054 standard
Merrimack, NH
Pop: 25,477
03051 standard
Hudson, NH
Pop: 24,480

Related Areas

Hillsborough County Manchester, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03102 in? ▼
ZIP code 03102 (Manchester) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03102? ▼
ZIP code 03102 in Manchester, NH has a population of 31,096 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03102? ▼
The median household income in ZIP 03102 is $74,327, which is 3% below the national average of $76,288.
What is the average home value in ZIP 03102? ▼
The median home value in ZIP 03102 is $343,300, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 03102? ▼
The largest racial group in ZIP 03102 is White at 75.7%. Hispanic or Latino residents make up 9.6% of the population.
How many businesses are in ZIP code 03102? ▼
ZIP code 03102 has 421 business establishments employing approximately 9,250 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03102? ▼
The top industries by establishment count in ZIP 03102 are: Other services (except public administration) (65), Health care and social assistance (64), Construction (58). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 03102? ▼
According to the FHFA House Price Index, home values in ZIP 03102 increased by 11.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03102? ▼
In ZIP code 03102, 61.6% of residents aged 25+ have a high school diploma or higher, and 35.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03102? ▼
The mean commute time for workers in ZIP code 03102 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03102? ▼
In ZIP code 03102, approximately 41.0% of occupied housing units are owner-occupied and 59.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03102? ▼
The poverty rate in ZIP code 03102 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.