Manchester, NH · standard
ZIP Code 03102
Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,096
- 1,327/sq mi High-density area
- $74,327
- Median income Near-median income area
- $343,300
- Median home value Above-median home value
- 35.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Manchester pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.
- Top 46%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 1,327
- people per sq mi
- 41%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03102 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03102 (Manchester, NH) rose +11.2% from 2023 to 2024. The all-transactions index moved from 289.5 in 2023 to 321.8 in 2024 (2000 = 100).
ZIP code 03102 is a densely settled ZIP (a standard USPS delivery area) in Manchester, Hillsborough County, New Hampshire, with 31,096 residents across 23.4 square miles, a density of 1,327 people per square mile, in the New York time zone.
ZIP 03102 lands in the middle-income range, with a median household income of $74,327 (27% below the average New Hampshire ZIP), while per-capita income is $43,223. The poverty rate is 10.5%, with unemployment at 2.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $343,300 (15% below the average New Hampshire ZIP), and median rent is $1,626; owner occupancy is 41.0%.
A solid share of residents have a four-year degree: 35.1% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hillsborough County, so 03102 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03102
Top 5 sectors by establishment count in Manchester, NH
Which industries have the most business establishments in ZIP 03102.
- Other services (except public administration)
Other services (except public administration)
65 establishments
- Health care and social assistance
Health care and social assistance
64 establishments
- Construction
Construction
58 establishments
- Retail trade
Retail trade
57 establishments
- Accommodation and food services
Accommodation and food services
54 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03102, Manchester, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
31,096
Population
23.4
Area (sq mi)
1,327
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03102?
36.8
Median Age
49.5%
Male
50.5%
Female
12.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,327
Median Household Income
-27% vs state ZIP avg
$43,223
Per Capita Income
10.5%
Poverty Rate
2.6%
Unemployment Rate
23.3 min
Mean Commute Time
How ZIP 03102 ranks nationally
Manchester, NH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$74,327 Top 46% higher than 54% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,294housing units
15,294
Total Housing Units
14,625
Occupied Units
669
Vacant Units
2.19
Avg Household Size
Occupancy Type
$343,300
Median Home Value
-15% vs state ZIP avg
$1,626
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.2%
YoY Change (2024)
322
HPI Index (2000 = 100)
+222%
Total Change Since 2000
Home values in ZIP 03102 have increased 11.2% over the past year (2024). Since 2000, this ZIP has seen +222% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 203 |
| 2021 | +14.9% | 233 |
| 2022 | +12.4% | 262 |
| 2023 | +10.6% | 290 |
| 2024 | +11.2% | 322 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 421 business establishments in ZIP 03102, employing approximately 9,250 people with a combined annual payroll of $582,112,000.
421
Businesses
9,250
Employees
$582.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 65 | 15.4% |
| Health care and social assistance | 64 | 15.2% |
| Construction | 58 | 13.8% |
| Retail trade | 57 | 13.5% |
| Accommodation and food services | 54 | 12.8% |
| Professional, scientific, and technical services | 27 | 6.4% |
| Administrative and support and waste management and remediation services | 22 | 5.2% |
| Real estate and rental and leasing | 13 | 3.1% |
| Finance and insurance | 12 | 2.9% |
| Transportation and warehousing | 11 | 2.6% |
| Wholesale trade | 9 | 2.1% |
| Educational services | 8 | 1.9% |
| Manufacturing | 7 | 1.7% |
| Information | 6 | 1.4% |
| Arts, entertainment, and recreation | 5 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03102 vs 03101 →
ZIP 03102 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03103
Manchester (03103)
36,476 residents
- 03104
Manchester (03104)
32,798 residents
- 03102
Manchester (03102)
31,096 residents
- 03110
Bedford (03110)
21,203 residents
- 03045 13,560
Goffstown (03045)
13,560 residents
- 03106 13,374
Hooksett (03106)
13,374 residents
- 03109 10,314
Manchester (03109)
10,314 residents
- 03304 7,519
Bow (03304)
7,519 residents
- 03032 4,953
Auburn (03032)
4,953 residents
What this shows Among its immediate neighbors, ZIP 03102 ranks #3 by population - useful context the national average alone can't give.
ZIP 03102 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03304
Bow (03304)
$172,857 median income
- 03110
Bedford (03110)
$167,418 median income
- 03032
Auburn (03032)
$153,253 median income
- 03046
Dunbarton (03046)
$124,348 median income
- 03045
Goffstown (03045)
$119,205 median income
- 03106
Hooksett (03106)
$118,442 median income
- 03109
Manchester (03109)
$108,144 median income
- 03104
Manchester (03104)
$88,897 median income
- 03101
Manchester (03101)
$84,434 median income
What this shows By household income, ZIP 03102 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03101 | Manchester, NH | 3,049 | 1.8 mi |
| 03104 | Manchester, NH | 32,798 | 2.5 mi |
| 03045 | Goffstown, NH | 13,560 | 4.1 mi |
| 03103 | Manchester, NH | 36,476 | 4.4 mi |
| 03110 | Bedford, NH | 21,203 | 5.1 mi |
| 03106 | Hooksett, NH | 13,374 | 5.2 mi |
| 03109 | Manchester, NH | 10,314 | 5.4 mi |
| 03304 | Bow, NH | 7,519 | 8.7 mi |
| 03032 | Auburn, NH | 4,953 | 7.5 mi |
| 03046 | Dunbarton, NH | 2,758 | 8.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03102, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (31,096 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hillsborough County
Related Areas
Frequently Asked Questions
What county is ZIP code 03102 in?
ZIP code 03102 (Manchester) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03102?
ZIP code 03102 in Manchester, NH has a population of 31,096 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03102?
The median household income in ZIP 03102 is $74,327, which is 3% below the national average of $76,288.
What is the average home value in ZIP 03102?
The median home value in ZIP 03102 is $343,300, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 03102?
The largest racial group in ZIP 03102 is White at 75.7%. Hispanic or Latino residents make up 9.6% of the population.
How many businesses are in ZIP code 03102?
ZIP code 03102 has 421 business establishments employing approximately 9,250 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03102?
The top industries by establishment count in ZIP 03102 are: Other services (except public administration) (65), Health care and social assistance (64), Construction (58). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 03102?
According to the FHFA House Price Index, home values in ZIP 03102 increased by 11.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 222%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03102?
In ZIP code 03102, 61.6% of residents aged 25+ have a high school diploma or higher, and 35.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03102?
The mean commute time for workers in ZIP code 03102 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03102?
In ZIP code 03102, approximately 41.0% of occupied housing units are owner-occupied and 59.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03102?
The poverty rate in ZIP code 03102 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03102's numbers, next.
- See how ZIP 03102 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Manchester, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.