Bedford, NH · standard
ZIP Code 03110
Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,203
- 250/sq mi High-density area
- $167,418
- Median income Above-median income area
- $612,100
- Median home value Above-median home value
- 63.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Bedford pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 250
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03110 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 03110 (Bedford, NH) rose +9.9% from 2023 to 2024. The all-transactions index moved from 244.4 in 2023 to 268.5 in 2024 (2000 = 100).
ZIP code 03110 is a densely settled ZIP (a standard USPS delivery area) in Bedford, Hillsborough County, New Hampshire, with 21,203 residents across 84.9 square miles, a density of 250 people per square mile, in the New York time zone.
ZIP 03110 skews affluent, with a median household income of $167,418 (64% above the average New Hampshire ZIP), while per-capita income is $75,630. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.7% and unemployment is 1.7%. Housing is both higher-cost and owner-heavy: median home value is $612,100 (51% above the average New Hampshire ZIP), while 82.9% of occupied homes are owner-occupied and median rent is $2,099.
This is a highly-educated ZIP: 63.0% of adults hold a bachelor's degree or higher, the median age is 45, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hillsborough County, so 03110 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 03110
Top 5 sectors by establishment count in Bedford, NH
Which industries have the most business establishments in ZIP 03110.
- Professional, scientific, and technical services
Professional, scientific, and technical services
146 establishments
- Health care and social assistance
Health care and social assistance
144 establishments
- Finance and insurance
Finance and insurance
126 establishments
- Construction
Construction
86 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
85 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03110, Bedford, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
21,203
Population
84.9
Area (sq mi)
250
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 03110?
45.0
Median Age
48.9%
Male
51.1%
Female
10.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$167,418
Median Household Income
+64% vs state ZIP avg
$75,630
Per Capita Income
2.7%
Poverty Rate
1.7%
Unemployment Rate
25.3 min
Mean Commute Time
How ZIP 03110 ranks among New Hampshire ZIPs
Bedford, NH household income vs. every New Hampshire ZIP code
Median household income among 236 reporting New Hampshire ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$167,418 Top 4% higher than 96% of 236 New Hampshire ZIPs
Each bar is a $20K-wide band; taller bars hold more New Hampshire ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,387housing units
8,387
Total Housing Units
8,176
Occupied Units
211
Vacant Units
2.83
Avg Household Size
Occupancy Type
$612,100
Median Home Value
+51% vs state ZIP avg
$2,099
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.9%
YoY Change (2024)
269
HPI Index (2000 = 100)
+169%
Total Change Since 2000
Home values in ZIP 03110 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 174 |
| 2021 | +12.8% | 196 |
| 2022 | +16.4% | 228 |
| 2023 | +7.1% | 244 |
| 2024 | +9.9% | 269 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 952 business establishments in ZIP 03110, employing approximately 17,271 people with a combined annual payroll of $1,203,698,000.
952
Businesses
17,271
Employees
$1.2B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 146 | 15.3% |
| Health care and social assistance | 144 | 15.1% |
| Finance and insurance | 126 | 13.2% |
| Construction | 86 | 9.0% |
| Administrative and support and waste management and remediation services | 85 | 8.9% |
| Other services (except public administration) | 67 | 7.0% |
| Retail trade | 66 | 6.9% |
| Real estate and rental and leasing | 52 | 5.5% |
| Accommodation and food services | 48 | 5.0% |
| Wholesale trade | 41 | 4.3% |
| Manufacturing | 22 | 2.3% |
| Educational services | 17 | 1.8% |
| Arts, entertainment, and recreation | 17 | 1.8% |
| Information | 15 | 1.6% |
| Management of companies and enterprises | 9 | 0.9% |
| Transportation and warehousing | 8 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 03110 vs 03054 →
ZIP 03110 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03103
Manchester (03103)
36,476 residents
- 03104
Manchester (03104)
32,798 residents
- 03102
Manchester (03102)
31,096 residents
- 03054
Merrimack (03054)
25,477 residents
- 03053
Londonderry (03053)
23,957 residents
- 03110
Bedford (03110)
21,203 residents
- 03045 13,560
Goffstown (03045)
13,560 residents
- 03031 11,247
Amherst (03031)
11,247 residents
- 03109 10,314
Manchester (03109)
10,314 residents
What this shows Among its immediate neighbors, ZIP 03110 ranks #6 by population - useful context the national average alone can't give.
ZIP 03110 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 03110
Bedford (03110)
$167,418 median income
- 03052
Litchfield (03052)
$162,036 median income
- 03031
Amherst (03031)
$153,125 median income
- 03053
Londonderry (03053)
$134,038 median income
- 03054
Merrimack (03054)
$127,303 median income
- 03045
Goffstown (03045)
$119,205 median income
- 03109
Manchester (03109)
$108,144 median income
- 03104
Manchester (03104)
$88,897 median income
- 03101
Manchester (03101)
$84,434 median income
What this shows By household income, ZIP 03110 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 03054 | Merrimack, NH | 25,477 | 6.0 mi |
| 03103 | Manchester, NH | 36,476 | 4.4 mi |
| 03102 | Manchester, NH | 31,096 | 5.1 mi |
| 03101 | Manchester, NH | 3,049 | 4.7 mi |
| 03045 | Goffstown, NH | 13,560 | 5.8 mi |
| 03031 | Amherst, NH | 11,247 | 6.2 mi |
| 03109 | Manchester, NH | 10,314 | 6.7 mi |
| 03104 | Manchester, NH | 32,798 | 6.5 mi |
| 03052 | Litchfield, NH | 8,258 | 7.8 mi |
| 03053 | Londonderry, NH | 23,957 | 8.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 03110, both outside NH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (21,203 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hillsborough County
Related Areas
Frequently Asked Questions
What county is ZIP code 03110 in?
ZIP code 03110 (Bedford) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03110?
ZIP code 03110 in Bedford, NH has a population of 21,203 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03110?
The median household income in ZIP 03110 is $167,418, which is 119% above the national average of $76,288.
What is the average home value in ZIP 03110?
The median home value in ZIP 03110 is $612,100, which is 120% above the national average of $278,155.
What is the demographic makeup of ZIP 03110?
The largest racial group in ZIP 03110 is White at 82.9%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 03110?
ZIP code 03110 has 952 business establishments employing approximately 17,271 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03110?
The top industries by establishment count in ZIP 03110 are: Professional, scientific, and technical services (146), Health care and social assistance (144), Finance and insurance (126). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 03110?
According to the FHFA House Price Index, home values in ZIP 03110 increased by 9.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03110?
In ZIP code 03110, 76.6% of residents aged 25+ have a high school diploma or higher, and 63.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03110?
The mean commute time for workers in ZIP code 03110 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03110?
In ZIP code 03110, approximately 82.9% of occupied housing units are owner-occupied and 17.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03110?
The poverty rate in ZIP code 03110 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 03110's numbers, next.
- See how ZIP 03110 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bedford, NH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.