PlainZIP

Bedford, NH · standard

ZIP Code 03110

Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,203
250/sq mi
$167,418
Median income
$612,100
Median home value
63.0%
Bachelor's or higher

The verdict

Bedford pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 9%
home value, US ZIPs
250
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03110 against every reporting US ZIP.

ZIP code 03110 is a densely settled ZIP (a standard USPS delivery area) in Bedford, Hillsborough County, New Hampshire, with 21,203 residents across 84.9 square miles, a density of 250 people per square mile, in the New York time zone.

ZIP 03110 skews affluent, with a median household income of $167,418 (64% above the New Hampshire average), while per-capita income is $75,630. 2.7% of residents live below the poverty line, and the unemployment rate reads 1.7%. Housing costs here run $612,100 for a typical home value (51% above the state average), with rent averaging $2,099 a month; 82.9% of homes are owner-occupied.

This is a highly-educated ZIP: 63.0% of adults hold a bachelor's degree or higher, the median age is 45, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsborough County, so you can benchmark 03110 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03110

Top 5 sectors by establishment count in Bedford, NH

Which industries have the most business establishments in ZIP 03110.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03110, Bedford, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,203

Population

84.9

Area (sq mi)

250

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03110?

45.0

Median Age

48.9%

Male

51.1%

Female

10.0%

Foreign-Born

White 82.9%
African American 0.6%
Asian 7.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 5.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$167,418

Median Household Income

+64% vs state

$75,630

Per Capita Income

2.7%

Poverty Rate

1.7%

Unemployment Rate

25.3 min

Mean Commute Time

How ZIP 03110 ranks nationally

Bedford, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$167,418 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.6%
Bachelor's Degree or Higher 63.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,387

Total Housing Units

8,176

Occupied Units

211

Vacant Units

2.83

Avg Household Size

Occupancy Type

Owner 82.9%
Renter 17.1%

$612,100

Median Home Value

+51% vs state

$2,099

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.9%

YoY Change (2024)

269

HPI Index (2000 = 100)

+169%

Total Change Since 2000

Home values in ZIP 03110 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +169% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 174
2021 +12.8% 196
2022 +16.4% 228
2023 +7.1% 244
2024 +9.9% 269

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 952 business establishments in ZIP 03110, employing approximately 17,271 people with a combined annual payroll of $1,203,698,000.

952

Businesses

17,271

Employees

$1.2B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 146 15.3%
Health care and social assistance 144 15.1%
Finance and insurance 126 13.2%
Construction 86 9.0%
Administrative and support and waste management and remediation services 85 8.9%
Other services (except public administration) 67 7.0%
Retail trade 66 6.9%
Real estate and rental and leasing 52 5.5%
Accommodation and food services 48 5.0%
Wholesale trade 41 4.3%
Manufacturing 22 2.3%
Educational services 17 1.8%
Arts, entertainment, and recreation 17 1.8%
Information 15 1.6%
Management of companies and enterprises 9 0.9%
Transportation and warehousing 8 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03110 vs 03054 →

ZIP 03110 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03110 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03110 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03110 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03054 Merrimack, NH 25,477 6.0 mi
03103 Manchester, NH 36,476 4.4 mi
03102 Manchester, NH 31,096 5.1 mi
03101 Manchester, NH 3,049 4.7 mi
03045 Goffstown, NH 13,560 5.8 mi
03031 Amherst, NH 11,247 6.2 mi
03109 Manchester, NH 10,314 6.7 mi
03104 Manchester, NH 32,798 6.5 mi
03052 Litchfield, NH 8,258 7.8 mi
03053 Londonderry, NH 23,957 8.5 mi

More ZIP Codes in Hillsborough County

03103 standard
Manchester, NH
Pop: 36,476
03104 standard
Manchester, NH
Pop: 32,798
03102 standard
Manchester, NH
Pop: 31,096
03060 standard
Nashua, NH
Pop: 29,357
03062 standard
Nashua, NH
Pop: 26,694
03054 standard
Merrimack, NH
Pop: 25,477

Related Areas

Hillsborough County Bedford, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03110 in? ▼
ZIP code 03110 (Bedford) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03110? ▼
ZIP code 03110 in Bedford, NH has a population of 21,203 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03110? ▼
The median household income in ZIP 03110 is $167,418, which is 119% above the national average of $76,288.
What is the average home value in ZIP 03110? ▼
The median home value in ZIP 03110 is $612,100, which is 120% above the national average of $278,155.
What is the demographic makeup of ZIP 03110? ▼
The largest racial group in ZIP 03110 is White at 82.9%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 03110? ▼
ZIP code 03110 has 952 business establishments employing approximately 17,271 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03110? ▼
The top industries by establishment count in ZIP 03110 are: Professional, scientific, and technical services (146), Health care and social assistance (144), Finance and insurance (126). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 03110? ▼
According to the FHFA House Price Index, home values in ZIP 03110 increased by 9.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 169%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03110? ▼
In ZIP code 03110, 76.6% of residents aged 25+ have a high school diploma or higher, and 63.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03110? ▼
The mean commute time for workers in ZIP code 03110 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03110? ▼
In ZIP code 03110, approximately 82.9% of occupied housing units are owner-occupied and 17.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03110? ▼
The poverty rate in ZIP code 03110 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.