PlainZIP

Milford, NH · standard

ZIP Code 03055

Hillsborough County, New Hampshire - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,086
233/sq mi
$97,768
Median income
$398,800
Median home value
37.2%
Bachelor's or higher

The verdict

Milford pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 21%
household income, US ZIPs
Top 21%
home value, US ZIPs
233
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 03055 against every reporting US ZIP.

ZIP code 03055 is a mid-sized community (a standard USPS delivery area) in Milford, Hillsborough County, New Hampshire, home to 15,086 residents across 64.8 square miles, a density of 233 people per square mile, in the New York time zone.

ZIP 03055 lands in the middle-income range, with a median household income of $97,768 (4% below the New Hampshire average), while per-capita income is $49,165. Local economic indicators show a 3.9% poverty rate alongside 2.5% unemployment. On housing, the median home value is $398,800 (1% below the state average) with median rent at $1,661 per month, and 64.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 37.2% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsborough County, so you can benchmark 03055 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 03055

Top 5 sectors by establishment count in Milford, NH

Which industries have the most business establishments in ZIP 03055.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 03055, Milford, NH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,086

Population

64.8

Area (sq mi)

233

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 03055?

36.8

Median Age

50.5%

Male

49.5%

Female

8.0%

Foreign-Born

White 85.6%
African American 0.9%
Asian 2.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.6%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,768

Median Household Income

-4% vs state

$49,165

Per Capita Income

3.9%

Poverty Rate

2.5%

Unemployment Rate

27.0 min

Mean Commute Time

How ZIP 03055 ranks nationally

Milford, NH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$97,768 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.9%
Bachelor's Degree or Higher 37.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,596

Total Housing Units

6,399

Occupied Units

197

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 64.9%
Renter 35.1%

$398,800

Median Home Value

-1% vs state

$1,661

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.2%

YoY Change (2024)

289

HPI Index (2000 = 100)

+189%

Total Change Since 2000

Home values in ZIP 03055 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 179
2021 +15.6% 207
2022 +16.0% 239
2023 +9.5% 262
2024 +10.2% 289

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 411 business establishments in ZIP 03055, employing approximately 6,338 people with a combined annual payroll of $353,946,000.

411

Businesses

6,338

Employees

$353.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 70 17.0%
Other services (except public administration) 53 12.9%
Construction 50 12.2%
Accommodation and food services 46 11.2%
Administrative and support and waste management and remediation services 38 9.3%
Health care and social assistance 35 8.5%
Manufacturing 28 6.8%
Professional, scientific, and technical services 25 6.1%
Finance and insurance 15 3.6%
Real estate and rental and leasing 15 3.6%
Wholesale trade 13 3.2%
Transportation and warehousing 6 1.5%
Information 6 1.5%
Arts, entertainment, and recreation 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 03055 vs 03033 →

ZIP 03055 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 03055 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 03055 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 03055 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
03033 Brookline, NH 4,987 4.9 mi
03057 Mont Vernon, NH 2,500 5.9 mi
03086 Wilton, NH 3,728 5.0 mi
03031 Amherst, NH 11,247 4.9 mi
03048 Greenville, NH 3,426 6.6 mi
03049 Hollis, NH 7,688 6.6 mi
03082 Lyndeborough, NH 1,615 7.7 mi
01463 Pepperell, MA 11,497 10.7 mi
01474 West Townsend, MA 2,125 11.1 mi
03110 Bedford, NH 21,203 11.2 mi

More ZIP Codes in Hillsborough County

03103 standard
Manchester, NH
Pop: 36,476
03104 standard
Manchester, NH
Pop: 32,798
03102 standard
Manchester, NH
Pop: 31,096
03060 standard
Nashua, NH
Pop: 29,357
03062 standard
Nashua, NH
Pop: 26,694
03054 standard
Merrimack, NH
Pop: 25,477

Related Areas

Hillsborough County Milford, NH New Hampshire

Frequently Asked Questions

What county is ZIP code 03055 in? ▼
ZIP code 03055 (Milford) is located in Hillsborough County, New Hampshire. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-nh.
What is the population of ZIP code 03055? ▼
ZIP code 03055 in Milford, NH has a population of 15,086 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 03055? ▼
The median household income in ZIP 03055 is $97,768, which is 28% above the national average of $76,288.
What is the average home value in ZIP 03055? ▼
The median home value in ZIP 03055 is $398,800, which is 43% above the national average of $278,155.
What is the demographic makeup of ZIP 03055? ▼
The largest racial group in ZIP 03055 is White at 85.6%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 03055? ▼
ZIP code 03055 has 411 business establishments employing approximately 6,338 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 03055? ▼
The top industries by establishment count in ZIP 03055 are: Retail trade (70), Other services (except public administration) (53), Construction (50). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 03055? ▼
According to the FHFA House Price Index, home values in ZIP 03055 increased by 10.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 03055? ▼
In ZIP code 03055, 66.9% of residents aged 25+ have a high school diploma or higher, and 37.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 03055? ▼
The mean commute time for workers in ZIP code 03055 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 03055? ▼
In ZIP code 03055, approximately 64.9% of occupied housing units are owner-occupied and 35.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 03055? ▼
The poverty rate in ZIP code 03055 is 3.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.