ZIP 04021 vs ZIP 04105

This side-by-side compares ZIP 04021 (Cumberland Center, ME) and ZIP 04105 (Falmouth, ME) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 04021 has a population of 5,820 at 109 people per square mile, while ZIP 04105 has 11,158 at 147 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 04021 reports a median household income of $172,468 against $150,919 in ZIP 04105, with per-capita income of $78,752 vs $87,611. The share of adults holding a bachelor's degree or higher is 71.2% in 04021 and 72.6% in 04105. Poverty rate reads 3.8% vs 2.3%, and unemployment 0.3% vs 2.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $579,000 in 04021 versus $767,500 in 04105, with median rent of $2,579 and $2,120 per month respectively. Homeownership rate is 94.6% vs 84.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.