Residential delivery area · Maine

ZIP Code 04021: Cumberland Center, ME

ZIP code 04021 uses the postal name Cumberland Center, Maine and lies entirely in Cumberland County (Census 2020 ZIP-county file). About 7,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $172,468 (Census Bureau, ACS 2020-2024). By Census place, 21% of its land lies in Cumberland Center (a census-designated place); 79% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
0national area: Maine, Connecticut, Massachusetts, New Hampshire, New Jersey and 5 more
040sectional center: Southern, ME (SCF 040)
21delivery area within it
Town
Cumberland Center · its only residential ZIP
Census places
Cumberland Center census-designated place
Metro area
Portland-South Portland, ME
House district
ME-1 119th Congress
State
Maine
Time zone
Eastern
Land area
20.5 sq mi · 340 people per sq mi

Where is ZIP code 04021?

04021 centers on 43.792°, -70.265° and covers 20.5 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 04105, 04097, 04096, 04110, 04062, 04039.

04039 · Gray04062 · Windham04096 · Yarmouth04097 · North Yarmouth04105 · Falmouth04110 · Cumberland Foreside04021 · Cumberland Center (this ZIP)0402104062040390410504096040970411004039 · Gray04062 · Windham04096 · Yarmouth04097 · North Yarmouth04105 · Falmouth04110 · Cumberland Foreside04021 · Cumberland Center (this ZIP)0402104062040390410504096040970411004039 · Gray04062 · Windham04096 · Yarmouth04097 · North Yarmouth04105 · Falmouth04110 · Cumberland Foreside04021 · Cumberland Center (this ZIP)040210406204039041050409604097
Shaded by median household income, in national fifths (ACS 2020-2024); 04021 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 04021, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 04021 compare with the rest of Cumberland County?

Rank of 04021 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure04021In Cumberland CountyIn ME
People (ACS 2020-2024)6,99016th of 3852nd of 426
Median household income$173k1st of 241st of 200
Median home value$579k7th of 2712th of 242

Its median household income is higher than in 98% of U.S. residential ZIP codes, and it is denser than 68% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 04021?

The 2020 Census counted 6,729 people in 04021; the ACS, which samples households over 2020-2024, estimates 6,990. Between the 2010 and 2020 censuses its population grew 15.6% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
6,990
2020 Census count
6,729+15.6% since 2010 (5,820)
Households
2,425
Median age
39.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 04021?

Of the 6,990 people the ACS estimates in 04021, 29.1% are under 18 and 13.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.8%).

  • Under 1829.1%
  • 18 to 6457.0%
  • 65 and older13.9%
Age of the people of 04021 (ACS 2020-2024, B01001)
  • White, not Hispanic93.8%
  • Other or two or more3.7%
  • Hispanic or Latino1.5%
  • Black, not Hispanic0.6%
  • Asian, not Hispanic0.4%
Race and Hispanic origin in 04021 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 04021 earn?

Median household income is $172,468 (ACS 2020-2024), the highest of the 24 ranked ZIP codes in Cumberland County. It rose from $130,294 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$172,468±$21,006
Income per person
$78,752
Below the poverty line
3.8%
Unemployed (of the labor force)
0.3%
Adults 25+ with a bachelor's degree
71.2%
Adjusted gross income per tax return, 2022
$156,0293,450 returns; wages 62% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 04021?

FHFA's house price index for 04021, built from repeat sales and appraisals of the same homes, rose 122% from 2015 to 2025 and rose 75% from 2020 to 2025, and moved +9.4% in 2025.

Median home value (owners' estimate)
$579,000
Median gross rent
$2,579
Homes owned by their occupants
94.6%
Housing units
2,568
0 100 200 300 400 500 198519902000201020202025 0 100 200 300 400 500 198519902000201020202025 0 100 200 300 400 500 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 04021; 2025: 555.3. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 04021?

181 business establishments had a location in this ZIP code in 2023, 23 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services39
  • Construction32
  • Retail trade18
  • Administrative and support and waste management and remediation services17
  • Other services (except public administration)15
  • Health care and social assistance14

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 04021?

ZIP codes that share a boundary with 04021, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
04105Falmouth12,755$151k3.6 mi
04097North Yarmouth4,240$129k3.9 mi
04096Yarmouth9,053$110k5.4 mi
04110Cumberland Foreside1,657$194k5.4 mi
04062Windham19,188$108k7.0 mi
04039Gray8,102$95k9.3 mi
04103Portland32,024$90k6.8 mi (near)
04092Westbrook20,775$85k7.3 mi (near)
04069Pownal1,696$104k8.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.