PlainZIP

Cumberland Center, ME · standard

ZIP Code 04021

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,820
109/sq mi
$172,468
Median income
$579,000
Median home value
71.2%
Bachelor's or higher

The verdict

Cumberland Center pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 10%
home value, US ZIPs
109
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04021 against every reporting US ZIP.

ZIP code 04021 is a mid-sized community (a standard USPS delivery area) in Cumberland Center, Cumberland County, Maine, home to 5,820 residents across 53.4 square miles, a density of 109 people per square mile, in the New York time zone.

ZIP 04021 skews affluent, with a median household income of $172,468 (135% above the Maine average), while per-capita income is $78,752. Poverty here runs at 3.8%, with unemployment measured at 0.3%. The typical home here is valued at $579,000 (104% above the state average); renters pay a median of $2,579 monthly, and 94.6% of units are owner-occupied.

This is a highly-educated ZIP: 71.2% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 04021 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04021

Top 5 sectors by establishment count in Cumberland Center, ME

Which industries have the most business establishments in ZIP 04021.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04021, Cumberland Center, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,820

Population

53.4

Area (sq mi)

109

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04021?

39.1

Median Age

52.1%

Male

47.9%

Female

1.4%

Foreign-Born

White 93.8%
African American 0.6%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$172,468

Median Household Income

+135% vs state

$78,752

Per Capita Income

3.8%

Poverty Rate

0.3%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 04021 ranks nationally

Cumberland Center, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$172,468 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.2%
Bachelor's Degree or Higher 71.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,568

Total Housing Units

2,425

Occupied Units

143

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 94.6%
Renter 5.4%

$579,000

Median Home Value

+104% vs state

$2,579

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.9%

YoY Change (2024)

301

HPI Index (2000 = 100)

+201%

Total Change Since 2000

Home values in ZIP 04021 have increased 1.9% over the past year (2024). Since 2000, this ZIP has seen +201% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 188
2021 +14.4% 215
2022 +19.6% 257
2023 +15.0% 295
2024 +1.9% 301

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 181 business establishments in ZIP 04021, employing approximately 1,821 people with a combined annual payroll of $161,122,000.

181

Businesses

1,821

Employees

$161.1M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 39 21.6%
Construction 32 17.7%
Retail trade 18 9.9%
Administrative and support and waste management and remediation services 17 9.4%
Other services (except public administration) 15 8.3%
Health care and social assistance 14 7.7%
Real estate and rental and leasing 11 6.1%
Accommodation and food services 9 5.0%
Wholesale trade 7 3.9%
Manufacturing 5 2.8%
Educational services 4 2.2%
Information 3 1.7%
Finance and insurance 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04021 vs 04105 →

ZIP 04021 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04021 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04021 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04021 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04105 Falmouth, ME 11,158 3.6 mi
04097 North Yarmouth, ME 3,574 4.0 mi
04096 Yarmouth, ME 8,349 4.6 mi
04110 Cumberland Foreside, ME 1,391 4.3 mi
04103 Portland, ME 30,606 7.3 mi
04062 Windham, ME 17,020 7.0 mi
04101 Portland, ME 17,227 9.3 mi
04039 Gray, ME 7,422 7.3 mi
04102 Portland, ME 17,335 9.8 mi
04069 Pownal, ME 1,465 8.2 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335

Related Areas

Cumberland County Cumberland Center, ME Maine

Frequently Asked Questions

What county is ZIP code 04021 in? ▼
ZIP code 04021 (Cumberland Center) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04021? ▼
ZIP code 04021 in Cumberland Center, ME has a population of 5,820 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04021? ▼
The median household income in ZIP 04021 is $172,468, which is 126% above the national average of $76,288.
What is the average home value in ZIP 04021? ▼
The median home value in ZIP 04021 is $579,000, which is 108% above the national average of $278,155.
What is the demographic makeup of ZIP 04021? ▼
The largest racial group in ZIP 04021 is White at 93.8%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 04021? ▼
ZIP code 04021 has 181 business establishments employing approximately 1,821 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04021? ▼
The top industries by establishment count in ZIP 04021 are: Professional, scientific, and technical services (39), Construction (32), Retail trade (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 04021? ▼
According to the FHFA House Price Index, home values in ZIP 04021 increased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 201%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04021? ▼
In ZIP code 04021, 83.2% of residents aged 25+ have a high school diploma or higher, and 71.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04021? ▼
The mean commute time for workers in ZIP code 04021 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04021? ▼
In ZIP code 04021, approximately 94.6% of occupied housing units are owner-occupied and 5.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04021? ▼
The poverty rate in ZIP code 04021 is 3.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.