ZIP Code 04021

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Source:

Cumberland Center · Cumberland County · Maine

Population
5,820

109/sq mi

Median income
$172,468

▲ 126% vs US

higher than 98% of US ZIPs

Median home value
$579,000

▲ 108% vs US

higher than 90% of US ZIPs

Bachelor's or higher
71.2%

Median age 39.1

Land area
53.4 sq mi

New York

ZIP code 04021 in Cumberland Center, Maine has a population of 5,820. The median household income is $172,468, which is 126% above the national average. Median home value is $579,000, 108% above the US average. 71.2% of residents hold a bachelor's degree or higher.

ZIP code 04021 is classified by USPS as a standard delivery area and covers roughly 53.4 square miles in Cumberland Center, Cumberland County, Maine. The area is home to 5,820 residents, producing a population density of 109 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04021 against Maine and the nation.

On the economic side, the median household income for ZIP 04021 sits at $172,468 (135% above the Maine average), while per-capita income is $78,752. The poverty rate stands at 3.8% and the unemployment rate at 0.3%. On housing, the median home value is $579,000 (104% above the state average) with median rent at $2,579 per month, and 94.6% of occupied units are owner-occupied, a direct signal of whether 04021 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 71.2% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 04021 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 04021

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 04021.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04021, Cumberland Center, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,820

Population

53.4

Area (sq mi)

109

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04021?

39.1

Median Age

52.1%

Male

47.9%

Female

1.4%

Foreign-Born

White 93.8%
African American 0.6%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$172,468

Median Household Income

+135% vs state

$78,752

Per Capita Income

3.8%

Poverty Rate

0.3%

Unemployment Rate

24.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.2%
Bachelor's Degree or Higher 71.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,568

Total Housing Units

2,425

Occupied Units

143

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 94.6%
Renter 5.4%

$579,000

Median Home Value

+104% vs state

$2,579

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.9%

YoY Change (2024)

301

HPI Index (2000 = 100)

+201%

Total Change Since 2000

Home values in ZIP 04021 have increased 1.9% over the past year (2024). Since 2000, this ZIP has seen +201% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 188
2021 +14.4% 215
2022 +19.6% 257
2023 +15.0% 295
2024 +1.9% 301

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 181 business establishments in ZIP 04021, employing approximately 1,821 people with a combined annual payroll of $161,122,000.

181

Businesses

1,821

Employees

$161.1M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 39 21.6%
Construction 32 17.7%
Retail trade 18 9.9%
Administrative and support and waste management and remediation services 17 9.4%
Other services (except public administration) 15 8.3%
Health care and social assistance 14 7.7%
Real estate and rental and leasing 11 6.1%
Accommodation and food services 9 5.0%
Wholesale trade 7 3.9%
Manufacturing 5 2.8%
Educational services 4 2.2%
Information 3 1.7%
Finance and insurance 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04021 vs 04105 →

ZIP Code City Population Distance
04105 Falmouth, ME 11,158 3.6 mi
04097 North Yarmouth, ME 3,574 4.0 mi
04096 Yarmouth, ME 8,349 4.6 mi
04110 Cumberland Foreside, ME 1,391 4.3 mi
04103 Portland, ME 30,606 7.3 mi
04062 Windham, ME 17,020 7.0 mi
04101 Portland, ME 17,227 9.3 mi
04039 Gray, ME 7,422 7.3 mi
04102 Portland, ME 17,335 9.8 mi
04069 Pownal, ME 1,465 8.2 mi

More ZIP Codes in Cumberland County

Frequently Asked Questions

What county is ZIP code 04021 in?
ZIP code 04021 (Cumberland Center) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04021?
ZIP code 04021 in Cumberland Center, ME has a population of 5,820 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04021?
The median household income in ZIP 04021 is $172,468, which is 126% above the national average of $76,288.
What is the average home value in ZIP 04021?
The median home value in ZIP 04021 is $579,000, which is 108% above the national average of $278,155.
What is the demographic makeup of ZIP 04021?
The largest racial group in ZIP 04021 is White at 93.8%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 04021?
ZIP code 04021 has 181 business establishments employing approximately 1,821 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04021?
The top industries by establishment count in ZIP 04021 are: Professional, scientific, and technical services (39), Construction (32), Retail trade (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 04021?
According to the FHFA House Price Index, home values in ZIP 04021 increased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 201%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04021?
In ZIP code 04021, 83.2% of residents aged 25+ have a high school diploma or higher, and 71.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04021?
The mean commute time for workers in ZIP code 04021 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04021?
In ZIP code 04021, approximately 94.6% of occupied housing units are owner-occupied and 5.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04021?
The poverty rate in ZIP code 04021 is 3.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cumberland Center, ME

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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