Cumberland Center, ME · standard
ZIP Code 04021
Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,820
- 109/sq mi High-density area
- $172,468
- Median income Above-median income area
- $579,000
- Median home value Above-median home value
- 71.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cumberland Center pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 10%
- home value, US ZIPs
- 109
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04021 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04021 (Cumberland Center, ME) rose +1.9% from 2023 to 2024. The all-transactions index moved from 295.0 in 2023 to 300.5 in 2024 (2000 = 100).
ZIP code 04021 is a mid-sized community (a standard USPS delivery area) in Cumberland Center, Cumberland County, Maine, home to 5,820 residents across 53.4 square miles, a density of 109 people per square mile, in the New York time zone.
ZIP 04021 skews affluent, with a median household income of $172,468 (135% above the average Maine ZIP), while per-capita income is $78,752. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.8% and unemployment is 0.3%. Housing is both higher-cost and owner-heavy: median home value is $579,000 (104% above the average Maine ZIP), while 94.6% of occupied homes are owner-occupied and median rent is $2,579.
This is a highly-educated ZIP: 71.2% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Cumberland County, so 04021 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04021
Top 5 sectors by establishment count in Cumberland Center, ME
Which industries have the most business establishments in ZIP 04021.
- Professional, scientific, and technical services
Professional, scientific, and technical services
39 establishments
- Construction
Construction
32 establishments
- Retail trade
Retail trade
18 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
17 establishments
- Other services (except public administration) 15
Other services (except public administration)
15 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04021, Cumberland Center, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,820
Population
53.4
Area (sq mi)
109
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04021?
39.1
Median Age
52.1%
Male
47.9%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$172,468
Median Household Income
+135% vs state ZIP avg
$78,752
Per Capita Income
3.8%
Poverty Rate
0.3%
Unemployment Rate
24.9 min
Mean Commute Time
How ZIP 04021 ranks among Maine ZIPs
Cumberland Center, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$172,468 Top 1% higher than 99% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,568housing units
2,568
Total Housing Units
2,425
Occupied Units
143
Vacant Units
2.88
Avg Household Size
Occupancy Type
$579,000
Median Home Value
+104% vs state ZIP avg
$2,579
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.9%
YoY Change (2024)
301
HPI Index (2000 = 100)
+201%
Total Change Since 2000
Home values in ZIP 04021 have increased 1.9% over the past year (2024). Since 2000, this ZIP has seen +201% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.7% | 188 |
| 2021 | +14.4% | 215 |
| 2022 | +19.6% | 257 |
| 2023 | +15.0% | 295 |
| 2024 | +1.9% | 301 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 181 business establishments in ZIP 04021, employing approximately 1,821 people with a combined annual payroll of $161,122,000.
181
Businesses
1,821
Employees
$161.1M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 39 | 21.6% |
| Construction | 32 | 17.7% |
| Retail trade | 18 | 9.9% |
| Administrative and support and waste management and remediation services | 17 | 9.4% |
| Other services (except public administration) | 15 | 8.3% |
| Health care and social assistance | 14 | 7.7% |
| Real estate and rental and leasing | 11 | 6.1% |
| Accommodation and food services | 9 | 5.0% |
| Wholesale trade | 7 | 3.9% |
| Manufacturing | 5 | 2.8% |
| Educational services | 4 | 2.2% |
| Information | 3 | 1.7% |
| Finance and insurance | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04021 vs 04105 →
ZIP 04021 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04103
Portland (04103)
30,606 residents
- 04102
Portland (04102)
17,335 residents
- 04101
Portland (04101)
17,227 residents
- 04062
Windham (04062)
17,020 residents
- 04105 11,158
Falmouth (04105)
11,158 residents
- 04096 8,349
Yarmouth (04096)
8,349 residents
- 04039 7,422
Gray (04039)
7,422 residents
- 04021 5,820
Cumberland Center (04021)
5,820 residents
- 04097 3,574
North Yarmouth (04097)
3,574 residents
What this shows Among its immediate neighbors, ZIP 04021 ranks #8 by population - useful context the national average alone can't give.
ZIP 04021 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04110
Cumberland Foreside (04110)
$194,205 median income
- 04021
Cumberland Center (04021)
$172,468 median income
- 04105
Falmouth (04105)
$150,919 median income
- 04097
North Yarmouth (04097)
$129,267 median income
- 04096
Yarmouth (04096)
$110,216 median income
- 04062
Windham (04062)
$107,934 median income
- 04069
Pownal (04069)
$104,333 median income
- 04039
Gray (04039)
$95,125 median income
- 04103
Portland (04103)
$89,796 median income
What this shows By household income, ZIP 04021 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04105 | Falmouth, ME | 11,158 | 3.6 mi |
| 04097 | North Yarmouth, ME | 3,574 | 4.0 mi |
| 04096 | Yarmouth, ME | 8,349 | 4.6 mi |
| 04110 | Cumberland Foreside, ME | 1,391 | 4.3 mi |
| 04103 | Portland, ME | 30,606 | 7.3 mi |
| 04062 | Windham, ME | 17,020 | 7.0 mi |
| 04101 | Portland, ME | 17,227 | 9.3 mi |
| 04039 | Gray, ME | 7,422 | 7.3 mi |
| 04102 | Portland, ME | 17,335 | 9.8 mi |
| 04069 | Pownal, ME | 1,465 | 8.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04021, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,820 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 04021 in?
ZIP code 04021 (Cumberland Center) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04021?
ZIP code 04021 in Cumberland Center, ME has a population of 5,820 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04021?
The median household income in ZIP 04021 is $172,468, which is 126% above the national average of $76,288.
What is the average home value in ZIP 04021?
The median home value in ZIP 04021 is $579,000, which is 108% above the national average of $278,155.
What is the demographic makeup of ZIP 04021?
The largest racial group in ZIP 04021 is White at 93.8%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 04021?
ZIP code 04021 has 181 business establishments employing approximately 1,821 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04021?
The top industries by establishment count in ZIP 04021 are: Professional, scientific, and technical services (39), Construction (32), Retail trade (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 04021?
According to the FHFA House Price Index, home values in ZIP 04021 increased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 201%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04021?
In ZIP code 04021, 83.2% of residents aged 25+ have a high school diploma or higher, and 71.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04021?
The mean commute time for workers in ZIP code 04021 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04021?
In ZIP code 04021, approximately 94.6% of occupied housing units are owner-occupied and 5.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04021?
The poverty rate in ZIP code 04021 is 3.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04021's numbers, next.
- See how ZIP 04021 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cumberland Center, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.