PlainZIP

Portland, ME · standard

ZIP Code 04103

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,606
1,150/sq mi
$89,796
Median income
$459,500
Median home value
59.0%
Bachelor's or higher

The verdict

Portland pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 16%
home value, US ZIPs
1,150
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04103 against every reporting US ZIP.

ZIP code 04103 is a densely settled ZIP (a standard USPS delivery area) in Portland, Cumberland County, Maine, with 30,606 residents across 26.6 square miles, a density of 1,150 people per square mile, in the New York time zone.

ZIP 04103 lands in the middle-income range, with a median household income of $89,796 (22% above the Maine average), while per-capita income is $52,395. 9.2% of residents live below the poverty line, and the unemployment rate reads 5.4%. On housing, the median home value is $459,500 (62% above the state average) with median rent at $1,620 per month, and 61.5% of occupied units are owner-occupied.

This is a highly-educated ZIP: 59.0% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is 20 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 04103, plus 6 more within Cumberland County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04103

Top 5 sectors by establishment count in Portland, ME

Which industries have the most business establishments in ZIP 04103.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04103, Portland, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,606

Population

26.6

Area (sq mi)

1,150

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04103?

38.1

Median Age

46.3%

Male

53.7%

Female

11.3%

Foreign-Born

White 80.1%
African American 8.9%
Asian 4.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.0%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,796

Median Household Income

+22% vs state

$52,395

Per Capita Income

9.2%

Poverty Rate

5.4%

Unemployment Rate

20.2 min

Mean Commute Time

How ZIP 04103 ranks nationally

Portland, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,796 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.2%
Bachelor's Degree or Higher 59.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,516

Total Housing Units

13,657

Occupied Units

859

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 61.5%
Renter 38.5%

$459,500

Median Home Value

+62% vs state

$1,620

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

364

HPI Index (2000 = 100)

+264%

Total Change Since 2000

Home values in ZIP 04103 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +264% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 214
2021 +19.0% 254
2022 +16.9% 297
2023 +15.4% 343
2024 +5.8% 364

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,106 business establishments in ZIP 04103, employing approximately 14,472 people with a combined annual payroll of $803,939,000.

1,106

Businesses

14,472

Employees

$803.9M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 173 15.6%
Other services (except public administration) 146 13.2%
Construction 132 11.9%
Professional, scientific, and technical services 103 9.3%
Retail trade 83 7.5%
Accommodation and food services 72 6.5%
Administrative and support and waste management and remediation services 68 6.2%
Wholesale trade 66 6.0%
Real estate and rental and leasing 65 5.9%
Manufacturing 55 5.0%
Information 35 3.2%
Transportation and warehousing 30 2.7%
Finance and insurance 26 2.4%
Educational services 20 1.8%
Arts, entertainment, and recreation 20 1.8%
Utilities 4 0.4%
Management of companies and enterprises 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04103 vs 04102 →

ZIP 04103 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04103 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04103 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04103 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04102 Portland, ME 17,335 2.5 mi
04105 Falmouth, ME 11,158 3.7 mi
04101 Portland, ME 17,227 2.7 mi
04092 Westbrook, ME 17,515 3.2 mi
04106 South Portland, ME 25,175 4.4 mi
04109 Portland, ME 93 4.9 mi
04021 Cumberland Center, ME 5,820 7.3 mi
04108 Peaks Island, ME 862 5.6 mi
04050 Long Island, ME 230 6.7 mi
04110 Cumberland Foreside, ME 1,391 6.4 mi

More ZIP Codes in Cumberland County

04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335
04101 standard
Portland, ME
Pop: 17,227

Related Areas

Cumberland County Portland, ME Maine

Frequently Asked Questions

What county is ZIP code 04103 in? ▼
ZIP code 04103 (Portland) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04103? ▼
ZIP code 04103 in Portland, ME has a population of 30,606 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04103? ▼
The median household income in ZIP 04103 is $89,796, which is 18% above the national average of $76,288.
What is the average home value in ZIP 04103? ▼
The median home value in ZIP 04103 is $459,500, which is 65% above the national average of $278,155.
What is the demographic makeup of ZIP 04103? ▼
The largest racial group in ZIP 04103 is White at 80.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 04103? ▼
ZIP code 04103 has 1,106 business establishments employing approximately 14,472 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04103? ▼
The top industries by establishment count in ZIP 04103 are: Health care and social assistance (173), Other services (except public administration) (146), Construction (132). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 04103? ▼
According to the FHFA House Price Index, home values in ZIP 04103 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 264%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04103? ▼
In ZIP code 04103, 74.2% of residents aged 25+ have a high school diploma or higher, and 59.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04103? ▼
The mean commute time for workers in ZIP code 04103 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04103? ▼
In ZIP code 04103, approximately 61.5% of occupied housing units are owner-occupied and 38.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04103? ▼
The poverty rate in ZIP code 04103 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.