ZIP Code 04103

standard

Source:

Portland · Cumberland County · Maine

Population
30,606

1,150/sq mi

Median income
$89,796

▲ 18% vs US

higher than 73% of US ZIPs

Median home value
$459,500

▲ 65% vs US

higher than 84% of US ZIPs

Bachelor's or higher
59.0%

Median age 38.1

Land area
26.6 sq mi

New York

ZIP code 04103 in Portland, Maine has a population of 30,606. The median household income is $89,796, which is 18% above the national average. Median home value is $459,500, 65% above the US average. 59.0% of residents hold a bachelor's degree or higher.

ZIP code 04103 is classified by USPS as a standard delivery area and covers roughly 26.6 square miles in Portland, Cumberland County, Maine. The area is home to 30,606 residents, producing a population density of 1,150 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04103 against Maine and the nation.

On the economic side, the median household income for ZIP 04103 sits at $89,796 (22% above the Maine average), while per-capita income is $52,395. The poverty rate stands at 9.2% and the unemployment rate at 5.4%. On housing, the median home value is $459,500 (62% above the state average) with median rent at $1,620 per month, and 61.5% of occupied units are owner-occupied, a direct signal of whether 04103 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 59.0% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 04103 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 04103

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 04103.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04103, Portland, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

30,606

Population

26.6

Area (sq mi)

1,150

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04103?

38.1

Median Age

46.3%

Male

53.7%

Female

11.3%

Foreign-Born

White 80.1%
African American 8.9%
Asian 4.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.0%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,796

Median Household Income

+22% vs state

$52,395

Per Capita Income

9.2%

Poverty Rate

5.4%

Unemployment Rate

20.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.2%
Bachelor's Degree or Higher 59.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,516

Total Housing Units

13,657

Occupied Units

859

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 61.5%
Renter 38.5%

$459,500

Median Home Value

+62% vs state

$1,620

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

364

HPI Index (2000 = 100)

+264%

Total Change Since 2000

Home values in ZIP 04103 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +264% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 214
2021 +19.0% 254
2022 +16.9% 297
2023 +15.4% 343
2024 +5.8% 364

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,106 business establishments in ZIP 04103, employing approximately 14,472 people with a combined annual payroll of $803,939,000.

1,106

Businesses

14,472

Employees

$803.9M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 173 15.6%
Other services (except public administration) 146 13.2%
Construction 132 11.9%
Professional, scientific, and technical services 103 9.3%
Retail trade 83 7.5%
Accommodation and food services 72 6.5%
Administrative and support and waste management and remediation services 68 6.2%
Wholesale trade 66 6.0%
Real estate and rental and leasing 65 5.9%
Manufacturing 55 5.0%
Information 35 3.2%
Transportation and warehousing 30 2.7%
Finance and insurance 26 2.4%
Educational services 20 1.8%
Arts, entertainment, and recreation 20 1.8%
Utilities 4 0.4%
Management of companies and enterprises 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04103 vs 04102 →

ZIP Code City Population Distance
04102 Portland, ME 17,335 2.5 mi
04105 Falmouth, ME 11,158 3.7 mi
04101 Portland, ME 17,227 2.7 mi
04092 Westbrook, ME 17,515 3.2 mi
04106 South Portland, ME 25,175 4.4 mi
04109 Portland, ME 93 4.9 mi
04021 Cumberland Center, ME 5,820 7.3 mi
04108 Peaks Island, ME 862 5.6 mi
04050 Long Island, ME 230 6.7 mi
04110 Cumberland Foreside, ME 1,391 6.4 mi

More ZIP Codes in Cumberland County

Frequently Asked Questions

What county is ZIP code 04103 in?
ZIP code 04103 (Portland) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04103?
ZIP code 04103 in Portland, ME has a population of 30,606 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04103?
The median household income in ZIP 04103 is $89,796, which is 18% above the national average of $76,288.
What is the average home value in ZIP 04103?
The median home value in ZIP 04103 is $459,500, which is 65% above the national average of $278,155.
What is the demographic makeup of ZIP 04103?
The largest racial group in ZIP 04103 is White at 80.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 04103?
ZIP code 04103 has 1,106 business establishments employing approximately 14,472 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04103?
The top industries by establishment count in ZIP 04103 are: Health care and social assistance (173), Other services (except public administration) (146), Construction (132). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 04103?
According to the FHFA House Price Index, home values in ZIP 04103 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 264%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04103?
In ZIP code 04103, 74.2% of residents aged 25+ have a high school diploma or higher, and 59.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04103?
The mean commute time for workers in ZIP code 04103 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04103?
In ZIP code 04103, approximately 61.5% of occupied housing units are owner-occupied and 38.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04103?
The poverty rate in ZIP code 04103 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Portland, ME

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.