PlainZIP

Portland, ME · standard

ZIP Code 04102

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,335
1,115/sq mi
$82,751
Median income
$503,500
Median home value
61.8%
Bachelor's or higher

The verdict

Portland pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.

Top 35%
household income, US ZIPs
Top 13%
home value, US ZIPs
1,115
people per sq mi
51%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04102 against every reporting US ZIP.

ZIP code 04102 is a mid-sized community (a standard USPS delivery area) in Portland, Cumberland County, Maine, home to 17,335 residents across 15.5 square miles, a density of 1,115 people per square mile, in the New York time zone.

ZIP 04102 lands in the middle-income range, with a median household income of $82,751 (13% above the Maine average), while per-capita income is $52,241. The poverty rate stands at 8.3% and the unemployment rate at 3.7%. Median home value sits at $503,500 (78% above the state average), median rent at $1,543 a month, and owner-occupancy at 50.7%.

This is a highly-educated ZIP: 61.8% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 18 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Cumberland County, letting you compare 04102 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04102

Top 5 sectors by establishment count in Portland, ME

Which industries have the most business establishments in ZIP 04102.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04102, Portland, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,335

Population

15.5

Area (sq mi)

1,115

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04102?

38.3

Median Age

49.9%

Male

50.1%

Female

11.0%

Foreign-Born

White 78.8%
African American 5.9%
Asian 4.3%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.0%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,751

Median Household Income

+13% vs state

$52,241

Per Capita Income

8.3%

Poverty Rate

3.7%

Unemployment Rate

17.5 min

Mean Commute Time

How ZIP 04102 ranks nationally

Portland, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,751 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.2%
Bachelor's Degree or Higher 61.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,746

Total Housing Units

8,120

Occupied Units

626

Vacant Units

2.03

Avg Household Size

Occupancy Type

Owner 50.7%
Renter 49.3%

$503,500

Median Home Value

+78% vs state

$1,543

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.0%

YoY Change (2024)

356

HPI Index (2000 = 100)

+256%

Total Change Since 2000

Home values in ZIP 04102 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +256% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 229
2021 +15.5% 264
2022 +21.2% 320
2023 +7.9% 345
2024 +3.0% 356

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 702 business establishments in ZIP 04102, employing approximately 20,211 people with a combined annual payroll of $1,532,534,000.

702

Businesses

20,211

Employees

$1.5B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 153 21.8%
Professional, scientific, and technical services 81 11.5%
Real estate and rental and leasing 77 11.0%
Retail trade 71 10.1%
Accommodation and food services 59 8.4%
Other services (except public administration) 51 7.3%
Administrative and support and waste management and remediation services 37 5.3%
Construction 31 4.4%
Finance and insurance 30 4.3%
Transportation and warehousing 23 3.3%
Wholesale trade 22 3.1%
Manufacturing 20 2.9%
Arts, entertainment, and recreation 16 2.3%
Educational services 14 2.0%
Information 11 1.6%
Management of companies and enterprises 6 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04102 vs 04106 →

ZIP 04102 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04102 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04102 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04102 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04106 South Portland, ME 25,175 2.1 mi
04103 Portland, ME 30,606 2.5 mi
04101 Portland, ME 17,227 2.4 mi
04092 Westbrook, ME 17,515 3.5 mi
04105 Falmouth, ME 11,158 6.2 mi
04109 Portland, ME 93 5.4 mi
04108 Peaks Island, ME 862 5.9 mi
04074 Scarborough, ME 18,760 5.6 mi
04107 Cape Elizabeth, ME 8,980 5.9 mi
04021 Cumberland Center, ME 5,820 9.8 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04101 standard
Portland, ME
Pop: 17,227

Related Areas

Cumberland County Portland, ME Maine

Frequently Asked Questions

What county is ZIP code 04102 in? ▼
ZIP code 04102 (Portland) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04102? ▼
ZIP code 04102 in Portland, ME has a population of 17,335 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04102? ▼
The median household income in ZIP 04102 is $82,751, which is 8% above the national average of $76,288.
What is the average home value in ZIP 04102? ▼
The median home value in ZIP 04102 is $503,500, which is 81% above the national average of $278,155.
What is the demographic makeup of ZIP 04102? ▼
The largest racial group in ZIP 04102 is White at 78.8%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 04102? ▼
ZIP code 04102 has 702 business establishments employing approximately 20,211 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04102? ▼
The top industries by establishment count in ZIP 04102 are: Health care and social assistance (153), Professional, scientific, and technical services (81), Real estate and rental and leasing (77). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 04102? ▼
According to the FHFA House Price Index, home values in ZIP 04102 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 256%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04102? ▼
In ZIP code 04102, 77.2% of residents aged 25+ have a high school diploma or higher, and 61.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04102? ▼
The mean commute time for workers in ZIP code 04102 is 17.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04102? ▼
In ZIP code 04102, approximately 50.7% of occupied housing units are owner-occupied and 49.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04102? ▼
The poverty rate in ZIP code 04102 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.