PlainZIP

South Portland, ME · standard

ZIP Code 04106

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,175
792/sq mi
$86,188
Median income
$438,800
Median home value
51.7%
Bachelor's or higher

The verdict

South Portland pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.

Top 31%
household income, US ZIPs
Top 17%
home value, US ZIPs
792
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04106 against every reporting US ZIP.

ZIP code 04106 is a densely settled ZIP (a standard USPS delivery area) in South Portland, Cumberland County, Maine, with 25,175 residents across 31.8 square miles, a density of 792 people per square mile, in the New York time zone.

ZIP 04106 lands in the middle-income range, with a median household income of $86,188 (17% above the Maine average), while per-capita income is $50,622. The poverty rate stands at 7.0% and the unemployment rate at 2.8%. On housing, the median home value is $438,800 (55% above the state average) with median rent at $1,812 per month, and 58.4% of occupied units are owner-occupied.

This is a highly-educated ZIP: 51.7% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 17 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Cumberland County, letting you compare 04106 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04106

Top 5 sectors by establishment count in South Portland, ME

Which industries have the most business establishments in ZIP 04106.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04106, South Portland, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,175

Population

31.8

Area (sq mi)

792

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04106?

41.1

Median Age

46.2%

Male

53.8%

Female

10.4%

Foreign-Born

White 80.1%
African American 7.1%
Asian 3.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.5%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,188

Median Household Income

+17% vs state

$50,622

Per Capita Income

7.0%

Poverty Rate

2.8%

Unemployment Rate

17.2 min

Mean Commute Time

How ZIP 04106 ranks nationally

South Portland, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$86,188 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.1%
Bachelor's Degree or Higher 51.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,860

Total Housing Units

12,230

Occupied Units

630

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 58.4%
Renter 41.6%

$438,800

Median Home Value

+55% vs state

$1,812

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.7%

YoY Change (2024)

371

HPI Index (2000 = 100)

+271%

Total Change Since 2000

Home values in ZIP 04106 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +271% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.6% 233
2021 +14.6% 267
2022 +16.6% 311
2023 +10.5% 344
2024 +7.7% 371

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,238 business establishments in ZIP 04106, employing approximately 24,278 people with a combined annual payroll of $1,583,761,000.

1,238

Businesses

24,278

Employees

$1.6B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 241 19.5%
Health care and social assistance 171 13.8%
Accommodation and food services 133 10.7%
Professional, scientific, and technical services 96 7.8%
Construction 89 7.2%
Other services (except public administration) 83 6.7%
Administrative and support and waste management and remediation services 77 6.2%
Finance and insurance 72 5.8%
Real estate and rental and leasing 68 5.5%
Wholesale trade 49 4.0%
Transportation and warehousing 37 3.0%
Manufacturing 31 2.5%
Information 27 2.2%
Arts, entertainment, and recreation 25 2.0%
Educational services 19 1.5%
Management of companies and enterprises 11 0.9%
Agriculture, forestry, fishing and hunting 7 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04106 vs 04102 →

ZIP 04106 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04106 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04106 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04106 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04102 Portland, ME 17,335 2.1 mi
04101 Portland, ME 17,227 2.7 mi
04103 Portland, ME 30,606 4.4 mi
04107 Cape Elizabeth, ME 8,980 3.9 mi
04074 Scarborough, ME 18,760 4.8 mi
04105 Falmouth, ME 11,158 8.1 mi
04109 Portland, ME 93 5.1 mi
04092 Westbrook, ME 17,515 5.5 mi
04108 Peaks Island, ME 862 5.4 mi
04050 Long Island, ME 230 7.9 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335
04101 standard
Portland, ME
Pop: 17,227

Related Areas

Cumberland County South Portland, ME Maine

Frequently Asked Questions

What county is ZIP code 04106 in? ▼
ZIP code 04106 (South Portland) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04106? ▼
ZIP code 04106 in South Portland, ME has a population of 25,175 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04106? ▼
The median household income in ZIP 04106 is $86,188, which is 13% above the national average of $76,288.
What is the average home value in ZIP 04106? ▼
The median home value in ZIP 04106 is $438,800, which is 58% above the national average of $278,155.
What is the demographic makeup of ZIP 04106? ▼
The largest racial group in ZIP 04106 is White at 80.1%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 04106? ▼
ZIP code 04106 has 1,238 business establishments employing approximately 24,278 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04106? ▼
The top industries by establishment count in ZIP 04106 are: Retail trade (241), Health care and social assistance (171), Accommodation and food services (133). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 04106? ▼
According to the FHFA House Price Index, home values in ZIP 04106 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 271%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04106? ▼
In ZIP code 04106, 73.1% of residents aged 25+ have a high school diploma or higher, and 51.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04106? ▼
The mean commute time for workers in ZIP code 04106 is 17.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04106? ▼
In ZIP code 04106, approximately 58.4% of occupied housing units are owner-occupied and 41.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04106? ▼
The poverty rate in ZIP code 04106 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.