ZIP Code 04107
standardSource:
Cape Elizabeth · Cumberland County · Maine
- Population
- 8,980
- Median income
- $146,054
- Median home value
- $729,800
- Bachelor's or higher
- 73.5%
- Land area
- 37.5 sq mi
239/sq mi
▲ 91% vs US
higher than 96% of US ZIPs
▲ 162% vs US
higher than 94% of US ZIPs
Median age 47.5
New York
ZIP code 04107 in Cape Elizabeth, Maine has a population of 8,980. The median household income is $146,054, which is 91% above the national average. Median home value is $729,800, 162% above the US average. 73.5% of residents hold a bachelor's degree or higher.
ZIP code 04107 is classified by USPS as a standard delivery area and covers roughly 37.5 square miles in Cape Elizabeth, Cumberland County, Maine. The area is home to 8,980 residents, producing a population density of 239 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04107 against Maine and the nation.
On the economic side, the median household income for ZIP 04107 sits at $146,054 (99% above the Maine average), while per-capita income is $77,688. The poverty rate stands at 5.2% and the unemployment rate at 2.5%. On housing, the median home value is $729,800 (157% above the state average) with median rent at $2,185 per month, and 88.1% of occupied units are owner-occupied, a direct signal of whether 04107 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 73.5% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 04107 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 04107
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 04107.
- Professional, scientific, and technical services
Professional, scientific, and technical services
36 establishments
- Construction
Construction
25 establishments
- Health care and social assistance
Health care and social assistance
24 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
18 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04107, Cape Elizabeth, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
8,980
Population
37.5
Area (sq mi)
239
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04107?
47.5
Median Age
45.7%
Male
54.3%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$146,054
Median Household Income
+99% vs state
$77,688
Per Capita Income
5.2%
Poverty Rate
2.5%
Unemployment Rate
21.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,994
Total Housing Units
3,745
Occupied Units
249
Vacant Units
2.55
Avg Household Size
Occupancy Type
$729,800
Median Home Value
+157% vs state
$2,185
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
363
HPI Index (2000 = 100)
+263%
Total Change Since 2000
Home values in ZIP 04107 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +263% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 219 |
| 2021 | +13.6% | 249 |
| 2022 | +19.2% | 297 |
| 2023 | +12.8% | 335 |
| 2024 | +8.3% | 363 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 185 business establishments in ZIP 04107, employing approximately 814 people with a combined annual payroll of $40,688,000.
185
Businesses
814
Employees
$40.7M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 36 | 19.5% |
| Construction | 25 | 13.5% |
| Health care and social assistance | 24 | 13.0% |
| Real estate and rental and leasing | 18 | 9.7% |
| Administrative and support and waste management and remediation services | 17 | 9.2% |
| Retail trade | 12 | 6.5% |
| Accommodation and food services | 10 | 5.4% |
| Other services (except public administration) | 10 | 5.4% |
| Wholesale trade | 9 | 4.9% |
| Educational services | 6 | 3.2% |
| Finance and insurance | 5 | 2.7% |
| Information | 3 | 1.6% |
| Arts, entertainment, and recreation | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04107 vs 04106 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04106 | South Portland, ME | 25,175 | 3.9 mi |
| 04101 | Portland, ME | 17,227 | 5.2 mi |
| 04109 | Portland, ME | 93 | 5.8 mi |
| 04108 | Peaks Island, ME | 862 | 5.5 mi |
| 04074 | Scarborough, ME | 18,760 | 6.5 mi |
| 04102 | Portland, ME | 17,335 | 5.9 mi |
| 04103 | Portland, ME | 30,606 | 7.7 mi |
| 04050 | Long Island, ME | 230 | 8.2 mi |
| 04092 | Westbrook, ME | 17,515 | 9.4 mi |
| 04019 | Cliff Island, ME | 71 | 9.9 mi |
More ZIP Codes in Cumberland County
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Frequently Asked Questions
What county is ZIP code 04107 in? ▼
What is the population of ZIP code 04107? ▼
What is the median household income in ZIP 04107? ▼
What is the average home value in ZIP 04107? ▼
What is the demographic makeup of ZIP 04107? ▼
How many businesses are in ZIP code 04107? ▼
What are the main industries in ZIP code 04107? ▼
How have home values changed in ZIP code 04107? ▼
What is the education level in ZIP code 04107? ▼
What is the average commute time in ZIP 04107? ▼
What percentage of residents own vs. rent in ZIP 04107? ▼
What is the poverty rate in ZIP code 04107? ▼
ZIP Code Research Guides
Official Data Resources for Cape Elizabeth, ME
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.