Residential delivery area · Maine

ZIP Code 04107: Cape Elizabeth, ME

ZIP code 04107 uses the postal name Cape Elizabeth, Maine and lies entirely in Cumberland County (Census 2020 ZIP-county file). About 9,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $146,054 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
0national area: Maine, Connecticut, Massachusetts, New Hampshire, New Jersey and 5 more
041sectional center: Southern, ME (SCF 040)
07delivery area within it
Town
Cape Elizabeth · its only residential ZIP
Metro area
Portland-South Portland, ME
House district
ME-1 119th Congress
State
Maine
Time zone
Eastern
Land area
14.9 sq mi · 650 people per sq mi

Where is ZIP code 04107?

04107 centers on 43.587°, -70.236° and covers 14.9 square miles of land plus 6.3 of water. It borders 2 ZIP codes: 04106, 04074.

04074 · Scarborough04106 · South Portland04107 · Cape Elizabeth (this ZIP)04107040740410604074 · Scarborough04106 · South Portland04107 · Cape Elizabeth (this ZIP)04107040740410604074 · Scarborough04106 · South Portland04107 · Cape Elizabeth (this ZIP)0410704106
Shaded by median household income, in national fifths (ACS 2020-2024); 04107 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 04107, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 04107 compare with the rest of Cumberland County?

Rank of 04107 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure04107In Cumberland CountyIn ME
People (ACS 2020-2024)9,65611th of 3829th of 426
Median household income$146k3rd of 243rd of 200
Median home value$730k3rd of 274th of 242

Its median household income is higher than in 96% of U.S. residential ZIP codes, and it is denser than 74% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 04107?

The 2020 Census counted 9,575 people in 04107; the ACS, which samples households over 2020-2024, estimates 9,656. Between the 2010 and 2020 censuses its population grew 6.6% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
9,656
2020 Census count
9,575+6.6% since 2010 (8,980)
Households
3,745
Median age
47.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 04107?

Of the 9,656 people the ACS estimates in 04107, 25.8% are under 18 and 25.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.1%).

  • Under 1825.8%
  • 18 to 6448.6%
  • 65 and older25.5%
Age of the people of 04107 (ACS 2020-2024, B01001)
  • White, not Hispanic92.1%
  • Other or two or more4.2%
  • Hispanic or Latino2.4%
  • Asian, not Hispanic1.0%
  • Black, not Hispanic0.2%
Race and Hispanic origin in 04107 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 04107 earn?

Median household income is $146,054 (ACS 2020-2024), the 3rd highest of the 24 ranked ZIP codes in Cumberland County. It is not measurably different from 2015-2019 ($150,937 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$146,054
Income per person
$77,688
Below the poverty line
5.2%
Unemployed (of the labor force)
2.5%
Adults 25+ with a bachelor's degree
73.5%
Adjusted gross income per tax return, 2022
$201,1934,870 returns; wages 54% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 04107?

FHFA's house price index for 04107, built from repeat sales and appraisals of the same homes, rose 124% from 2015 to 2025 and rose 71% from 2020 to 2025, and moved +4.4% in 2025.

Median home value (owners' estimate)
$729,800
Median gross rent
$2,185
Homes owned by their occupants
88.1%
Housing units
3,994
0 200 400 600 800 1000 197919902000201020202025 0 200 400 600 800 1000 197919902000201020202025 0 200 400 600 800 1000 197919902000201020202025
Index = 100 in 1979, the first year FHFA reports for 04107; 2025: 1098.0. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 04107?

185 business establishments had a location in this ZIP code in 2023, 5 fewer than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services36
  • Construction25
  • Health care and social assistance24
  • Real estate and rental and leasing18
  • Administrative and support and waste management and remediation services17
  • Retail trade12

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 04107?

ZIP codes that share a boundary with 04107, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
04106South Portland27,019$86k3.9 mi
04074Scarborough23,076$135k6.5 mi
04108Peaks Island826$94k4.2 mi (near)
04109Portland213–5.3 mi (near)
04101Portland18,431$64k5.3 mi (near)
04102Portland17,267$83k5.6 mi (near)
04103Portland32,024$90k7.9 mi (near)
04050Long Island249$91k8.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.