Cape Elizabeth, ME · standard
ZIP Code 04107
Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,980
- 239/sq mi High-density area
- $146,054
- Median income Above-median income area
- $729,800
- Median home value Above-median home value
- 73.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cape Elizabeth pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 4%
- household income, US ZIPs
- Top 6%
- home value, US ZIPs
- 239
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04107 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04107 (Cape Elizabeth, ME) rose +8.3% from 2023 to 2024. The all-transactions index moved from 334.9 in 2023 to 362.6 in 2024 (2000 = 100).
ZIP code 04107 is a mid-sized community (a standard USPS delivery area) in Cape Elizabeth, Cumberland County, Maine, home to 8,980 residents across 37.5 square miles, a density of 239 people per square mile, in the New York time zone.
ZIP 04107 skews affluent, with a median household income of $146,054 (99% above the average Maine ZIP), while per-capita income is $77,688. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.2% and unemployment is 2.5%. Housing is both higher-cost and owner-heavy: median home value is $729,800 (157% above the average Maine ZIP), while 88.1% of occupied homes are owner-occupied and median rent is $2,185.
This is a highly-educated ZIP: 73.5% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Cumberland County, so 04107 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04107
Top 5 sectors by establishment count in Cape Elizabeth, ME
Which industries have the most business establishments in ZIP 04107.
- Professional, scientific, and technical services
Professional, scientific, and technical services
36 establishments
- Construction
Construction
25 establishments
- Health care and social assistance
Health care and social assistance
24 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
18 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04107, Cape Elizabeth, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,980
Population
37.5
Area (sq mi)
239
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04107?
47.5
Median Age
45.7%
Male
54.3%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$146,054
Median Household Income
+99% vs state ZIP avg
$77,688
Per Capita Income
5.2%
Poverty Rate
2.5%
Unemployment Rate
21.3 min
Mean Commute Time
How ZIP 04107 ranks among Maine ZIPs
Cape Elizabeth, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$146,054 Top 2% higher than 98% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,994housing units
3,994
Total Housing Units
3,745
Occupied Units
249
Vacant Units
2.55
Avg Household Size
Occupancy Type
$729,800
Median Home Value
+157% vs state ZIP avg
$2,185
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
363
HPI Index (2000 = 100)
+263%
Total Change Since 2000
Home values in ZIP 04107 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +263% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 219 |
| 2021 | +13.6% | 249 |
| 2022 | +19.2% | 297 |
| 2023 | +12.8% | 335 |
| 2024 | +8.3% | 363 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 185 business establishments in ZIP 04107, employing approximately 814 people with a combined annual payroll of $40,688,000.
185
Businesses
814
Employees
$40.7M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 36 | 19.5% |
| Construction | 25 | 13.5% |
| Health care and social assistance | 24 | 13.0% |
| Real estate and rental and leasing | 18 | 9.7% |
| Administrative and support and waste management and remediation services | 17 | 9.2% |
| Retail trade | 12 | 6.5% |
| Accommodation and food services | 10 | 5.4% |
| Other services (except public administration) | 10 | 5.4% |
| Wholesale trade | 9 | 4.9% |
| Educational services | 6 | 3.2% |
| Finance and insurance | 5 | 2.7% |
| Information | 3 | 1.6% |
| Arts, entertainment, and recreation | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04107 vs 04106 →
ZIP 04107 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04103
Portland (04103)
30,606 residents
- 04106
South Portland (04106)
25,175 residents
- 04074
Scarborough (04074)
18,760 residents
- 04092
Westbrook (04092)
17,515 residents
- 04102
Portland (04102)
17,335 residents
- 04101
Portland (04101)
17,227 residents
- 04107 8,980
Cape Elizabeth (04107)
8,980 residents
- 04108 862
Peaks Island (04108)
862 residents
- 04050 230
Long Island (04050)
230 residents
What this shows Among its immediate neighbors, ZIP 04107 ranks #7 by population - useful context the national average alone can't give.
ZIP 04107 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04107
Cape Elizabeth (04107)
$146,054 median income
- 04074
Scarborough (04074)
$135,018 median income
- 04108
Peaks Island (04108)
$94,318 median income
- 04050
Long Island (04050)
$91,250 median income
- 04103
Portland (04103)
$89,796 median income
- 04019
Cliff Island (04019)
$89,712 median income
- 04106
South Portland (04106)
$86,188 median income
- 04092
Westbrook (04092)
$85,038 median income
- 04102
Portland (04102)
$82,751 median income
What this shows By household income, ZIP 04107 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04106 | South Portland, ME | 25,175 | 3.9 mi |
| 04101 | Portland, ME | 17,227 | 5.2 mi |
| 04109 | Portland, ME | 93 | 5.8 mi |
| 04108 | Peaks Island, ME | 862 | 5.5 mi |
| 04074 | Scarborough, ME | 18,760 | 6.5 mi |
| 04102 | Portland, ME | 17,335 | 5.9 mi |
| 04103 | Portland, ME | 30,606 | 7.7 mi |
| 04050 | Long Island, ME | 230 | 8.2 mi |
| 04092 | Westbrook, ME | 17,515 | 9.4 mi |
| 04019 | Cliff Island, ME | 71 | 9.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04107, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,980 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 04107 in?
ZIP code 04107 (Cape Elizabeth) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04107?
ZIP code 04107 in Cape Elizabeth, ME has a population of 8,980 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04107?
The median household income in ZIP 04107 is $146,054, which is 91% above the national average of $76,288.
What is the average home value in ZIP 04107?
The median home value in ZIP 04107 is $729,800, which is 162% above the national average of $278,155.
What is the demographic makeup of ZIP 04107?
The largest racial group in ZIP 04107 is White at 92.7%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 04107?
ZIP code 04107 has 185 business establishments employing approximately 814 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04107?
The top industries by establishment count in ZIP 04107 are: Professional, scientific, and technical services (36), Construction (25), Health care and social assistance (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 04107?
According to the FHFA House Price Index, home values in ZIP 04107 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 263%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04107?
In ZIP code 04107, 83.7% of residents aged 25+ have a high school diploma or higher, and 73.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04107?
The mean commute time for workers in ZIP code 04107 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04107?
In ZIP code 04107, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04107?
The poverty rate in ZIP code 04107 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04107's numbers, next.
- See how ZIP 04107 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cape Elizabeth, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.