PlainZIP

Portland, ME · standard

ZIP Code 04101

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,227
3,319/sq mi
$63,880
Median income
$617,600
Median home value
58.1%
Bachelor's or higher

The verdict

Portland pairs a below-median household income with top-decile home values, in a suburban-density, renter-heavy area.

36th pct
household income, US ZIPs
Top 9%
home value, US ZIPs
3,319
people per sq mi
23%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04101 against every reporting US ZIP.

ZIP code 04101 is a mid-sized community (a standard USPS delivery area) in Portland, Cumberland County, Maine, home to 17,227 residents across 5.2 square miles, a density of 3,319 people per square mile, in the New York time zone.

ZIP 04101 reports a modest median household income of $63,880 (13% below the Maine average), while per-capita income is $53,597. Local economic indicators show a 17.5% poverty rate alongside 2.8% unemployment. The typical home here is valued at $617,600 (118% above the state average); renters pay a median of $1,566 monthly, and 22.7% of units are owner-occupied.

This is a highly-educated ZIP: 58.1% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 04101 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04101

Top 5 sectors by establishment count in Portland, ME

Which industries have the most business establishments in ZIP 04101.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04101, Portland, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,227

Population

5.2

Area (sq mi)

3,319

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04101?

35.8

Median Age

50.6%

Male

49.4%

Female

14.0%

Foreign-Born

White 72.7%
African American 13.6%
Asian 3.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.6%
Hispanic or Latino 4.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,880

Median Household Income

-13% vs state

$53,597

Per Capita Income

17.5%

Poverty Rate

2.8%

Unemployment Rate

19.3 min

Mean Commute Time

How ZIP 04101 ranks nationally

Portland, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,880 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.1%
Bachelor's Degree or Higher 58.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,818

Total Housing Units

10,608

Occupied Units

1,210

Vacant Units

1.69

Avg Household Size

Occupancy Type

Owner 22.7%
Renter 77.3%

$617,600

Median Home Value

+118% vs state

$1,566

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.0%

YoY Change (2024)

491

HPI Index (2000 = 100)

+391%

Total Change Since 2000

Home values in ZIP 04101 have decreased 5.0% over the past year (2024). Since 2000, this ZIP has seen +391% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.1% 324
2021 +14.8% 372
2022 +31.9% 491
2023 +5.2% 516
2024 -5.0% 491

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 2,071 business establishments in ZIP 04101, employing approximately 39,563 people with a combined annual payroll of $2,770,128,000.

2,071

Businesses

39,563

Employees

$2.8B

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 409 19.8%
Accommodation and food services 265 12.8%
Retail trade 236 11.4%
Health care and social assistance 217 10.5%
Real estate and rental and leasing 174 8.4%
Finance and insurance 162 7.8%
Other services (except public administration) 162 7.8%
Information 73 3.5%
Administrative and support and waste management and remediation services 66 3.2%
Arts, entertainment, and recreation 59 2.9%
Manufacturing 57 2.8%
Wholesale trade 53 2.6%
Transportation and warehousing 44 2.1%
Construction 41 2.0%
Educational services 31 1.5%
Management of companies and enterprises 13 0.6%
Agriculture, forestry, fishing and hunting 3 0.1%
Utilities 3 0.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04101 vs 04102 →

ZIP 04101 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04101 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04101 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04101 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04102 Portland, ME 17,335 2.4 mi
04106 South Portland, ME 25,175 2.7 mi
04109 Portland, ME 93 2.9 mi
04103 Portland, ME 30,606 2.7 mi
04108 Peaks Island, ME 862 3.5 mi
04107 Cape Elizabeth, ME 8,980 5.2 mi
04105 Falmouth, ME 11,158 6.0 mi
04092 Westbrook, ME 17,515 5.3 mi
04050 Long Island, ME 230 5.5 mi
04021 Cumberland Center, ME 5,820 9.3 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335

Related Areas

Cumberland County Portland, ME Maine

Frequently Asked Questions

What county is ZIP code 04101 in? ▼
ZIP code 04101 (Portland) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04101? ▼
ZIP code 04101 in Portland, ME has a population of 17,227 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04101? ▼
The median household income in ZIP 04101 is $63,880, which is 16% below the national average of $76,288.
What is the average home value in ZIP 04101? ▼
The median home value in ZIP 04101 is $617,600, which is 122% above the national average of $278,155.
What is the demographic makeup of ZIP 04101? ▼
The largest racial group in ZIP 04101 is White at 72.7%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 04101? ▼
ZIP code 04101 has 2,071 business establishments employing approximately 39,563 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04101? ▼
The top industries by establishment count in ZIP 04101 are: Professional, scientific, and technical services (409), Accommodation and food services (265), Retail trade (236). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 04101? ▼
According to the FHFA House Price Index, home values in ZIP 04101 decreased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 391%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04101? ▼
In ZIP code 04101, 73.1% of residents aged 25+ have a high school diploma or higher, and 58.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04101? ▼
The mean commute time for workers in ZIP code 04101 is 19.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04101? ▼
In ZIP code 04101, approximately 22.7% of occupied housing units are owner-occupied and 77.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04101? ▼
The poverty rate in ZIP code 04101 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.