Portland, ME · standard
ZIP Code 04101
Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,227
- 3,319/sq mi High-density area
- $63,880
- Median income Near-median income area
- $617,600
- Median home value Above-median home value
- 58.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Portland pairs a below-median household income with top-decile home values, in a suburban-density, renter-heavy area.
- 36th pct
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 3,319
- people per sq mi
- 23%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04101 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04101 (Portland, ME) fell -5.0% from 2023 to 2024. The all-transactions index moved from 516.4 in 2023 to 490.6 in 2024 (2000 = 100).
ZIP code 04101 is a mid-sized community (a standard USPS delivery area) in Portland, Cumberland County, Maine, home to 17,227 residents across 5.2 square miles, a density of 3,319 people per square mile, in the New York time zone.
ZIP 04101 reports a modest median household income of $63,880 (13% below the average Maine ZIP), while per-capita income is $53,597. The poverty rate is 17.5%, with unemployment at 2.8%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $617,600 (118% above the average Maine ZIP), with only 22.7% owner-occupied homes and median rent of $1,566.
This is a highly-educated ZIP: 58.1% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Cumberland County, so 04101 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04101
Top 5 sectors by establishment count in Portland, ME
Which industries have the most business establishments in ZIP 04101.
- Professional, scientific, and technical services
Professional, scientific, and technical services
409 establishments
- Accommodation and food services
Accommodation and food services
265 establishments
- Retail trade
Retail trade
236 establishments
- Health care and social assistance
Health care and social assistance
217 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
174 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04101, Portland, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,227
Population
5.2
Area (sq mi)
3,319
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04101?
35.8
Median Age
50.6%
Male
49.4%
Female
14.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,880
Median Household Income
-13% vs state ZIP avg
$53,597
Per Capita Income
17.5%
Poverty Rate
2.8%
Unemployment Rate
19.3 min
Mean Commute Time
How ZIP 04101 ranks among Maine ZIPs
Portland, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,880 41st percentile higher than 41% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,818housing units
11,818
Total Housing Units
10,608
Occupied Units
1,210
Vacant Units
1.69
Avg Household Size
Occupancy Type
$617,600
Median Home Value
+118% vs state ZIP avg
$1,566
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.0%
YoY Change (2024)
491
HPI Index (2000 = 100)
+391%
Total Change Since 2000
Home values in ZIP 04101 have decreased 5.0% over the past year (2024). Since 2000, this ZIP has seen +391% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.1% | 324 |
| 2021 | +14.8% | 372 |
| 2022 | +31.9% | 491 |
| 2023 | +5.2% | 516 |
| 2024 | -5.0% | 491 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,071 business establishments in ZIP 04101, employing approximately 39,563 people with a combined annual payroll of $2,770,128,000.
2,071
Businesses
39,563
Employees
$2.8B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 409 | 19.8% |
| Accommodation and food services | 265 | 12.8% |
| Retail trade | 236 | 11.4% |
| Health care and social assistance | 217 | 10.5% |
| Real estate and rental and leasing | 174 | 8.4% |
| Finance and insurance | 162 | 7.8% |
| Other services (except public administration) | 162 | 7.8% |
| Information | 73 | 3.5% |
| Administrative and support and waste management and remediation services | 66 | 3.2% |
| Arts, entertainment, and recreation | 59 | 2.9% |
| Manufacturing | 57 | 2.8% |
| Wholesale trade | 53 | 2.6% |
| Transportation and warehousing | 44 | 2.1% |
| Construction | 41 | 2.0% |
| Educational services | 31 | 1.5% |
| Management of companies and enterprises | 13 | 0.6% |
| Agriculture, forestry, fishing and hunting | 3 | 0.1% |
| Utilities | 3 | 0.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04101 vs 04102 →
ZIP 04101 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04103
Portland (04103)
30,606 residents
- 04106
South Portland (04106)
25,175 residents
- 04092
Westbrook (04092)
17,515 residents
- 04102
Portland (04102)
17,335 residents
- 04101
Portland (04101)
17,227 residents
- 04105 11,158
Falmouth (04105)
11,158 residents
- 04107 8,980
Cape Elizabeth (04107)
8,980 residents
- 04021 5,820
Cumberland Center (04021)
5,820 residents
- 04108 862
Peaks Island (04108)
862 residents
What this shows Among its immediate neighbors, ZIP 04101 ranks #5 by population - useful context the national average alone can't give.
ZIP 04101 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04021
Cumberland Center (04021)
$172,468 median income
- 04105
Falmouth (04105)
$150,919 median income
- 04107
Cape Elizabeth (04107)
$146,054 median income
- 04108
Peaks Island (04108)
$94,318 median income
- 04050
Long Island (04050)
$91,250 median income
- 04103
Portland (04103)
$89,796 median income
- 04106
South Portland (04106)
$86,188 median income
- 04092
Westbrook (04092)
$85,038 median income
- 04102
Portland (04102)
$82,751 median income
What this shows By household income, ZIP 04101 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04102 | Portland, ME | 17,335 | 2.4 mi |
| 04106 | South Portland, ME | 25,175 | 2.7 mi |
| 04109 | Portland, ME | 93 | 2.9 mi |
| 04103 | Portland, ME | 30,606 | 2.7 mi |
| 04108 | Peaks Island, ME | 862 | 3.5 mi |
| 04107 | Cape Elizabeth, ME | 8,980 | 5.2 mi |
| 04105 | Falmouth, ME | 11,158 | 6.0 mi |
| 04092 | Westbrook, ME | 17,515 | 5.3 mi |
| 04050 | Long Island, ME | 230 | 5.5 mi |
| 04021 | Cumberland Center, ME | 5,820 | 9.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04101, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,227 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 04101 in?
ZIP code 04101 (Portland) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04101?
ZIP code 04101 in Portland, ME has a population of 17,227 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04101?
The median household income in ZIP 04101 is $63,880, which is 16% below the national average of $76,288.
What is the average home value in ZIP 04101?
The median home value in ZIP 04101 is $617,600, which is 122% above the national average of $278,155.
What is the demographic makeup of ZIP 04101?
The largest racial group in ZIP 04101 is White at 72.7%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 04101?
ZIP code 04101 has 2,071 business establishments employing approximately 39,563 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04101?
The top industries by establishment count in ZIP 04101 are: Professional, scientific, and technical services (409), Accommodation and food services (265), Retail trade (236). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 04101?
According to the FHFA House Price Index, home values in ZIP 04101 decreased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 391%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04101?
In ZIP code 04101, 73.1% of residents aged 25+ have a high school diploma or higher, and 58.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04101?
The mean commute time for workers in ZIP code 04101 is 19.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04101?
In ZIP code 04101, approximately 22.7% of occupied housing units are owner-occupied and 77.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04101?
The poverty rate in ZIP code 04101 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04101's numbers, next.
- See how ZIP 04101 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Portland, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.