PlainZIP

Falmouth, ME · standard

ZIP Code 04105

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,158
147/sq mi
$150,919
Median income
$767,500
Median home value
72.6%
Bachelor's or higher

The verdict

Falmouth pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 5%
home value, US ZIPs
147
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04105 against every reporting US ZIP.

ZIP code 04105 is a mid-sized community (a standard USPS delivery area) in Falmouth, Cumberland County, Maine, home to 11,158 residents across 75.9 square miles, a density of 147 people per square mile, in the New York time zone.

ZIP 04105 skews affluent, with a median household income of $150,919 (105% above the Maine average), while per-capita income is $87,611. The poverty rate stands at 2.3% and the unemployment rate at 2.7%. The typical home here is valued at $767,500 (171% above the state average); renters pay a median of $2,120 monthly, and 84.4% of units are owner-occupied.

This is a highly-educated ZIP: 72.6% of adults hold a bachelor's degree or higher, the median age is 47, and the average commute is 23 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 04105, plus 6 more within Cumberland County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04105

Top 5 sectors by establishment count in Falmouth, ME

Which industries have the most business establishments in ZIP 04105.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04105, Falmouth, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,158

Population

75.9

Area (sq mi)

147

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04105?

47.0

Median Age

49.2%

Male

50.8%

Female

7.9%

Foreign-Born

White 85.6%
African American 0.2%
Asian 2.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.9%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$150,919

Median Household Income

+105% vs state

$87,611

Per Capita Income

2.3%

Poverty Rate

2.7%

Unemployment Rate

22.6 min

Mean Commute Time

How ZIP 04105 ranks nationally

Falmouth, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$150,919 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 84.4%
Bachelor's Degree or Higher 72.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,283

Total Housing Units

4,989

Occupied Units

294

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$767,500

Median Home Value

+171% vs state

$2,120

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.6%

YoY Change (2024)

328

HPI Index (2000 = 100)

+228%

Total Change Since 2000

Home values in ZIP 04105 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +228% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.3% 198
2021 +13.8% 226
2022 +19.0% 269
2023 +10.3% 296
2024 +10.6% 328

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 555 business establishments in ZIP 04105, employing approximately 5,881 people with a combined annual payroll of $388,568,000.

555

Businesses

5,881

Employees

$388.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 86 15.5%
Professional, scientific, and technical services 82 14.8%
Construction 67 12.1%
Real estate and rental and leasing 52 9.4%
Finance and insurance 49 8.8%
Retail trade 47 8.5%
Other services (except public administration) 41 7.4%
Administrative and support and waste management and remediation services 29 5.2%
Accommodation and food services 27 4.9%
Arts, entertainment, and recreation 17 3.1%
Wholesale trade 16 2.9%
Educational services 15 2.7%
Information 10 1.8%
Manufacturing 7 1.3%
Transportation and warehousing 5 0.9%
Agriculture, forestry, fishing and hunting 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04105 vs 04103 →

ZIP 04105 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04105 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04105 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04105 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04103 Portland, ME 30,606 3.7 mi
04021 Cumberland Center, ME 5,820 3.6 mi
04110 Cumberland Foreside, ME 1,391 4.2 mi
04101 Portland, ME 17,227 6.0 mi
04102 Portland, ME 17,335 6.2 mi
04106 South Portland, ME 25,175 8.1 mi
04092 Westbrook, ME 17,515 5.1 mi
04097 North Yarmouth, ME 3,574 7.5 mi
04096 Yarmouth, ME 8,349 6.5 mi
04109 Portland, ME 93 6.9 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335

Related Areas

Cumberland County Falmouth, ME Maine

Frequently Asked Questions

What county is ZIP code 04105 in? ▼
ZIP code 04105 (Falmouth) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04105? ▼
ZIP code 04105 in Falmouth, ME has a population of 11,158 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04105? ▼
The median household income in ZIP 04105 is $150,919, which is 98% above the national average of $76,288.
What is the average home value in ZIP 04105? ▼
The median home value in ZIP 04105 is $767,500, which is 176% above the national average of $278,155.
What is the demographic makeup of ZIP 04105? ▼
The largest racial group in ZIP 04105 is White at 85.6%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 04105? ▼
ZIP code 04105 has 555 business establishments employing approximately 5,881 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04105? ▼
The top industries by establishment count in ZIP 04105 are: Health care and social assistance (86), Professional, scientific, and technical services (82), Construction (67). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 04105? ▼
According to the FHFA House Price Index, home values in ZIP 04105 increased by 10.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 228%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04105? ▼
In ZIP code 04105, 84.4% of residents aged 25+ have a high school diploma or higher, and 72.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04105? ▼
The mean commute time for workers in ZIP code 04105 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04105? ▼
In ZIP code 04105, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04105? ▼
The poverty rate in ZIP code 04105 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.