PlainZIP

Yarmouth, ME · standard

ZIP Code 04096

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,349
241/sq mi
$110,216
Median income
$639,700
Median home value
66.8%
Bachelor's or higher

The verdict

Yarmouth pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 13%
household income, US ZIPs
Top 8%
home value, US ZIPs
241
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04096 against every reporting US ZIP.

ZIP code 04096 is a mid-sized community (a standard USPS delivery area) in Yarmouth, Cumberland County, Maine, home to 8,349 residents across 34.6 square miles, a density of 241 people per square mile, in the New York time zone.

ZIP 04096 skews affluent, with a median household income of $110,216 (50% above the Maine average), while per-capita income is $66,562. 10.2% of residents live below the poverty line, and the unemployment rate reads 4.4%. The typical home here is valued at $639,700 (126% above the state average); renters pay a median of $1,693 monthly, and 80.4% of units are owner-occupied.

This is a highly-educated ZIP: 66.8% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 27 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Cumberland County, letting you compare 04096 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04096

Top 5 sectors by establishment count in Yarmouth, ME

Which industries have the most business establishments in ZIP 04096.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04096, Yarmouth, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,349

Population

34.6

Area (sq mi)

241

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04096?

43.4

Median Age

48.1%

Male

51.9%

Female

3.1%

Foreign-Born

White 94.7%
African American 0.6%
Asian 0.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 3.6%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,216

Median Household Income

+50% vs state

$66,562

Per Capita Income

10.2%

Poverty Rate

4.4%

Unemployment Rate

26.9 min

Mean Commute Time

How ZIP 04096 ranks nationally

Yarmouth, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$110,216 Top 13% higher than 87% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.6%
Bachelor's Degree or Higher 66.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,639

Total Housing Units

3,506

Occupied Units

133

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 80.4%
Renter 19.6%

$639,700

Median Home Value

+126% vs state

$1,693

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.2%

YoY Change (2024)

327

HPI Index (2000 = 100)

+227%

Total Change Since 2000

Home values in ZIP 04096 have increased 9.2% over the past year (2024). Since 2000, this ZIP has seen +227% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 206
2021 +15.6% 238
2022 +15.1% 274
2023 +9.2% 299
2024 +9.2% 327

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 378 business establishments in ZIP 04096, employing approximately 3,874 people with a combined annual payroll of $253,094,000.

378

Businesses

3,874

Employees

$253.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 69 18.3%
Health care and social assistance 61 16.1%
Other services (except public administration) 40 10.6%
Retail trade 39 10.3%
Accommodation and food services 30 7.9%
Construction 27 7.1%
Finance and insurance 23 6.1%
Real estate and rental and leasing 23 6.1%
Manufacturing 15 4.0%
Administrative and support and waste management and remediation services 15 4.0%
Wholesale trade 10 2.6%
Arts, entertainment, and recreation 7 1.9%
Utilities 6 1.6%
Educational services 6 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04096 vs 04110 →

ZIP 04096 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04096 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04096 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04096 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04110 Cumberland Foreside, ME 1,391 3.0 mi
04021 Cumberland Center, ME 5,820 4.6 mi
04069 Pownal, ME 1,465 7.0 mi
04097 North Yarmouth, ME 3,574 4.9 mi
04050 Long Island, ME 230 7.3 mi
04017 Chebeague Island, ME 341 5.5 mi
04032 Freeport, ME 7,879 5.3 mi
04108 Peaks Island, ME 862 9.5 mi
04109 Portland, ME 93 9.1 mi
04105 Falmouth, ME 11,158 6.5 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04074 standard
Scarborough, ME
Pop: 18,760
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335

Related Areas

Cumberland County Yarmouth, ME Maine

Frequently Asked Questions

What county is ZIP code 04096 in? ▼
ZIP code 04096 (Yarmouth) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04096? ▼
ZIP code 04096 in Yarmouth, ME has a population of 8,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04096? ▼
The median household income in ZIP 04096 is $110,216, which is 44% above the national average of $76,288.
What is the average home value in ZIP 04096? ▼
The median home value in ZIP 04096 is $639,700, which is 130% above the national average of $278,155.
What is the demographic makeup of ZIP 04096? ▼
The largest racial group in ZIP 04096 is White at 94.7%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 04096? ▼
ZIP code 04096 has 378 business establishments employing approximately 3,874 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04096? ▼
The top industries by establishment count in ZIP 04096 are: Professional, scientific, and technical services (69), Health care and social assistance (61), Other services (except public administration) (40). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 04096? ▼
According to the FHFA House Price Index, home values in ZIP 04096 increased by 9.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 227%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04096? ▼
In ZIP code 04096, 74.6% of residents aged 25+ have a high school diploma or higher, and 66.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04096? ▼
The mean commute time for workers in ZIP code 04096 is 26.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04096? ▼
In ZIP code 04096, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04096? ▼
The poverty rate in ZIP code 04096 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.