ZIP Code 04096

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Source:

Yarmouth · Cumberland County · Maine

Population
8,349

241/sq mi

Median income
$110,216

▲ 44% vs US

higher than 87% of US ZIPs

Median home value
$639,700

▲ 130% vs US

higher than 92% of US ZIPs

Bachelor's or higher
66.8%

Median age 43.4

Land area
34.6 sq mi

New York

ZIP code 04096 in Yarmouth, Maine has a population of 8,349. The median household income is $110,216, which is 44% above the national average. Median home value is $639,700, 130% above the US average. 66.8% of residents hold a bachelor's degree or higher.

ZIP code 04096 is classified by USPS as a standard delivery area and covers roughly 34.6 square miles in Yarmouth, Cumberland County, Maine. The area is home to 8,349 residents, producing a population density of 241 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04096 against Maine and the nation.

On the economic side, the median household income for ZIP 04096 sits at $110,216 (50% above the Maine average), while per-capita income is $66,562. The poverty rate stands at 10.2% and the unemployment rate at 4.4%. On housing, the median home value is $639,700 (126% above the state average) with median rent at $1,693 per month, and 80.4% of occupied units are owner-occupied, a direct signal of whether 04096 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 66.8% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 04096 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 04096

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 04096.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04096, Yarmouth, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

8,349

Population

34.6

Area (sq mi)

241

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04096?

43.4

Median Age

48.1%

Male

51.9%

Female

3.1%

Foreign-Born

White 94.7%
African American 0.6%
Asian 0.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 3.6%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$110,216

Median Household Income

+50% vs state

$66,562

Per Capita Income

10.2%

Poverty Rate

4.4%

Unemployment Rate

26.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.6%
Bachelor's Degree or Higher 66.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,639

Total Housing Units

3,506

Occupied Units

133

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 80.4%
Renter 19.6%

$639,700

Median Home Value

+126% vs state

$1,693

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.2%

YoY Change (2024)

327

HPI Index (2000 = 100)

+227%

Total Change Since 2000

Home values in ZIP 04096 have increased 9.2% over the past year (2024). Since 2000, this ZIP has seen +227% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 206
2021 +15.6% 238
2022 +15.1% 274
2023 +9.2% 299
2024 +9.2% 327

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 378 business establishments in ZIP 04096, employing approximately 3,874 people with a combined annual payroll of $253,094,000.

378

Businesses

3,874

Employees

$253.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 69 18.3%
Health care and social assistance 61 16.1%
Other services (except public administration) 40 10.6%
Retail trade 39 10.3%
Accommodation and food services 30 7.9%
Construction 27 7.1%
Finance and insurance 23 6.1%
Real estate and rental and leasing 23 6.1%
Manufacturing 15 4.0%
Administrative and support and waste management and remediation services 15 4.0%
Wholesale trade 10 2.6%
Arts, entertainment, and recreation 7 1.9%
Utilities 6 1.6%
Educational services 6 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04096 vs 04110 →

ZIP Code City Population Distance
04110 Cumberland Foreside, ME 1,391 3.0 mi
04021 Cumberland Center, ME 5,820 4.6 mi
04069 Pownal, ME 1,465 7.0 mi
04097 North Yarmouth, ME 3,574 4.9 mi
04050 Long Island, ME 230 7.3 mi
04017 Chebeague Island, ME 341 5.5 mi
04032 Freeport, ME 7,879 5.3 mi
04108 Peaks Island, ME 862 9.5 mi
04109 Portland, ME 93 9.1 mi
04105 Falmouth, ME 11,158 6.5 mi

More ZIP Codes in Cumberland County

Frequently Asked Questions

What county is ZIP code 04096 in?
ZIP code 04096 (Yarmouth) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04096?
ZIP code 04096 in Yarmouth, ME has a population of 8,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04096?
The median household income in ZIP 04096 is $110,216, which is 44% above the national average of $76,288.
What is the average home value in ZIP 04096?
The median home value in ZIP 04096 is $639,700, which is 130% above the national average of $278,155.
What is the demographic makeup of ZIP 04096?
The largest racial group in ZIP 04096 is White at 94.7%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 04096?
ZIP code 04096 has 378 business establishments employing approximately 3,874 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04096?
The top industries by establishment count in ZIP 04096 are: Professional, scientific, and technical services (69), Health care and social assistance (61), Other services (except public administration) (40). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 04096?
According to the FHFA House Price Index, home values in ZIP 04096 increased by 9.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 227%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04096?
In ZIP code 04096, 74.6% of residents aged 25+ have a high school diploma or higher, and 66.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04096?
The mean commute time for workers in ZIP code 04096 is 26.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04096?
In ZIP code 04096, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04096?
The poverty rate in ZIP code 04096 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Yarmouth, ME

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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