Residential delivery area · Maine

ZIP Code 04096: Yarmouth, ME

ZIP code 04096 uses the postal name Yarmouth, Maine and lies entirely in Cumberland County (Census 2020 ZIP-county file). About 9,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $110,216 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Yarmouth (39%), Cousins Island (8%) and Littlejohn Island (3%); 50% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
0national area: Maine, Connecticut, Massachusetts, New Hampshire, New Jersey and 5 more
040sectional center: Southern, ME (SCF 040)
96delivery area within it
Town
Yarmouth · its only residential ZIP
Census places
Yarmouth (39%) census-designated place; Cousins Island (8%) census-designated place; Littlejohn Island (3%) census-designated place
Metro area
Portland-South Portland, ME
House district
ME-1 119th Congress
State
Maine
Time zone
Eastern
Land area
13.4 sq mi · 675 people per sq mi

Where is ZIP code 04096?

04096 centers on 43.788°, -70.156° and covers 13.4 square miles of land plus 9.5 of water. It borders 5 ZIP codes: 04110, 04032, 04021, 04097, 04069.

04021 · Cumberland Center04032 · Freeport04069 · Pownal04097 · North Yarmouth04110 · Cumberland Foreside04096 · Yarmouth (this ZIP)04096040320402104069040970411004021 · Cumberland Center04032 · Freeport04069 · Pownal04097 · North Yarmouth04110 · Cumberland Foreside04096 · Yarmouth (this ZIP)04096040320402104069040970411004021 · Cumberland Center04032 · Freeport04069 · Pownal04097 · North Yarmouth04110 · Cumberland Foreside04096 · Yarmouth (this ZIP)040960403204021040690409704110
Shaded by median household income, in national fifths (ACS 2020-2024); 04096 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 04096, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 04096 compare with the rest of Cumberland County?

Rank of 04096 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure04096In Cumberland CountyIn ME
People (ACS 2020-2024)9,05312th of 3834th of 426
Median household income$110k7th of 2410th of 200
Median home value$640k4th of 275th of 242

Its median household income is higher than in 87% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 04096?

The 2020 Census counted 8,990 people in 04096; the ACS, which samples households over 2020-2024, estimates 9,053. Between the 2010 and 2020 censuses its population grew 7.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
9,053
2020 Census count
8,990+7.7% since 2010 (8,349)
Households
3,506
Median age
43.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 04096?

Of the 9,053 people the ACS estimates in 04096, 24.7% are under 18 and 20.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.2%).

  • Under 1824.7%
  • 18 to 6455.0%
  • 65 and older20.2%
Age of the people of 04096 (ACS 2020-2024, B01001)
  • White, not Hispanic94.2%
  • Hispanic or Latino3.4%
  • Other or two or more1.5%
  • Black, not Hispanic0.6%
  • Asian, not Hispanic0.3%
Race and Hispanic origin in 04096 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 04096 earn?

Median household income is $110,216 (ACS 2020-2024), the 7th highest of the 24 ranked ZIP codes in Cumberland County. It is not measurably different from 2015-2019 ($110,409 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$110,216±$14,094
Income per person
$66,562
Below the poverty line
10.2%
Unemployed (of the labor force)
4.4%
Adults 25+ with a bachelor's degree
66.8%
Adjusted gross income per tax return, 2022
$172,1374,680 returns; wages 56% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 04096?

FHFA's house price index for 04096, built from repeat sales and appraisals of the same homes, rose 124% from 2015 to 2025 and rose 75% from 2020 to 2025, and moved +7.9% in 2025.

Median home value (owners' estimate)
$639,700
Median gross rent
$1,693
Homes owned by their occupants
80.4%
Housing units
3,639
0 200 400 600 198519902000201020202025 0 200 400 600 198519902000201020202025 0 200 400 600 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 04096; 2025: 659.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 04096?

378 business establishments had a location in this ZIP code in 2023, 15 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services69
  • Health care and social assistance61
  • Other services (except public administration)40
  • Retail trade39
  • Accommodation and food services30
  • Construction27

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 04096?

ZIP codes that share a boundary with 04096, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
04110Cumberland Foreside1,657$194k3.5 mi
04032Freeport8,802$107k5.1 mi
04021Cumberland Center6,990$173k5.4 mi
04097North Yarmouth4,240$129k5.8 mi
04069Pownal1,696$104k8.1 mi
04017Chebeague Island555$68k5.2 mi (near)
04105Falmouth12,755$151k6.9 mi (near)
04050Long Island249$91k7.0 mi (near)
04019Cliff Island93$90k7.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.