Yarmouth, ME · standard
ZIP Code 04096
Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,349
- 241/sq mi High-density area
- $110,216
- Median income Above-median income area
- $639,700
- Median home value Above-median home value
- 66.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Yarmouth pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 13%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 241
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04096 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04096 (Yarmouth, ME) rose +9.2% from 2023 to 2024. The all-transactions index moved from 299.0 in 2023 to 326.5 in 2024 (2000 = 100).
ZIP code 04096 is a mid-sized community (a standard USPS delivery area) in Yarmouth, Cumberland County, Maine, home to 8,349 residents across 34.6 square miles, a density of 241 people per square mile, in the New York time zone.
ZIP 04096 skews affluent, with a median household income of $110,216 (50% above the average Maine ZIP), while per-capita income is $66,562. The poverty rate is 10.2%, with unemployment at 4.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $639,700 (126% above the average Maine ZIP), while 80.4% of occupied homes are owner-occupied and median rent is $1,693.
This is a highly-educated ZIP: 66.8% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Cumberland County, so 04096 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04096
Top 5 sectors by establishment count in Yarmouth, ME
Which industries have the most business establishments in ZIP 04096.
- Professional, scientific, and technical services
Professional, scientific, and technical services
69 establishments
- Health care and social assistance
Health care and social assistance
61 establishments
- Other services (except public administration)
Other services (except public administration)
40 establishments
- Retail trade
Retail trade
39 establishments
- Accommodation and food services
Accommodation and food services
30 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04096, Yarmouth, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,349
Population
34.6
Area (sq mi)
241
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04096?
43.4
Median Age
48.1%
Male
51.9%
Female
3.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$110,216
Median Household Income
+50% vs state ZIP avg
$66,562
Per Capita Income
10.2%
Poverty Rate
4.4%
Unemployment Rate
26.9 min
Mean Commute Time
How ZIP 04096 ranks among Maine ZIPs
Yarmouth, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$110,216 Top 5% higher than 95% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,639housing units
3,639
Total Housing Units
3,506
Occupied Units
133
Vacant Units
2.53
Avg Household Size
Occupancy Type
$639,700
Median Home Value
+126% vs state ZIP avg
$1,693
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.2%
YoY Change (2024)
327
HPI Index (2000 = 100)
+227%
Total Change Since 2000
Home values in ZIP 04096 have increased 9.2% over the past year (2024). Since 2000, this ZIP has seen +227% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 206 |
| 2021 | +15.6% | 238 |
| 2022 | +15.1% | 274 |
| 2023 | +9.2% | 299 |
| 2024 | +9.2% | 327 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 378 business establishments in ZIP 04096, employing approximately 3,874 people with a combined annual payroll of $253,094,000.
378
Businesses
3,874
Employees
$253.1M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 69 | 18.3% |
| Health care and social assistance | 61 | 16.1% |
| Other services (except public administration) | 40 | 10.6% |
| Retail trade | 39 | 10.3% |
| Accommodation and food services | 30 | 7.9% |
| Construction | 27 | 7.1% |
| Finance and insurance | 23 | 6.1% |
| Real estate and rental and leasing | 23 | 6.1% |
| Manufacturing | 15 | 4.0% |
| Administrative and support and waste management and remediation services | 15 | 4.0% |
| Wholesale trade | 10 | 2.6% |
| Arts, entertainment, and recreation | 7 | 1.9% |
| Utilities | 6 | 1.6% |
| Educational services | 6 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04096 vs 04110 →
ZIP 04096 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04105
Falmouth (04105)
11,158 residents
- 04096
Yarmouth (04096)
8,349 residents
- 04032
Freeport (04032)
7,879 residents
- 04021
Cumberland Center (04021)
5,820 residents
- 04097 3,574
North Yarmouth (04097)
3,574 residents
- 04069 1,465
Pownal (04069)
1,465 residents
- 04110 1,391
Cumberland Foreside (04110)
1,391 residents
- 04108 862
Peaks Island (04108)
862 residents
- 04017 341
Chebeague Island (04017)
341 residents
What this shows Among its immediate neighbors, ZIP 04096 ranks #2 by population - useful context the national average alone can't give.
ZIP 04096 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04110
Cumberland Foreside (04110)
$194,205 median income
- 04021
Cumberland Center (04021)
$172,468 median income
- 04105
Falmouth (04105)
$150,919 median income
- 04097
North Yarmouth (04097)
$129,267 median income
- 04096
Yarmouth (04096)
$110,216 median income
- 04032
Freeport (04032)
$107,326 median income
- 04069
Pownal (04069)
$104,333 median income
- 04108
Peaks Island (04108)
$94,318 median income
- 04050
Long Island (04050)
$91,250 median income
What this shows By household income, ZIP 04096 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04110 | Cumberland Foreside, ME | 1,391 | 3.0 mi |
| 04021 | Cumberland Center, ME | 5,820 | 4.6 mi |
| 04069 | Pownal, ME | 1,465 | 7.0 mi |
| 04097 | North Yarmouth, ME | 3,574 | 4.9 mi |
| 04050 | Long Island, ME | 230 | 7.3 mi |
| 04017 | Chebeague Island, ME | 341 | 5.5 mi |
| 04032 | Freeport, ME | 7,879 | 5.3 mi |
| 04108 | Peaks Island, ME | 862 | 9.5 mi |
| 04109 | Portland, ME | 93 | 9.1 mi |
| 04105 | Falmouth, ME | 11,158 | 6.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04096, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,349 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 04096 in?
ZIP code 04096 (Yarmouth) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04096?
ZIP code 04096 in Yarmouth, ME has a population of 8,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04096?
The median household income in ZIP 04096 is $110,216, which is 44% above the national average of $76,288.
What is the average home value in ZIP 04096?
The median home value in ZIP 04096 is $639,700, which is 130% above the national average of $278,155.
What is the demographic makeup of ZIP 04096?
The largest racial group in ZIP 04096 is White at 94.7%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 04096?
ZIP code 04096 has 378 business establishments employing approximately 3,874 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04096?
The top industries by establishment count in ZIP 04096 are: Professional, scientific, and technical services (69), Health care and social assistance (61), Other services (except public administration) (40). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 04096?
According to the FHFA House Price Index, home values in ZIP 04096 increased by 9.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 227%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04096?
In ZIP code 04096, 74.6% of residents aged 25+ have a high school diploma or higher, and 66.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04096?
The mean commute time for workers in ZIP code 04096 is 26.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04096?
In ZIP code 04096, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04096?
The poverty rate in ZIP code 04096 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04096's numbers, next.
- See how ZIP 04096 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Yarmouth, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.