ZIP Code 04097
standardSource:
North Yarmouth · Cumberland County · Maine
- Population
- 3,574
- Median income
- $129,267
- Median home value
- $496,500
- Bachelor's or higher
- 53.4%
- Land area
- 55.0 sq mi
65/sq mi
▲ 69% vs US
higher than 93% of US ZIPs
▲ 78% vs US
higher than 87% of US ZIPs
Median age 47.4
New York
ZIP code 04097 in North Yarmouth, Maine has a population of 3,574. The median household income is $129,267, which is 69% above the national average. Median home value is $496,500, 78% above the US average. 53.4% of residents hold a bachelor's degree or higher.
ZIP code 04097 is classified by USPS as a standard delivery area and covers roughly 55.0 square miles in North Yarmouth, Cumberland County, Maine. The area is home to 3,574 residents, producing a population density of 65 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 04097 against Maine and the nation.
On the economic side, the median household income for ZIP 04097 sits at $129,267 (76% above the Maine average), while per-capita income is $64,608. The poverty rate stands at 4.8% and the unemployment rate at 1.9%. On housing, the median home value is $496,500 (75% above the state average) with median rent at $1,708 per month, and 86.6% of occupied units are owner-occupied, a direct signal of whether 04097 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 53.4% of adults hold a bachelor's degree or higher, the median age is 47.4, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 04097 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 04097
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 04097.
- Construction
Construction
31 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
27 establishments
- Administrative and support and waste management and remediation services 11
Administrative and support and waste management and remediation services
11 establishments
- Other services (except public administration) 8
Other services (except public administration)
8 establishments
- Health care and social assistance 7
Health care and social assistance
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 04097, North Yarmouth, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,574
Population
55.0
Area (sq mi)
65
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04097?
47.4
Median Age
51.4%
Male
48.6%
Female
3.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$129,267
Median Household Income
+76% vs state
$64,608
Per Capita Income
4.8%
Poverty Rate
1.9%
Unemployment Rate
27.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,612
Total Housing Units
1,549
Occupied Units
63
Vacant Units
2.73
Avg Household Size
Occupancy Type
$496,500
Median Home Value
+75% vs state
$1,708
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-8.5%
YoY Change (2024)
284
HPI Index (2000 = 100)
+184%
Total Change Since 2000
Home values in ZIP 04097 have decreased 8.5% over the past year (2024). Since 2000, this ZIP has seen +184% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 184 |
| 2021 | +11.7% | 205 |
| 2022 | +19.7% | 245 |
| 2023 | +26.3% | 310 |
| 2024 | -8.5% | 284 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 110 business establishments in ZIP 04097, employing approximately 434 people with a combined annual payroll of $23,221,000.
110
Businesses
434
Employees
$23.2M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 31 | 28.2% |
| Professional, scientific, and technical services | 27 | 24.6% |
| Administrative and support and waste management and remediation services | 11 | 10.0% |
| Other services (except public administration) | 8 | 7.3% |
| Health care and social assistance | 7 | 6.4% |
| Real estate and rental and leasing | 5 | 4.5% |
| Finance and insurance | 4 | 3.6% |
| Wholesale trade | 3 | 2.7% |
| Retail trade | 3 | 2.7% |
| Accommodation and food services | 3 | 2.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04097 vs 04021 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04021 | Cumberland Center, ME | 5,820 | 4.0 mi |
| 04069 | Pownal, ME | 1,465 | 4.3 mi |
| 04096 | Yarmouth, ME | 8,349 | 4.9 mi |
| 04110 | Cumberland Foreside, ME | 1,391 | 6.7 mi |
| 04032 | Freeport, ME | 7,879 | 6.8 mi |
| 04039 | Gray, ME | 7,422 | 5.8 mi |
| 04105 | Falmouth, ME | 11,158 | 7.5 mi |
| 04260 | New Gloucester, ME | 5,542 | 8.3 mi |
| 04222 | Durham, ME | 3,848 | 9.5 mi |
| 04017 | Chebeague Island, ME | 341 | 10.3 mi |
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 04097 in? ▼
What is the population of ZIP code 04097? ▼
What is the median household income in ZIP 04097? ▼
What is the average home value in ZIP 04097? ▼
What is the demographic makeup of ZIP 04097? ▼
How many businesses are in ZIP code 04097? ▼
What are the main industries in ZIP code 04097? ▼
How have home values changed in ZIP code 04097? ▼
What is the education level in ZIP code 04097? ▼
What is the average commute time in ZIP 04097? ▼
What percentage of residents own vs. rent in ZIP 04097? ▼
What is the poverty rate in ZIP code 04097? ▼
ZIP Code Research Guides
Official Data Resources for North Yarmouth, ME
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.