PlainZIP

Scarborough, ME · standard

ZIP Code 04074

Cumberland County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,760
152/sq mi
$135,018
Median income
$556,800
Median home value
57.9%
Bachelor's or higher

The verdict

Scarborough pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 11%
home value, US ZIPs
152
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04074 against every reporting US ZIP.

ZIP code 04074 is a mid-sized community (a standard USPS delivery area) in Scarborough, Cumberland County, Maine, home to 18,760 residents across 123.2 square miles, a density of 152 people per square mile, in the New York time zone.

ZIP 04074 skews affluent, with a median household income of $135,018 (84% above the Maine average), while per-capita income is $70,603. Local economic indicators show a 4.3% poverty rate alongside 2.0% unemployment. Median home value sits at $556,800 (96% above the state average), median rent at $1,956 a month, and owner-occupancy at 77.2%.

This is a highly-educated ZIP: 57.9% of adults hold a bachelor's degree or higher, the median age is 48.5, and the average commute is 19 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 04074, plus 6 more within Cumberland County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04074

Top 5 sectors by establishment count in Scarborough, ME

Which industries have the most business establishments in ZIP 04074.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04074, Scarborough, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,760

Population

123.2

Area (sq mi)

152

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04074?

48.5

Median Age

49.7%

Male

50.3%

Female

4.1%

Foreign-Born

White 91.7%
African American 1.0%
Asian 1.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.9%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$135,018

Median Household Income

+84% vs state

$70,603

Per Capita Income

4.3%

Poverty Rate

2.0%

Unemployment Rate

19.4 min

Mean Commute Time

How ZIP 04074 ranks nationally

Scarborough, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$135,018 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.1%
Bachelor's Degree or Higher 57.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,006

Total Housing Units

9,881

Occupied Units

1,125

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 77.2%
Renter 22.8%

$556,800

Median Home Value

+96% vs state

$1,956

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.1%

YoY Change (2024)

316

HPI Index (2000 = 100)

+216%

Total Change Since 2000

Home values in ZIP 04074 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +216% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 198
2021 +13.8% 226
2022 +20.0% 271
2023 +9.7% 297
2024 +6.1% 316

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 929 business establishments in ZIP 04074, employing approximately 14,724 people with a combined annual payroll of $967,835,000.

929

Businesses

14,724

Employees

$967.8M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 119 12.8%
Retail trade 114 12.3%
Construction 109 11.7%
Professional, scientific, and technical services 87 9.4%
Accommodation and food services 80 8.6%
Administrative and support and waste management and remediation services 73 7.9%
Other services (except public administration) 73 7.9%
Real estate and rental and leasing 60 6.5%
Finance and insurance 47 5.1%
Wholesale trade 46 5.0%
Manufacturing 33 3.5%
Transportation and warehousing 23 2.5%
Arts, entertainment, and recreation 19 2.0%
Information 15 1.6%
Management of companies and enterprises 14 1.5%
Educational services 10 1.1%
Utilities 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04074 vs 04064 →

ZIP 04074 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04074 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04074 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04074 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04064 Old Orchard Beach, ME 8,212 4.6 mi
04063 Ocean Park, ME 412 6.4 mi
04092 Westbrook, ME 17,515 7.2 mi
04106 South Portland, ME 25,175 4.8 mi
04102 Portland, ME 17,335 5.6 mi
04107 Cape Elizabeth, ME 8,980 6.5 mi
04072 Saco, ME 18,482 5.9 mi
04006 Biddeford Pool, ME 96 10.2 mi
04103 Portland, ME 30,606 8.1 mi
04101 Portland, ME 17,227 7.4 mi

More ZIP Codes in Cumberland County

04103 standard
Portland, ME
Pop: 30,606
04106 standard
South Portland, ME
Pop: 25,175
04011 standard
Brunswick, ME
Pop: 20,278
04092 standard
Westbrook, ME
Pop: 17,515
04102 standard
Portland, ME
Pop: 17,335
04101 standard
Portland, ME
Pop: 17,227

Related Areas

Cumberland County Scarborough, ME Maine

Frequently Asked Questions

What county is ZIP code 04074 in? ▼
ZIP code 04074 (Scarborough) is located in Cumberland County, Maine. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-me.
What is the population of ZIP code 04074? ▼
ZIP code 04074 in Scarborough, ME has a population of 18,760 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04074? ▼
The median household income in ZIP 04074 is $135,018, which is 77% above the national average of $76,288.
What is the average home value in ZIP 04074? ▼
The median home value in ZIP 04074 is $556,800, which is 100% above the national average of $278,155.
What is the demographic makeup of ZIP 04074? ▼
The largest racial group in ZIP 04074 is White at 91.7%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 04074? ▼
ZIP code 04074 has 929 business establishments employing approximately 14,724 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04074? ▼
The top industries by establishment count in ZIP 04074 are: Health care and social assistance (119), Retail trade (114), Construction (109). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 04074? ▼
According to the FHFA House Price Index, home values in ZIP 04074 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 216%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04074? ▼
In ZIP code 04074, 74.1% of residents aged 25+ have a high school diploma or higher, and 57.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04074? ▼
The mean commute time for workers in ZIP code 04074 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04074? ▼
In ZIP code 04074, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04074? ▼
The poverty rate in ZIP code 04074 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.