PlainZIP

Saco, ME · standard

ZIP Code 04072

York County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,482
186/sq mi
$92,241
Median income
$413,100
Median home value
43.5%
Bachelor's or higher

The verdict

Saco pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 19%
home value, US ZIPs
186
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04072 against every reporting US ZIP.

ZIP code 04072 is a mid-sized community (a standard USPS delivery area) in Saco, York County, Maine, home to 18,482 residents across 99.6 square miles, a density of 186 people per square mile, in the New York time zone.

ZIP 04072 lands in the middle-income range, with a median household income of $92,241 (25% above the Maine average), while per-capita income is $51,652. The poverty rate stands at 6.4% and the unemployment rate at 2.1%. Median home value sits at $413,100 (46% above the state average), median rent at $1,249 a month, and owner-occupancy at 72.8%.

A solid share of residents have a four-year degree: 43.5% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 24 minutes. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 04072, plus 6 more within York County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 04072

Top 5 sectors by establishment count in Saco, ME

Which industries have the most business establishments in ZIP 04072.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04072, Saco, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,482

Population

99.6

Area (sq mi)

186

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 04072?

44.9

Median Age

50.9%

Male

49.1%

Female

7.7%

Foreign-Born

White 84.6%
African American 1.9%
Asian 1.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.7%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,241

Median Household Income

+25% vs state

$51,652

Per Capita Income

6.4%

Poverty Rate

2.1%

Unemployment Rate

23.8 min

Mean Commute Time

How ZIP 04072 ranks nationally

Saco, ME household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$92,241 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.4%
Bachelor's Degree or Higher 43.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,869

Total Housing Units

8,998

Occupied Units

871

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 72.8%
Renter 27.2%

$413,100

Median Home Value

+46% vs state

$1,249

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

331

HPI Index (2000 = 100)

+231%

Total Change Since 2000

Home values in ZIP 04072 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +231% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 210
2021 +15.0% 241
2022 +14.7% 277
2023 +15.3% 319
2024 +3.7% 331

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 675 business establishments in ZIP 04072, employing approximately 7,995 people with a combined annual payroll of $463,509,000.

675

Businesses

7,995

Employees

$463.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 115 17.0%
Construction 105 15.6%
Professional, scientific, and technical services 70 10.4%
Retail trade 60 8.9%
Accommodation and food services 60 8.9%
Other services (except public administration) 51 7.6%
Real estate and rental and leasing 43 6.4%
Administrative and support and waste management and remediation services 40 5.9%
Finance and insurance 28 4.2%
Manufacturing 25 3.7%
Wholesale trade 23 3.4%
Arts, entertainment, and recreation 19 2.8%
Transportation and warehousing 14 2.1%
Educational services 11 1.6%
Information 6 0.9%
Management of companies and enterprises 4 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 04072 vs 04005 →

ZIP 04072 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 04072 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 04072 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 04072 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
04005 Biddeford, ME 23,146 3.4 mi
04064 Old Orchard Beach, ME 8,212 3.7 mi
04063 Ocean Park, ME 412 4.2 mi
04074 Scarborough, ME 18,760 5.9 mi
04046 Kennebunkport, ME 7,496 8.3 mi
04093 Buxton, ME 8,034 8.1 mi
04006 Biddeford Pool, ME 96 8.8 mi
04043 Kennebunk, ME 10,810 11.2 mi

More ZIP Codes in York County

04005 standard
Biddeford, ME
Pop: 23,146
04073 standard
Sanford, ME
Pop: 16,189
04043 standard
Kennebunk, ME
Pop: 10,810
03909 standard
York, ME
Pop: 9,738
04090 standard
Wells, ME
Pop: 9,589
04064 standard
Old Orchard Beach, ME
Pop: 8,212

Related Areas

York County Saco, ME Maine

Frequently Asked Questions

What county is ZIP code 04072 in? ▼
ZIP code 04072 (Saco) is located in York County, Maine. York County contains multiple ZIP codes, see the full list at /counties/york-me.
What is the population of ZIP code 04072? ▼
ZIP code 04072 in Saco, ME has a population of 18,482 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04072? ▼
The median household income in ZIP 04072 is $92,241, which is 21% above the national average of $76,288.
What is the average home value in ZIP 04072? ▼
The median home value in ZIP 04072 is $413,100, which is 49% above the national average of $278,155.
What is the demographic makeup of ZIP 04072? ▼
The largest racial group in ZIP 04072 is White at 84.6%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 04072? ▼
ZIP code 04072 has 675 business establishments employing approximately 7,995 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04072? ▼
The top industries by establishment count in ZIP 04072 are: Health care and social assistance (115), Construction (105), Professional, scientific, and technical services (70). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 04072? ▼
According to the FHFA House Price Index, home values in ZIP 04072 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 231%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04072? ▼
In ZIP code 04072, 69.4% of residents aged 25+ have a high school diploma or higher, and 43.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04072? ▼
The mean commute time for workers in ZIP code 04072 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04072? ▼
In ZIP code 04072, approximately 72.8% of occupied housing units are owner-occupied and 27.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04072? ▼
The poverty rate in ZIP code 04072 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.