Saco, ME · standard
ZIP Code 04072
York County, Maine - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,482
- 186/sq mi High-density area
- $92,241
- Median income Above-median income area
- $413,100
- Median home value Above-median home value
- 43.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saco pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 186
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 04072 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 04072 (Saco, ME) rose +3.7% from 2023 to 2024. The all-transactions index moved from 318.9 in 2023 to 330.6 in 2024 (2000 = 100).
ZIP code 04072 is a mid-sized community (a standard USPS delivery area) in Saco, York County, Maine, home to 18,482 residents across 99.6 square miles, a density of 186 people per square mile, in the New York time zone.
ZIP 04072 lands in the middle-income range, with a median household income of $92,241 (25% above the average Maine ZIP), while per-capita income is $51,652. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.4% and unemployment is 2.1%. Housing is both higher-cost and owner-heavy: median home value is $413,100 (46% above the average Maine ZIP), while 72.8% of occupied homes are owner-occupied and median rent is $1,249.
A solid share of residents have a four-year degree: 43.5% of adults hold a bachelor's degree or higher, the median age is 44.9, and the average commute is 24 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in York County, so 04072 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 04072
Top 5 sectors by establishment count in Saco, ME
Which industries have the most business establishments in ZIP 04072.
- Health care and social assistance
Health care and social assistance
115 establishments
- Construction
Construction
105 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
70 establishments
- Retail trade
Retail trade
60 establishments
- Accommodation and food services
Accommodation and food services
60 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 04072, Saco, ME · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,482
Population
99.6
Area (sq mi)
186
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 04072?
44.9
Median Age
50.9%
Male
49.1%
Female
7.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,241
Median Household Income
+25% vs state ZIP avg
$51,652
Per Capita Income
6.4%
Poverty Rate
2.1%
Unemployment Rate
23.8 min
Mean Commute Time
How ZIP 04072 ranks among Maine ZIPs
Saco, ME household income vs. every Maine ZIP code
Median household income among 395 reporting Maine ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$92,241 Top 16% higher than 84% of 395 Maine ZIPs
Each bar is a $20K-wide band; taller bars hold more Maine ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,869housing units
9,869
Total Housing Units
8,998
Occupied Units
871
Vacant Units
2.28
Avg Household Size
Occupancy Type
$413,100
Median Home Value
+46% vs state ZIP avg
$1,249
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.7%
YoY Change (2024)
331
HPI Index (2000 = 100)
+231%
Total Change Since 2000
Home values in ZIP 04072 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +231% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 210 |
| 2021 | +15.0% | 241 |
| 2022 | +14.7% | 277 |
| 2023 | +15.3% | 319 |
| 2024 | +3.7% | 331 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 675 business establishments in ZIP 04072, employing approximately 7,995 people with a combined annual payroll of $463,509,000.
675
Businesses
7,995
Employees
$463.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 115 | 17.0% |
| Construction | 105 | 15.6% |
| Professional, scientific, and technical services | 70 | 10.4% |
| Retail trade | 60 | 8.9% |
| Accommodation and food services | 60 | 8.9% |
| Other services (except public administration) | 51 | 7.6% |
| Real estate and rental and leasing | 43 | 6.4% |
| Administrative and support and waste management and remediation services | 40 | 5.9% |
| Finance and insurance | 28 | 4.2% |
| Manufacturing | 25 | 3.7% |
| Wholesale trade | 23 | 3.4% |
| Arts, entertainment, and recreation | 19 | 2.8% |
| Transportation and warehousing | 14 | 2.1% |
| Educational services | 11 | 1.6% |
| Information | 6 | 0.9% |
| Management of companies and enterprises | 4 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 04072 vs 04005 →
ZIP 04072 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04005
Biddeford (04005)
23,146 residents
- 04074
Scarborough (04074)
18,760 residents
- 04072
Saco (04072)
18,482 residents
- 04043
Kennebunk (04043)
10,810 residents
- 04064 8,212
Old Orchard Beach (04064)
8,212 residents
- 04093 8,034
Buxton (04093)
8,034 residents
- 04046 7,496
Kennebunkport (04046)
7,496 residents
- 04063 412
Ocean Park (04063)
412 residents
- 04006 96
Biddeford Pool (04006)
96 residents
What this shows Among its immediate neighbors, ZIP 04072 ranks #3 by population - useful context the national average alone can't give.
ZIP 04072 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 04074
Scarborough (04074)
$135,018 median income
- 04043
Kennebunk (04043)
$107,804 median income
- 04046
Kennebunkport (04046)
$102,529 median income
- 04093
Buxton (04093)
$100,144 median income
- 04072
Saco (04072)
$92,241 median income
- 04005
Biddeford (04005)
$74,647 median income
- 04063
Ocean Park (04063)
$61,667 median income
- 04064
Old Orchard Beach (04064)
$59,887 median income
What this shows By household income, ZIP 04072 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 04005 | Biddeford, ME | 23,146 | 3.4 mi |
| 04064 | Old Orchard Beach, ME | 8,212 | 3.7 mi |
| 04063 | Ocean Park, ME | 412 | 4.2 mi |
| 04074 | Scarborough, ME | 18,760 | 5.9 mi |
| 04046 | Kennebunkport, ME | 7,496 | 8.3 mi |
| 04093 | Buxton, ME | 8,034 | 8.1 mi |
| 04006 | Biddeford Pool, ME | 96 | 8.8 mi |
| 04043 | Kennebunk, ME | 10,810 | 11.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 04072, both outside ME so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,482 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in York County
Related Areas
Frequently Asked Questions
What county is ZIP code 04072 in?
ZIP code 04072 (Saco) is located in York County, Maine. York County contains multiple ZIP codes, see the full list at /counties/york-me.
What is the population of ZIP code 04072?
ZIP code 04072 in Saco, ME has a population of 18,482 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 04072?
The median household income in ZIP 04072 is $92,241, which is 21% above the national average of $76,288.
What is the average home value in ZIP 04072?
The median home value in ZIP 04072 is $413,100, which is 49% above the national average of $278,155.
What is the demographic makeup of ZIP 04072?
The largest racial group in ZIP 04072 is White at 84.6%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 04072?
ZIP code 04072 has 675 business establishments employing approximately 7,995 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 04072?
The top industries by establishment count in ZIP 04072 are: Health care and social assistance (115), Construction (105), Professional, scientific, and technical services (70). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 04072?
According to the FHFA House Price Index, home values in ZIP 04072 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 231%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 04072?
In ZIP code 04072, 69.4% of residents aged 25+ have a high school diploma or higher, and 43.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 04072?
The mean commute time for workers in ZIP code 04072 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 04072?
In ZIP code 04072, approximately 72.8% of occupied housing units are owner-occupied and 27.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 04072?
The poverty rate in ZIP code 04072 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 04072's numbers, next.
- See how ZIP 04072 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saco, ME ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.