ZIP 05489 vs ZIP 05444

This side-by-side compares ZIP 05489 (Underhill, VT) and ZIP 05444 (Cambridge, VT) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 05489 has a population of 3,174 at 23 people per square mile, while ZIP 05444 has 1,714 at 33 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 05489 reports a median household income of $92,352 against $106,088 in ZIP 05444, with per-capita income of $49,588 vs $50,181. The share of adults holding a bachelor's degree or higher is 49.4% in 05489 and 42.8% in 05444. Poverty rate reads 6.2% vs 2.7%, and unemployment 2.7% vs 0.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $442,400 in 05489 versus $366,400 in 05444, with median rent of — and $1,155 per month respectively. Homeownership rate is 80.8% vs 86.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.