ZIP Code 05489
standardSource:
Underhill · Chittenden County · Vermont
- Population
- 3,174
- Median income
- $92,352
- Median home value
- $442,400
- Bachelor's or higher
- 49.4%
- Land area
- 137.4 sq mi
23/sq mi
▲ 21% vs US
higher than 75% of US ZIPs
▲ 59% vs US
higher than 83% of US ZIPs
Median age 39.4
New York
ZIP code 05489 in Underhill, Vermont has a population of 3,174. The median household income is $92,352, which is 21% above the national average. Median home value is $442,400, 59% above the US average. 49.4% of residents hold a bachelor's degree or higher.
ZIP code 05489 is classified by USPS as a standard delivery area and covers roughly 137.4 square miles in Underhill, Chittenden County, Vermont. The area is home to 3,174 residents, producing a population density of 23 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 05489 against Vermont and the nation.
On the economic side, the median household income for ZIP 05489 sits at $92,352 (11% above the Vermont average), while per-capita income is $49,588. The poverty rate stands at 6.2% and the unemployment rate at 2.7%. On housing, the median home value is $442,400 (41% above the state average) with median rent at — per month, and 80.8% of occupied units are owner-occupied, a direct signal of whether 05489 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 49.4% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Chittenden County, so you can benchmark 05489 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 05489
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 05489.
- Construction
Construction
23 establishments
- Other services (except public administration) 9
Other services (except public administration)
9 establishments
- Professional, scientific, and technical services 7
Professional, scientific, and technical services
7 establishments
- Administrative and support and waste management and remediation services 5
Administrative and support and waste management and remediation services
5 establishments
- Educational services 4
Educational services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 05489, Underhill, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,174
Population
137.4
Area (sq mi)
23
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05489?
39.4
Median Age
49.3%
Male
50.7%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,352
Median Household Income
+11% vs state
$49,588
Per Capita Income
6.2%
Poverty Rate
2.7%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,325
Total Housing Units
1,325
Occupied Units
0
Vacant Units
2.62
Avg Household Size
Occupancy Type
$442,400
Median Home Value
+41% vs state
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.4%
YoY Change (2024)
323
HPI Index (2000 = 100)
+223%
Total Change Since 2000
Home values in ZIP 05489 have increased 13.4% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 194 |
| 2021 | +10.3% | 214 |
| 2022 | +16.4% | 249 |
| 2023 | +14.3% | 285 |
| 2024 | +13.4% | 323 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 67 business establishments in ZIP 05489, employing approximately 274 people with a combined annual payroll of $14,893,000.
67
Businesses
274
Employees
$14.9M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 23 | 34.3% |
| Other services (except public administration) | 9 | 13.4% |
| Professional, scientific, and technical services | 7 | 10.4% |
| Administrative and support and waste management and remediation services | 5 | 7.5% |
| Educational services | 4 | 6.0% |
| Manufacturing | 3 | 4.5% |
| Transportation and warehousing | 3 | 4.5% |
| Real estate and rental and leasing | 3 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05489 vs 05444 →
More ZIP Codes in Chittenden County
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Frequently Asked Questions
What county is ZIP code 05489 in? ▼
What is the population of ZIP code 05489? ▼
What is the median household income in ZIP 05489? ▼
What is the average home value in ZIP 05489? ▼
What is the demographic makeup of ZIP 05489? ▼
How many businesses are in ZIP code 05489? ▼
What are the main industries in ZIP code 05489? ▼
How have home values changed in ZIP code 05489? ▼
What is the education level in ZIP code 05489? ▼
What percentage of residents own vs. rent in ZIP 05489? ▼
What is the poverty rate in ZIP code 05489? ▼
ZIP Code Research Guides
Official Data Resources for Underhill, VT
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.