Underhill, VT · standard
ZIP Code 05489
Chittenden County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,174
- 23/sq mi
- $92,352
- Median income
- $442,400
- Median home value
- 49.4%
- Bachelor's or higher
The verdict
Underhill pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 23
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05489 against every reporting US ZIP.
ZIP code 05489 covers 137.4 square miles in Underhill, Chittenden County, Vermont (a standard USPS delivery area), with a modest 3,174 residents on file, a density of 23 people per square mile, in the New York time zone.
ZIP 05489 lands in the middle-income range, with a median household income of $92,352 (11% above the Vermont average), while per-capita income is $49,588. Local economic indicators show a 6.2% poverty rate alongside 2.7% unemployment. Median home value sits at $442,400 (41% above the state average), median rent at - a month, and owner-occupancy at 80.8%.
A solid share of residents have a four-year degree: 49.4% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is -. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Chittenden County, letting you compare 05489 to its immediate surroundings rather than a national baseline alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 05489
Top 5 sectors by establishment count in Underhill, VT
Which industries have the most business establishments in ZIP 05489.
- Construction
Construction
23 establishments
- Other services (except public administration) 9
Other services (except public administration)
9 establishments
- Professional, scientific, and technical services 7
Professional, scientific, and technical services
7 establishments
- Administrative and support and waste management and remediation services 5
Administrative and support and waste management and remediation services
5 establishments
- Educational services 4
Educational services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05489, Underhill, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,174
Population
137.4
Area (sq mi)
23
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05489?
39.4
Median Age
49.3%
Male
50.7%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,352
Median Household Income
+11% vs state
$49,588
Per Capita Income
6.2%
Poverty Rate
2.7%
Unemployment Rate
How ZIP 05489 ranks nationally
Underhill, VT household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$92,352 Top 25% higher than 75% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,325
Total Housing Units
1,325
Occupied Units
0
Vacant Units
2.62
Avg Household Size
Occupancy Type
$442,400
Median Home Value
+41% vs state
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.4%
YoY Change (2024)
323
HPI Index (2000 = 100)
+223%
Total Change Since 2000
Home values in ZIP 05489 have increased 13.4% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 194 |
| 2021 | +10.3% | 214 |
| 2022 | +16.4% | 249 |
| 2023 | +14.3% | 285 |
| 2024 | +13.4% | 323 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 67 business establishments in ZIP 05489, employing approximately 274 people with a combined annual payroll of $14,893,000.
67
Businesses
274
Employees
$14.9M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 23 | 34.3% |
| Other services (except public administration) | 9 | 13.4% |
| Professional, scientific, and technical services | 7 | 10.4% |
| Administrative and support and waste management and remediation services | 5 | 7.5% |
| Educational services | 4 | 6.0% |
| Manufacturing | 3 | 4.5% |
| Transportation and warehousing | 3 | 4.5% |
| Real estate and rental and leasing | 3 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05489 vs 05444 →
ZIP 05489 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05465
Jericho (05465)
5,355 residents
- 05477
Richmond (05477)
4,397 residents
- 05489
Underhill (05489)
3,174 residents
- 05464
Jeffersonville (05464)
3,008 residents
- 05494 1,767
Westford (05494)
1,767 residents
- 05444 1,714
Cambridge (05444)
1,714 residents
What this shows Among its immediate neighbors, ZIP 05489 ranks #3 by population - useful context the national average alone can't give.
ZIP 05489 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05494
Westford (05494)
$117,143 median income
- 05465
Jericho (05465)
$114,677 median income
- 05477
Richmond (05477)
$108,971 median income
- 05444
Cambridge (05444)
$106,088 median income
- 05489
Underhill (05489)
$92,352 median income
- 05464
Jeffersonville (05464)
$85,694 median income
What this shows By household income, ZIP 05489 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
More ZIP Codes in Chittenden County
Related Areas
Frequently Asked Questions
What county is ZIP code 05489 in? ▼
What is the population of ZIP code 05489? ▼
What is the median household income in ZIP 05489? ▼
What is the average home value in ZIP 05489? ▼
What is the demographic makeup of ZIP 05489? ▼
How many businesses are in ZIP code 05489? ▼
What are the main industries in ZIP code 05489? ▼
How have home values changed in ZIP code 05489? ▼
What is the education level in ZIP code 05489? ▼
What percentage of residents own vs. rent in ZIP 05489? ▼
What is the poverty rate in ZIP code 05489? ▼
Read our methodology to see how this data is sourced, computed, and verified.