PlainZIP

Cambridge, VT · standard

ZIP Code 05444

Franklin County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,714
33/sq mi
$106,088
Median income
$366,400
Median home value
42.8%
Bachelor's or higher

The verdict

Cambridge pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 24%
home value, US ZIPs
33
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05444 against every reporting US ZIP.

ZIP code 05444 covers 52.4 square miles in Cambridge, Franklin County, Vermont (a standard USPS delivery area), with a modest 1,714 residents on file, a density of 33 people per square mile, in the New York time zone.

ZIP 05444 lands in the middle-income range, with a median household income of $106,088 (28% above the Vermont average), while per-capita income is $50,181. Poverty here runs at 2.7%, with unemployment measured at 0.8%. Housing costs here run $366,400 for a typical home value (17% above the state average), with rent averaging $1,155 a month; 86.9% of homes are owner-occupied.

A solid share of residents have a four-year degree: 42.8% of adults hold a bachelor's degree or higher, the median age is 46, and the average commute is 30 minutes. To put 05444 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Franklin County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 05444

Top 5 sectors by establishment count in Cambridge, VT

Which industries have the most business establishments in ZIP 05444.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05444, Cambridge, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,714

Population

52.4

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05444?

46.0

Median Age

47.8%

Male

52.2%

Female

2.1%

Foreign-Born

White 92.0%
African American 0.6%
Asian 0.1%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$106,088

Median Household Income

+28% vs state

$50,181

Per Capita Income

2.7%

Poverty Rate

0.8%

Unemployment Rate

29.6 min

Mean Commute Time

How ZIP 05444 ranks nationally

Cambridge, VT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$106,088 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.3%
Bachelor's Degree or Higher 42.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

746

Total Housing Units

726

Occupied Units

20

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 86.9%
Renter 13.1%

$366,400

Median Home Value

+17% vs state

$1,155

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 47 business establishments in ZIP 05444, employing approximately 249 people with a combined annual payroll of $11,839,000.

47

Businesses

249

Employees

$11.8M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 12 25.5%
Manufacturing 7 14.9%
Retail trade 5 10.6%
Other services (except public administration) 5 10.6%
Administrative and support and waste management and remediation services 4 8.5%
Professional, scientific, and technical services 3 6.4%
Health care and social assistance 3 6.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05444 vs 05464 →

ZIP 05444 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 05444 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 05444 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 05444 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
05464 Jeffersonville, VT 3,008 4.1 mi
05448 East Fairfield, VT 1,134 7.4 mi
05489 Underhill, VT 3,174 7.4 mi
05494 Westford, VT 1,767 6.0 mi
05454 Fairfax, VT 4,447 7.3 mi
05492 Waterville, VT 682 8.6 mi
05441 Bakersfield, VT 958 11.8 mi

More ZIP Codes in Franklin County

05478 standard
Saint Albans, VT
Pop: 14,449
05488 standard
Swanton, VT
Pop: 7,690
05450 standard
Enosburg Falls, VT
Pop: 4,977
05454 standard
Fairfax, VT
Pop: 4,447
05476 standard
Richford, VT
Pop: 3,183
05459 standard
Highgate Center, VT
Pop: 2,156

Related Areas

Franklin County Cambridge, VT Vermont

Frequently Asked Questions

What county is ZIP code 05444 in? ▼
ZIP code 05444 (Cambridge) is located in Franklin County, Vermont. Franklin County contains multiple ZIP codes, see the full list at /counties/franklin-vt.
What is the population of ZIP code 05444? ▼
ZIP code 05444 in Cambridge, VT has a population of 1,714 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05444? ▼
The median household income in ZIP 05444 is $106,088, which is 39% above the national average of $76,288.
What is the average home value in ZIP 05444? ▼
The median home value in ZIP 05444 is $366,400, which is 32% above the national average of $278,155.
What is the demographic makeup of ZIP 05444? ▼
The largest racial group in ZIP 05444 is White at 92.0%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 05444? ▼
ZIP code 05444 has 47 business establishments employing approximately 249 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 05444? ▼
The top industries by establishment count in ZIP 05444 are: Construction (12), Manufacturing (7), Retail trade (5). There are 7 industry sectors represented in total.
What is the education level in ZIP code 05444? ▼
In ZIP code 05444, 67.3% of residents aged 25+ have a high school diploma or higher, and 42.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05444? ▼
The mean commute time for workers in ZIP code 05444 is 29.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05444? ▼
In ZIP code 05444, approximately 86.9% of occupied housing units are owner-occupied and 13.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05444? ▼
The poverty rate in ZIP code 05444 is 2.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.