PlainZIP

Waterville, VT · standard

ZIP Code 05492

Lamoille County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

682
16/sq mi
$67,857
Median income
$242,900
Median home value
32.7%
Bachelor's or higher

The verdict

Waterville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

43th pct
household income, US ZIPs
Top 44%
home value, US ZIPs
16
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05492 against every reporting US ZIP.

ZIP code 05492 is a sparsely populated ZIP (a standard USPS delivery area) in Waterville, Lamoille County, Vermont, home to just 682 residents across 42.6 square miles, a density of 16 people per square mile, in the New York time zone.

ZIP 05492 reports a modest median household income of $67,857 (18% below the Vermont average), while per-capita income is $40,729. Poverty here runs at 4.6%, with unemployment measured at 9.2%. Housing costs here run $242,900 for a typical home value (22% below the state average), with rent averaging $1,110 a month; 81.3% of homes are owner-occupied.

A solid share of residents have a four-year degree: 32.7% of adults hold a bachelor's degree or higher, the median age is 50, and the average commute is 37 minutes. To put 05492 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Lamoille County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05492, Waterville, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

682

Population

42.6

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 05492?

50.0

Median Age

54.8%

Male

45.2%

Female

1.8%

Foreign-Born

White 97.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,857

Median Household Income

-18% vs state

$40,729

Per Capita Income

4.6%

Poverty Rate

9.2%

Unemployment Rate

37.1 min

Mean Commute Time

How ZIP 05492 ranks nationally

Waterville, VT household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,857 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.5%
Bachelor's Degree or Higher 32.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

366

Total Housing Units

358

Occupied Units

8

Vacant Units

2.03

Avg Household Size

Occupancy Type

Owner 81.3%
Renter 18.7%

$242,900

Median Home Value

-22% vs state

$1,110

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 05492, employing approximately 10 people with a combined annual payroll of $602,000.

7

Businesses

10

Employees

$602K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 4 57.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 05492 vs 05441 →

ZIP 05492 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 05492 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 05492 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 05492 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
05441 Bakersfield, VT 958 5.2 mi
05442 Belvidere Center, VT 339 4.8 mi
05656 Johnson, VT 3,508 5.7 mi
05464 Jeffersonville, VT 3,008 5.8 mi
05448 East Fairfield, VT 1,134 7.5 mi
05444 Cambridge, VT 1,714 8.6 mi

More ZIP Codes in Lamoille County

05661 standard
Morrisville, VT
Pop: 5,620
05672 standard
Stowe, VT
Pop: 4,314
05656 standard
Johnson, VT
Pop: 3,508
05464 standard
Jeffersonville, VT
Pop: 3,008
05655 standard
Hyde Park, VT
Pop: 2,868
05680 standard
Wolcott, VT
Pop: 2,168

Related Areas

Lamoille County Waterville, VT Vermont

Frequently Asked Questions

What county is ZIP code 05492 in? ▼
ZIP code 05492 (Waterville) is located in Lamoille County, Vermont. Lamoille County contains multiple ZIP codes, see the full list at /counties/lamoille-vt.
What is the population of ZIP code 05492? ▼
ZIP code 05492 in Waterville, VT has a population of 682 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05492? ▼
The median household income in ZIP 05492 is $67,857, which is 11% below the national average of $76,288.
What is the average home value in ZIP 05492? ▼
The median home value in ZIP 05492 is $242,900, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 05492? ▼
The largest racial group in ZIP 05492 is White at 97.4%.
How many businesses are in ZIP code 05492? ▼
ZIP code 05492 has 7 business establishments employing approximately 10 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 05492? ▼
In ZIP code 05492, 67.5% of residents aged 25+ have a high school diploma or higher, and 32.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05492? ▼
The mean commute time for workers in ZIP code 05492 is 37.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05492? ▼
In ZIP code 05492, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05492? ▼
The poverty rate in ZIP code 05492 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.