Waterville, VT · standard
ZIP Code 05492
Lamoille County, Vermont - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 682
- 16/sq mi Moderate-density area
- $67,857
- Median income Near-median income area
- $242,900
- Median home value Near-median home value
- 32.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Waterville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 43rd pct
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 16
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 05492 against every reporting US ZIP.
ZIP code 05492 is a sparsely populated ZIP (a standard USPS delivery area) in Waterville, Lamoille County, Vermont, home to just 682 residents across 42.6 square miles, a density of 16 people per square mile, in the New York time zone.
ZIP 05492 reports a modest median household income of $67,857 (18% below the average Vermont ZIP), while per-capita income is $40,729. The poverty rate is 4.6%, with unemployment at 9.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $242,900 (22% below the average Vermont ZIP), and median rent is $1,110; owner occupancy is 81.3%.
A solid share of residents have a four-year degree: 32.7% of adults hold a bachelor's degree or higher, the median age is 50, and the average commute is 37 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Lamoille County, so 05492 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 05492, Waterville, VT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
682
Population
42.6
Area (sq mi)
16
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 05492?
50.0
Median Age
54.8%
Male
45.2%
Female
1.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,857
Median Household Income
-18% vs state ZIP avg
$40,729
Per Capita Income
4.6%
Poverty Rate
9.2%
Unemployment Rate
37.1 min
Mean Commute Time
How ZIP 05492 ranks among Vermont ZIPs
Waterville, VT household income vs. every Vermont ZIP code
Median household income among 238 reporting Vermont ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$67,857 24th percentile higher than 24% of 238 Vermont ZIPs
Each bar is a $20K-wide band; taller bars hold more Vermont ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
366housing units
366
Total Housing Units
358
Occupied Units
8
Vacant Units
2.03
Avg Household Size
Occupancy Type
$242,900
Median Home Value
-22% vs state ZIP avg
$1,110
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 7 business establishments in ZIP 05492, employing approximately 10 people with a combined annual payroll of $602,000.
7
Businesses
10
Employees
$602K
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 57.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 05492 vs 05441 →
ZIP 05492 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05656
Johnson (05656)
3,508 residents
- 05464
Jeffersonville (05464)
3,008 residents
- 05444
Cambridge (05444)
1,714 residents
- 05448 1,134
East Fairfield (05448)
1,134 residents
- 05441 958
Bakersfield (05441)
958 residents
- 05492 682
Waterville (05492)
682 residents
- 05442 339
Belvidere Center (05442)
339 residents
What this shows Among its immediate neighbors, ZIP 05492 ranks #6 by population - useful context the national average alone can't give.
ZIP 05492 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 05444
Cambridge (05444)
$106,088 median income
- 05464
Jeffersonville (05464)
$85,694 median income
- 05448
East Fairfield (05448)
$82,500 median income
- 05442
Belvidere Center (05442)
$81,563 median income
- 05441
Bakersfield (05441)
$67,917 median income
- 05492
Waterville (05492)
$67,857 median income
- 05656
Johnson (05656)
$55,133 median income
What this shows By household income, ZIP 05492 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 05492, both outside VT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lamoille County
Related Areas
Frequently Asked Questions
What county is ZIP code 05492 in?
ZIP code 05492 (Waterville) is located in Lamoille County, Vermont. Lamoille County contains multiple ZIP codes, see the full list at /counties/lamoille-vt.
What is the population of ZIP code 05492?
ZIP code 05492 in Waterville, VT has a population of 682 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 05492?
The median household income in ZIP 05492 is $67,857, which is 11% below the national average of $76,288.
What is the average home value in ZIP 05492?
The median home value in ZIP 05492 is $242,900, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 05492?
The largest racial group in ZIP 05492 is White at 97.4%.
How many businesses are in ZIP code 05492?
ZIP code 05492 has 7 business establishments employing approximately 10 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 05492?
In ZIP code 05492, 67.5% of residents aged 25+ have a high school diploma or higher, and 32.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 05492?
The mean commute time for workers in ZIP code 05492 is 37.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 05492?
In ZIP code 05492, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 05492?
The poverty rate in ZIP code 05492 is 4.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 05492's numbers, next.
- See how ZIP 05492 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Waterville, VT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.