ZIP 07760 vs ZIP 07704

This side-by-side compares ZIP 07760 (Rumson, NJ) and ZIP 07704 (Fair Haven, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 07760 has a population of 9,283 at 473 people per square mile, while ZIP 07704 has 6,133 at 1,476 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 07760 reports a median household income of $226,635 against $250,001 in ZIP 07704, with per-capita income of $131,973 vs $116,033. The share of adults holding a bachelor's degree or higher is 77.3% in 07760 and 86.8% in 07704. Poverty rate reads 4.0% vs 1.1%, and unemployment 4.9% vs 4.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,338,400 in 07760 versus $992,200 in 07704, with median rent of $2,610 and $3,492 per month respectively. Homeownership rate is 87.4% vs 89.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.