PlainZIP

Rumson, NJ · standard

ZIP Code 07760

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,283
473/sq mi
$226,635
Median income
$1,338,400
Median home value
77.3%
Bachelor's or higher

The verdict

Rumson pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
473
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07760 against every reporting US ZIP.

ZIP code 07760 is a mid-sized community (a standard USPS delivery area) in Rumson, Monmouth County, New Jersey, home to 9,283 residents across 19.6 square miles, a density of 473 people per square mile, in the New York time zone.

ZIP 07760 skews affluent, with a median household income of $226,635 (86% above the New Jersey average), while per-capita income is $131,973. 4.0% of residents live below the poverty line, and the unemployment rate reads 4.9%. Housing costs here run $1,338,400 for a typical home value (159% above the state average), with rent averaging $2,610 a month; 87.4% of homes are owner-occupied.

This is a highly-educated ZIP: 77.3% of adults hold a bachelor's degree or higher, the median age is 49.1, and the average commute is 43 minutes. To put 07760 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Monmouth County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07760

Top 5 sectors by establishment count in Rumson, NJ

Which industries have the most business establishments in ZIP 07760.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07760, Rumson, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,283

Population

19.6

Area (sq mi)

473

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07760?

49.1

Median Age

51.9%

Male

48.1%

Female

4.9%

Foreign-Born

White 92.1%
African American 0.3%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$226,635

Median Household Income

+86% vs state

$131,973

Per Capita Income

4.0%

Poverty Rate

4.9%

Unemployment Rate

43.2 min

Mean Commute Time

How ZIP 07760 ranks nationally

Rumson, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$226,635 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 84.2%
Bachelor's Degree or Higher 77.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,964

Total Housing Units

3,686

Occupied Units

278

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 87.4%
Renter 12.6%

$1,338,400

Median Home Value

+159% vs state

$2,610

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.6%

YoY Change (2024)

394

HPI Index (2000 = 100)

+294%

Total Change Since 2000

Home values in ZIP 07760 have increased 13.6% over the past year (2024). Since 2000, this ZIP has seen +294% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.7% 256
2021 +14.6% 293
2022 +4.0% 304
2023 +13.8% 347
2024 +13.6% 394

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 251 business establishments in ZIP 07760, employing approximately 2,152 people with a combined annual payroll of $111,723,000.

251

Businesses

2,152

Employees

$111.7M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 40 15.9%
Professional, scientific, and technical services 36 14.3%
Finance and insurance 24 9.6%
Construction 22 8.8%
Real estate and rental and leasing 19 7.6%
Administrative and support and waste management and remediation services 19 7.6%
Arts, entertainment, and recreation 19 7.6%
Retail trade 17 6.8%
Other services (except public administration) 17 6.8%
Health care and social assistance 12 4.8%
Educational services 9 3.6%
Wholesale trade 8 3.2%
Information 4 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07760 vs 07704 →

ZIP 07760 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07760 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07760 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07760 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07704 Fair Haven, NJ 6,133 1.9 mi
07750 Monmouth Beach, NJ 3,279 2.4 mi
07716 Atlantic Highlands, NJ 8,574 2.6 mi
07739 Little Silver, NJ 5,938 2.8 mi
07757 Oceanport, NJ 5,356 3.7 mi
07732 Highlands, NJ 5,189 4.4 mi
07701 Red Bank, NJ 23,813 3.9 mi
07740 Long Branch, NJ 31,038 5.1 mi
07703 Fort Monmouth, NJ 690 4.3 mi
07764 West Long Branch, NJ 8,097 5.6 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Rumson, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07760 in? ▼
ZIP code 07760 (Rumson) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07760? ▼
ZIP code 07760 in Rumson, NJ has a population of 9,283 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07760? ▼
The median household income in ZIP 07760 is $226,635, which is 197% above the national average of $76,288.
What is the average home value in ZIP 07760? ▼
The median home value in ZIP 07760 is $1,338,400, which is 381% above the national average of $278,155.
What is the demographic makeup of ZIP 07760? ▼
The largest racial group in ZIP 07760 is White at 92.1%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 07760? ▼
ZIP code 07760 has 251 business establishments employing approximately 2,152 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07760? ▼
The top industries by establishment count in ZIP 07760 are: Accommodation and food services (40), Professional, scientific, and technical services (36), Finance and insurance (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 07760? ▼
According to the FHFA House Price Index, home values in ZIP 07760 increased by 13.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 294%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07760? ▼
In ZIP code 07760, 84.2% of residents aged 25+ have a high school diploma or higher, and 77.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07760? ▼
The mean commute time for workers in ZIP code 07760 is 43.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07760? ▼
In ZIP code 07760, approximately 87.4% of occupied housing units are owner-occupied and 12.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07760? ▼
The poverty rate in ZIP code 07760 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.