Rumson, NJ · standard
ZIP Code 07760
Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,283
- 473/sq mi High-density area
- $226,635
- Median income Above-median income area
- $1,338,400
- Median home value Above-median home value
- 77.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Rumson pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 473
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07760 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07760 (Rumson, NJ) rose +13.6% from 2023 to 2024. The all-transactions index moved from 346.6 in 2023 to 393.8 in 2024 (2000 = 100).
ZIP code 07760 is a mid-sized community (a standard USPS delivery area) in Rumson, Monmouth County, New Jersey, home to 9,283 residents across 19.6 square miles, a density of 473 people per square mile, in the New York time zone.
ZIP 07760 skews affluent, with a median household income of $226,635 (86% above the average New Jersey ZIP), while per-capita income is $131,973. The poverty rate is 4.0%, with unemployment at 4.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,338,400 (159% above the average New Jersey ZIP), while 87.4% of occupied homes are owner-occupied and median rent is $2,610.
This is a highly-educated ZIP: 77.3% of adults hold a bachelor's degree or higher, the median age is 49.1, and the average commute is 43 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monmouth County, so 07760 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07760
Top 5 sectors by establishment count in Rumson, NJ
Which industries have the most business establishments in ZIP 07760.
- Accommodation and food services
Accommodation and food services
40 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
36 establishments
- Finance and insurance
Finance and insurance
24 establishments
- Construction
Construction
22 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07760, Rumson, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,283
Population
19.6
Area (sq mi)
473
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07760?
49.1
Median Age
51.9%
Male
48.1%
Female
4.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$226,635
Median Household Income
+86% vs state ZIP avg
$131,973
Per Capita Income
4.0%
Poverty Rate
4.9%
Unemployment Rate
43.2 min
Mean Commute Time
How ZIP 07760 ranks among New Jersey ZIPs
Rumson, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$226,635 Top 5% higher than 95% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,964housing units
3,964
Total Housing Units
3,686
Occupied Units
278
Vacant Units
2.63
Avg Household Size
Occupancy Type
$1,338,400
Median Home Value
+159% vs state ZIP avg
$2,610
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.6%
YoY Change (2024)
394
HPI Index (2000 = 100)
+294%
Total Change Since 2000
Home values in ZIP 07760 have increased 13.6% over the past year (2024). Since 2000, this ZIP has seen +294% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.7% | 256 |
| 2021 | +14.6% | 293 |
| 2022 | +4.0% | 304 |
| 2023 | +13.8% | 347 |
| 2024 | +13.6% | 394 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 251 business establishments in ZIP 07760, employing approximately 2,152 people with a combined annual payroll of $111,723,000.
251
Businesses
2,152
Employees
$111.7M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 40 | 15.9% |
| Professional, scientific, and technical services | 36 | 14.3% |
| Finance and insurance | 24 | 9.6% |
| Construction | 22 | 8.8% |
| Real estate and rental and leasing | 19 | 7.6% |
| Administrative and support and waste management and remediation services | 19 | 7.6% |
| Arts, entertainment, and recreation | 19 | 7.6% |
| Retail trade | 17 | 6.8% |
| Other services (except public administration) | 17 | 6.8% |
| Health care and social assistance | 12 | 4.8% |
| Educational services | 9 | 3.6% |
| Wholesale trade | 8 | 3.2% |
| Information | 4 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07760 vs 07704 →
ZIP 07760 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07740
Long Branch (07740)
31,038 residents
- 07701
Red Bank (07701)
23,813 residents
- 07760 9,283
Rumson (07760)
9,283 residents
- 07716 8,574
Atlantic Highlands (07716)
8,574 residents
- 07764 8,097
West Long Branch (07764)
8,097 residents
- 07704 6,133
Fair Haven (07704)
6,133 residents
- 07739 5,938
Little Silver (07739)
5,938 residents
- 07757 5,356
Oceanport (07757)
5,356 residents
- 07732 5,189
Highlands (07732)
5,189 residents
What this shows Among its immediate neighbors, ZIP 07760 ranks #3 by population - useful context the national average alone can't give.
ZIP 07760 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07704
Fair Haven (07704)
$250,000 median income
- 07739
Little Silver (07739)
$240,853 median income
- 07760
Rumson (07760)
$226,635 median income
- 07750
Monmouth Beach (07750)
$150,188 median income
- 07716
Atlantic Highlands (07716)
$126,591 median income
- 07757
Oceanport (07757)
$126,094 median income
- 07764
West Long Branch (07764)
$114,271 median income
- 07701
Red Bank (07701)
$112,143 median income
- 07732 $91,875
Highlands (07732)
$91,875 median income
What this shows By household income, ZIP 07760 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07704 | Fair Haven, NJ | 6,133 | 1.9 mi |
| 07750 | Monmouth Beach, NJ | 3,279 | 2.4 mi |
| 07716 | Atlantic Highlands, NJ | 8,574 | 2.6 mi |
| 07739 | Little Silver, NJ | 5,938 | 2.8 mi |
| 07757 | Oceanport, NJ | 5,356 | 3.7 mi |
| 07732 | Highlands, NJ | 5,189 | 4.4 mi |
| 07701 | Red Bank, NJ | 23,813 | 3.9 mi |
| 07740 | Long Branch, NJ | 31,038 | 5.1 mi |
| 07703 | Fort Monmouth, NJ | 690 | 4.3 mi |
| 07764 | West Long Branch, NJ | 8,097 | 5.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07760, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,283 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monmouth County
Related Areas
Frequently Asked Questions
What county is ZIP code 07760 in?
ZIP code 07760 (Rumson) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07760?
ZIP code 07760 in Rumson, NJ has a population of 9,283 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07760?
The median household income in ZIP 07760 is $226,635, which is 197% above the national average of $76,288.
What is the average home value in ZIP 07760?
The median home value in ZIP 07760 is $1,338,400, which is 381% above the national average of $278,155.
What is the demographic makeup of ZIP 07760?
The largest racial group in ZIP 07760 is White at 92.1%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 07760?
ZIP code 07760 has 251 business establishments employing approximately 2,152 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07760?
The top industries by establishment count in ZIP 07760 are: Accommodation and food services (40), Professional, scientific, and technical services (36), Finance and insurance (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 07760?
According to the FHFA House Price Index, home values in ZIP 07760 increased by 13.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 294%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07760?
In ZIP code 07760, 84.2% of residents aged 25+ have a high school diploma or higher, and 77.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07760?
The mean commute time for workers in ZIP code 07760 is 43.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07760?
In ZIP code 07760, approximately 87.4% of occupied housing units are owner-occupied and 12.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07760?
The poverty rate in ZIP code 07760 is 4.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07760's numbers, next.
- See how ZIP 07760 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rumson, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.