PlainZIP

Little Silver, NJ · standard

ZIP Code 07739

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,938
849/sq mi
$240,853
Median income
$955,900
Median home value
81.0%
Bachelor's or higher

The verdict

Little Silver pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 3%
home value, US ZIPs
849
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07739 against every reporting US ZIP.

ZIP code 07739 is a mid-sized community (a standard USPS delivery area) in Little Silver, Monmouth County, New Jersey, home to 5,938 residents across 7.0 square miles, a density of 849 people per square mile, in the New York time zone.

ZIP 07739 skews affluent, with a median household income of $240,853 (97% above the New Jersey average), while per-capita income is $109,370. Local economic indicators show a 1.2% poverty rate alongside 3.3% unemployment. Median home value sits at $955,900 (85% above the state average), median rent at $3,501 a month, and owner-occupancy at 96.3%.

This is a highly-educated ZIP: 81.0% of adults hold a bachelor's degree or higher, the median age is 46.1, and the average commute is 36 minutes. To put 07739 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Monmouth County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07739

Top 5 sectors by establishment count in Little Silver, NJ

Which industries have the most business establishments in ZIP 07739.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07739, Little Silver, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,938

Population

7.0

Area (sq mi)

849

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07739?

46.1

Median Age

51.7%

Male

48.3%

Female

3.4%

Foreign-Born

White 97.7%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.8%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$240,853

Median Household Income

+97% vs state

$109,370

Per Capita Income

1.2%

Poverty Rate

3.3%

Unemployment Rate

35.8 min

Mean Commute Time

How ZIP 07739 ranks nationally

Little Silver, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$240,853 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 89.2%
Bachelor's Degree or Higher 81.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,281

Total Housing Units

2,245

Occupied Units

36

Vacant Units

2.72

Avg Household Size

Occupancy Type

Owner 96.3%
Renter 3.7%

$955,900

Median Home Value

+85% vs state

$3,501

Median Rent

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.0%

YoY Change (2024)

293

HPI Index (2000 = 100)

+193%

Total Change Since 2000

Home values in ZIP 07739 have increased 11.0% over the past year (2024). Since 2000, this ZIP has seen +193% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 204
2021 +5.1% 214
2022 +14.9% 246
2023 +7.2% 264
2024 +11.0% 293

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 227 business establishments in ZIP 07739, employing approximately 1,758 people with a combined annual payroll of $102,718,000.

227

Businesses

1,758

Employees

$102.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 57 25.1%
Professional, scientific, and technical services 38 16.7%
Retail trade 27 11.9%
Accommodation and food services 22 9.7%
Construction 16 7.0%
Other services (except public administration) 16 7.0%
Finance and insurance 11 4.8%
Wholesale trade 10 4.4%
Administrative and support and waste management and remediation services 9 4.0%
Arts, entertainment, and recreation 8 3.5%
Real estate and rental and leasing 5 2.2%
Educational services 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07739 vs 07703 →

ZIP 07739 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07739 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07739 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07739 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07703 Fort Monmouth, NJ 690 1.5 mi
07704 Fair Haven, NJ 6,133 1.8 mi
07702 Shrewsbury, NJ 3,809 1.5 mi
07757 Oceanport, NJ 5,356 1.7 mi
07750 Monmouth Beach, NJ 3,279 2.5 mi
07764 West Long Branch, NJ 8,097 3.4 mi
07760 Rumson, NJ 9,283 2.8 mi
07701 Red Bank, NJ 23,813 2.9 mi
07716 Atlantic Highlands, NJ 8,574 4.5 mi
07724 Eatontown, NJ 21,710 3.3 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Little Silver, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07739 in? ▼
ZIP code 07739 (Little Silver) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07739? ▼
ZIP code 07739 in Little Silver, NJ has a population of 5,938 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07739? ▼
The median household income in ZIP 07739 is $240,853, which is 216% above the national average of $76,288.
What is the average home value in ZIP 07739? ▼
The median home value in ZIP 07739 is $955,900, which is 244% above the national average of $278,155.
What is the demographic makeup of ZIP 07739? ▼
The largest racial group in ZIP 07739 is White at 97.7%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 07739? ▼
ZIP code 07739 has 227 business establishments employing approximately 1,758 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07739? ▼
The top industries by establishment count in ZIP 07739 are: Health care and social assistance (57), Professional, scientific, and technical services (38), Retail trade (27). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 07739? ▼
According to the FHFA House Price Index, home values in ZIP 07739 increased by 11.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 193%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07739? ▼
In ZIP code 07739, 89.2% of residents aged 25+ have a high school diploma or higher, and 81.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07739? ▼
The mean commute time for workers in ZIP code 07739 is 35.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07739? ▼
In ZIP code 07739, approximately 96.3% of occupied housing units are owner-occupied and 3.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07739? ▼
The poverty rate in ZIP code 07739 is 1.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.