Fair Haven, NJ · standard
ZIP Code 07704
Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,133
- 1,476/sq mi High-density area
- $250,000+
- Median income Above-median income area
- $992,200
- Median home value Above-median home value
- 86.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fair Haven pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 1,476
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07704 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07704 (Fair Haven, NJ) rose +6.0% from 2023 to 2024. The all-transactions index moved from 351.9 in 2023 to 372.9 in 2024 (2000 = 100).
ZIP code 07704 is a mid-sized community (a standard USPS delivery area) in Fair Haven, Monmouth County, New Jersey, home to 6,133 residents across 4.2 square miles, a density of 1,476 people per square mile, in the New York time zone.
ZIP 07704 skews affluent, with a median household income of $250,000+ (105% above the average New Jersey ZIP), while per-capita income is $116,033. The poverty rate is 1.1%, with unemployment at 4.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $992,200 (92% above the average New Jersey ZIP), while 89.8% of occupied homes are owner-occupied and median rent is $3,492.
This is a highly-educated ZIP: 86.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monmouth County, so 07704 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07704
Top 5 sectors by establishment count in Fair Haven, NJ
Which industries have the most business establishments in ZIP 07704.
- Professional, scientific, and technical services
Professional, scientific, and technical services
30 establishments
- Retail trade
Retail trade
17 establishments
- Health care and social assistance
Health care and social assistance
17 establishments
- Accommodation and food services
Accommodation and food services
17 establishments
- Other services (except public administration)
Other services (except public administration)
16 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07704, Fair Haven, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,133
Population
4.2
Area (sq mi)
1,476
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07704?
40.1
Median Age
52.7%
Male
47.3%
Female
4.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$250,000+
Median Household Income
+105% vs state ZIP avg
$116,033
Per Capita Income
1.1%
Poverty Rate
4.9%
Unemployment Rate
How ZIP 07704 ranks among New Jersey ZIPs
Fair Haven, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$250,000 Top 2% higher than 98% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,132housing units
2,132
Total Housing Units
2,046
Occupied Units
86
Vacant Units
3.01
Avg Household Size
Occupancy Type
$992,200
Median Home Value
+92% vs state ZIP avg
$3,492
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.0%
YoY Change (2024)
373
HPI Index (2000 = 100)
+273%
Total Change Since 2000
Home values in ZIP 07704 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +273% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.7% | 235 |
| 2021 | +9.5% | 257 |
| 2022 | +14.9% | 295 |
| 2023 | +19.2% | 352 |
| 2024 | +6.0% | 373 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 161 business establishments in ZIP 07704, employing approximately 935 people with a combined annual payroll of $44,911,000.
161
Businesses
935
Employees
$44.9M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 30 | 18.6% |
| Retail trade | 17 | 10.6% |
| Health care and social assistance | 17 | 10.6% |
| Accommodation and food services | 17 | 10.6% |
| Other services (except public administration) | 16 | 9.9% |
| Construction | 14 | 8.7% |
| Finance and insurance | 10 | 6.2% |
| Arts, entertainment, and recreation | 10 | 6.2% |
| Real estate and rental and leasing | 8 | 5.0% |
| Administrative and support and waste management and remediation services | 7 | 4.3% |
| Wholesale trade | 5 | 3.1% |
| Educational services | 5 | 3.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07704 vs 07739 →
ZIP 07704 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07701
Red Bank (07701)
23,813 residents
- 07760 9,283
Rumson (07760)
9,283 residents
- 07716 8,574
Atlantic Highlands (07716)
8,574 residents
- 07764 8,097
West Long Branch (07764)
8,097 residents
- 07704 6,133
Fair Haven (07704)
6,133 residents
- 07739 5,938
Little Silver (07739)
5,938 residents
- 07757 5,356
Oceanport (07757)
5,356 residents
- 07737 4,264
Leonardo (07737)
4,264 residents
- 07702 3,809
Shrewsbury (07702)
3,809 residents
What this shows Among its immediate neighbors, ZIP 07704 ranks #5 by population - useful context the national average alone can't give.
ZIP 07704 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07704
Fair Haven (07704)
$250,000 median income
- 07739
Little Silver (07739)
$240,853 median income
- 07760
Rumson (07760)
$226,635 median income
- 07702
Shrewsbury (07702)
$178,958 median income
- 07750
Monmouth Beach (07750)
$150,188 median income
- 07737
Leonardo (07737)
$139,318 median income
- 07716
Atlantic Highlands (07716)
$126,591 median income
- 07757
Oceanport (07757)
$126,094 median income
- 07764
West Long Branch (07764)
$114,271 median income
What this shows By household income, ZIP 07704 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07739 | Little Silver, NJ | 5,938 | 1.8 mi |
| 07701 | Red Bank, NJ | 23,813 | 2.0 mi |
| 07760 | Rumson, NJ | 9,283 | 1.9 mi |
| 07716 | Atlantic Highlands, NJ | 8,574 | 2.8 mi |
| 07703 | Fort Monmouth, NJ | 690 | 3.3 mi |
| 07702 | Shrewsbury, NJ | 3,809 | 2.8 mi |
| 07757 | Oceanport, NJ | 5,356 | 3.4 mi |
| 07737 | Leonardo, NJ | 4,264 | 3.6 mi |
| 07750 | Monmouth Beach, NJ | 3,279 | 3.3 mi |
| 07764 | West Long Branch, NJ | 8,097 | 5.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07704, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,133 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monmouth County
Related Areas
Frequently Asked Questions
What county is ZIP code 07704 in?
ZIP code 07704 (Fair Haven) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07704?
ZIP code 07704 in Fair Haven, NJ has a population of 6,133 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07704?
The median household income in ZIP 07704 is $250,000+, which is 228% above the national average of $76,288.
What is the average home value in ZIP 07704?
The median home value in ZIP 07704 is $992,200, which is 257% above the national average of $278,155.
What is the demographic makeup of ZIP 07704?
The largest racial group in ZIP 07704 is White at 93.4%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 07704?
ZIP code 07704 has 161 business establishments employing approximately 935 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07704?
The top industries by establishment count in ZIP 07704 are: Professional, scientific, and technical services (30), Retail trade (17), Health care and social assistance (17). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 07704?
According to the FHFA House Price Index, home values in ZIP 07704 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 273%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07704?
In ZIP code 07704, 90.8% of residents aged 25+ have a high school diploma or higher, and 86.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 07704?
In ZIP code 07704, approximately 89.8% of occupied housing units are owner-occupied and 10.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07704?
The poverty rate in ZIP code 07704 is 1.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07704's numbers, next.
- See how ZIP 07704 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fair Haven, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.