PlainZIP

Fair Haven, NJ · standard

ZIP Code 07704

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,133
1,476/sq mi
$250,001
Median income
$992,200
Median home value
86.8%
Bachelor's or higher

The verdict

Fair Haven pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 2%
home value, US ZIPs
1,476
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07704 against every reporting US ZIP.

ZIP code 07704 is a mid-sized community (a standard USPS delivery area) in Fair Haven, Monmouth County, New Jersey, home to 6,133 residents across 4.2 square miles, a density of 1,476 people per square mile, in the New York time zone.

ZIP 07704 skews affluent, with a median household income of $250,001 (105% above the New Jersey average), while per-capita income is $116,033. 1.1% of residents live below the poverty line, and the unemployment rate reads 4.9%. On housing, the median home value is $992,200 (92% above the state average) with median rent at $3,492 per month, and 89.8% of occupied units are owner-occupied.

This is a highly-educated ZIP: 86.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is -. To put 07704 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Monmouth County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07704

Top 5 sectors by establishment count in Fair Haven, NJ

Which industries have the most business establishments in ZIP 07704.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07704, Fair Haven, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,133

Population

4.2

Area (sq mi)

1,476

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07704?

40.1

Median Age

52.7%

Male

47.3%

Female

4.6%

Foreign-Born

White 93.4%
African American 2.6%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.6%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$250,001

Median Household Income

+105% vs state

$116,033

Per Capita Income

1.1%

Poverty Rate

4.9%

Unemployment Rate

How ZIP 07704 ranks nationally

Fair Haven, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$250,001 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 90.8%
Bachelor's Degree or Higher 86.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,132

Total Housing Units

2,046

Occupied Units

86

Vacant Units

3.01

Avg Household Size

Occupancy Type

Owner 89.8%
Renter 10.2%

$992,200

Median Home Value

+92% vs state

$3,492

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.0%

YoY Change (2024)

373

HPI Index (2000 = 100)

+273%

Total Change Since 2000

Home values in ZIP 07704 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +273% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.7% 235
2021 +9.5% 257
2022 +14.9% 295
2023 +19.2% 352
2024 +6.0% 373

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 161 business establishments in ZIP 07704, employing approximately 935 people with a combined annual payroll of $44,911,000.

161

Businesses

935

Employees

$44.9M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 30 18.6%
Retail trade 17 10.6%
Health care and social assistance 17 10.6%
Accommodation and food services 17 10.6%
Other services (except public administration) 16 9.9%
Construction 14 8.7%
Finance and insurance 10 6.2%
Arts, entertainment, and recreation 10 6.2%
Real estate and rental and leasing 8 5.0%
Administrative and support and waste management and remediation services 7 4.3%
Wholesale trade 5 3.1%
Educational services 5 3.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07704 vs 07739 →

ZIP 07704 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07704 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07704 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07704 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07739 Little Silver, NJ 5,938 1.8 mi
07701 Red Bank, NJ 23,813 2.0 mi
07760 Rumson, NJ 9,283 1.9 mi
07716 Atlantic Highlands, NJ 8,574 2.8 mi
07703 Fort Monmouth, NJ 690 3.3 mi
07702 Shrewsbury, NJ 3,809 2.8 mi
07757 Oceanport, NJ 5,356 3.4 mi
07737 Leonardo, NJ 4,264 3.6 mi
07750 Monmouth Beach, NJ 3,279 3.3 mi
07764 West Long Branch, NJ 8,097 5.2 mi

More ZIP Codes in Monmouth County

07728 standard
Freehold, NJ
Pop: 56,257
07726 standard
Englishtown, NJ
Pop: 42,508
07712 standard
Asbury Park, NJ
Pop: 39,158
07731 standard
Howell, NJ
Pop: 38,304
07753 standard
Neptune, NJ
Pop: 37,554
07740 standard
Long Branch, NJ
Pop: 31,038

Related Areas

Monmouth County Fair Haven, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07704 in? ▼
ZIP code 07704 (Fair Haven) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07704? ▼
ZIP code 07704 in Fair Haven, NJ has a population of 6,133 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07704? ▼
The median household income in ZIP 07704 is $250,001, which is 228% above the national average of $76,288.
What is the average home value in ZIP 07704? ▼
The median home value in ZIP 07704 is $992,200, which is 257% above the national average of $278,155.
What is the demographic makeup of ZIP 07704? ▼
The largest racial group in ZIP 07704 is White at 93.4%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 07704? ▼
ZIP code 07704 has 161 business establishments employing approximately 935 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07704? ▼
The top industries by establishment count in ZIP 07704 are: Professional, scientific, and technical services (30), Retail trade (17), Health care and social assistance (17). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 07704? ▼
According to the FHFA House Price Index, home values in ZIP 07704 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 273%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07704? ▼
In ZIP code 07704, 90.8% of residents aged 25+ have a high school diploma or higher, and 86.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 07704? ▼
In ZIP code 07704, approximately 89.8% of occupied housing units are owner-occupied and 10.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07704? ▼
The poverty rate in ZIP code 07704 is 1.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.