Atlantic Highlands, NJ · standard
ZIP Code 07716
Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,574
- 676/sq mi High-density area
- $126,591
- Median income Above-median income area
- $647,400
- Median home value Above-median home value
- 47.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Atlantic Highlands pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 676
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07716 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 07716 (Atlantic Highlands, NJ) rose +8.6% from 2023 to 2024. The all-transactions index moved from 303.9 in 2023 to 329.9 in 2024 (2000 = 100).
ZIP code 07716 is a mid-sized community (a standard USPS delivery area) in Atlantic Highlands, Monmouth County, New Jersey, home to 8,574 residents across 12.7 square miles, a density of 676 people per square mile, in the New York time zone.
ZIP 07716 skews affluent, with a median household income of $126,591 (4% above the average New Jersey ZIP), while per-capita income is $75,446. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.7% and unemployment is 3.0%. Housing is both higher-cost and owner-heavy: median home value is $647,400 (25% above the average New Jersey ZIP), while 68.4% of occupied homes are owner-occupied and median rent is $1,979.
A solid share of residents have a four-year degree: 47.3% of adults hold a bachelor's degree or higher, the median age is 51.1, and the average commute is 40 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monmouth County, so 07716 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 07716
Top 5 sectors by establishment count in Atlantic Highlands, NJ
Which industries have the most business establishments in ZIP 07716.
- Accommodation and food services
Accommodation and food services
34 establishments
- Retail trade
Retail trade
31 establishments
- Construction
Construction
29 establishments
- Other services (except public administration)
Other services (except public administration)
25 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07716, Atlantic Highlands, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,574
Population
12.7
Area (sq mi)
676
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 07716?
51.1
Median Age
47.8%
Male
52.2%
Female
6.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$126,591
Median Household Income
+4% vs state ZIP avg
$75,446
Per Capita Income
5.7%
Poverty Rate
3.0%
Unemployment Rate
39.5 min
Mean Commute Time
How ZIP 07716 ranks among New Jersey ZIPs
Atlantic Highlands, NJ household income vs. every New Jersey ZIP code
Median household income among 565 reporting New Jersey ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$126,591 Top 36% higher than 64% of 565 New Jersey ZIPs
Each bar is a $20K-wide band; taller bars hold more New Jersey ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,119housing units
4,119
Total Housing Units
3,934
Occupied Units
185
Vacant Units
2.24
Avg Household Size
Occupancy Type
$647,400
Median Home Value
+25% vs state ZIP avg
$1,979
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.6%
YoY Change (2024)
330
HPI Index (2000 = 100)
+230%
Total Change Since 2000
Home values in ZIP 07716 have increased 8.6% over the past year (2024). Since 2000, this ZIP has seen +230% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.0% | 217 |
| 2021 | +9.3% | 237 |
| 2022 | +11.1% | 264 |
| 2023 | +15.2% | 304 |
| 2024 | +8.6% | 330 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 239 business establishments in ZIP 07716, employing approximately 2,066 people with a combined annual payroll of $111,666,000.
239
Businesses
2,066
Employees
$111.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 34 | 14.2% |
| Retail trade | 31 | 13.0% |
| Construction | 29 | 12.1% |
| Other services (except public administration) | 25 | 10.5% |
| Professional, scientific, and technical services | 24 | 10.0% |
| Health care and social assistance | 21 | 8.8% |
| Real estate and rental and leasing | 14 | 5.9% |
| Arts, entertainment, and recreation | 11 | 4.6% |
| Finance and insurance | 10 | 4.2% |
| Manufacturing | 8 | 3.4% |
| Wholesale trade | 8 | 3.4% |
| Transportation and warehousing | 8 | 3.4% |
| Administrative and support and waste management and remediation services | 7 | 2.9% |
| Information | 5 | 2.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 07716 vs 07737 →
ZIP 07716 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07748
Middletown (07748)
28,030 residents
- 07701
Red Bank (07701)
23,813 residents
- 07760 9,283
Rumson (07760)
9,283 residents
- 07716 8,574
Atlantic Highlands (07716)
8,574 residents
- 07718 6,263
Belford (07718)
6,263 residents
- 07704 6,133
Fair Haven (07704)
6,133 residents
- 07739 5,938
Little Silver (07739)
5,938 residents
- 07757 5,356
Oceanport (07757)
5,356 residents
- 07732 5,189
Highlands (07732)
5,189 residents
What this shows Among its immediate neighbors, ZIP 07716 ranks #4 by population - useful context the national average alone can't give.
ZIP 07716 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 07704
Fair Haven (07704)
$250,000 median income
- 07739
Little Silver (07739)
$240,853 median income
- 07760
Rumson (07760)
$226,635 median income
- 07748
Middletown (07748)
$152,981 median income
- 07737
Leonardo (07737)
$139,318 median income
- 07718
Belford (07718)
$131,531 median income
- 07716
Atlantic Highlands (07716)
$126,591 median income
- 07757
Oceanport (07757)
$126,094 median income
- 07701
Red Bank (07701)
$112,143 median income
What this shows By household income, ZIP 07716 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 07737 | Leonardo, NJ | 4,264 | 1.9 mi |
| 07704 | Fair Haven, NJ | 6,133 | 2.8 mi |
| 07760 | Rumson, NJ | 9,283 | 2.6 mi |
| 07739 | Little Silver, NJ | 5,938 | 4.5 mi |
| 07732 | Highlands, NJ | 5,189 | 2.9 mi |
| 07718 | Belford, NJ | 6,263 | 3.1 mi |
| 07701 | Red Bank, NJ | 23,813 | 3.7 mi |
| 07748 | Middletown, NJ | 28,030 | 4.5 mi |
| 07703 | Fort Monmouth, NJ | 690 | 6.0 mi |
| 07757 | Oceanport, NJ | 5,356 | 5.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 07716, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,574 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monmouth County
Related Areas
Frequently Asked Questions
What county is ZIP code 07716 in?
ZIP code 07716 (Atlantic Highlands) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07716?
ZIP code 07716 in Atlantic Highlands, NJ has a population of 8,574 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07716?
The median household income in ZIP 07716 is $126,591, which is 66% above the national average of $76,288.
What is the average home value in ZIP 07716?
The median home value in ZIP 07716 is $647,400, which is 133% above the national average of $278,155.
What is the demographic makeup of ZIP 07716?
The largest racial group in ZIP 07716 is White at 88.9%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 07716?
ZIP code 07716 has 239 business establishments employing approximately 2,066 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07716?
The top industries by establishment count in ZIP 07716 are: Accommodation and food services (34), Retail trade (31), Construction (29). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 07716?
According to the FHFA House Price Index, home values in ZIP 07716 increased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 230%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07716?
In ZIP code 07716, 72.0% of residents aged 25+ have a high school diploma or higher, and 47.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07716?
The mean commute time for workers in ZIP code 07716 is 39.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07716?
In ZIP code 07716, approximately 68.4% of occupied housing units are owner-occupied and 31.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07716?
The poverty rate in ZIP code 07716 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 07716's numbers, next.
- See how ZIP 07716 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Atlantic Highlands, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.