Atlantic Highlands, NJ · standard

ZIP Code 07716

Monmouth County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,574
676/sq mi
$126,591
Median income
$647,400
Median home value
47.3%
Bachelor's or higher

The verdict

Atlantic Highlands pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 8%
home value, US ZIPs
676
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07716 against every reporting US ZIP.

ZIP code 07716 is a mid-sized community (a standard USPS delivery area) in Atlantic Highlands, Monmouth County, New Jersey, home to 8,574 residents across 12.7 square miles, a density of 676 people per square mile, in the New York time zone.

ZIP 07716 skews affluent, with a median household income of $126,591 (4% above the New Jersey average), while per-capita income is $75,446. The poverty rate stands at 5.7% and the unemployment rate at 3.0%. Housing costs here run $647,400 for a typical home value (25% above the state average), with rent averaging $1,979 a month; 68.4% of homes are owner-occupied.

A solid share of residents have a four-year degree: 47.3% of adults hold a bachelor's degree or higher, the median age is 51.1, and the average commute is 40 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Monmouth County, letting you compare 07716 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07716

Top 5 sectors by establishment count in Atlantic Highlands, NJ

Which industries have the most business establishments in ZIP 07716.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07716, Atlantic Highlands, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,574

Population

12.7

Area (sq mi)

676

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07716?

51.1

Median Age

47.8%

Male

52.2%

Female

6.8%

Foreign-Born

White 88.9%
African American 3.3%
Asian 2.5%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$126,591

Median Household Income

+4% vs state

$75,446

Per Capita Income

5.7%

Poverty Rate

3.0%

Unemployment Rate

39.5 min

Mean Commute Time

How ZIP 07716 ranks nationally

Atlantic Highlands, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$126,591 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.0%
Bachelor's Degree or Higher 47.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,119

Total Housing Units

3,934

Occupied Units

185

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 68.4%
Renter 31.6%

$647,400

Median Home Value

+25% vs state

$1,979

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.6%

YoY Change (2024)

330

HPI Index (2000 = 100)

+230%

Total Change Since 2000

Home values in ZIP 07716 have increased 8.6% over the past year (2024). Since 2000, this ZIP has seen +230% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.0% 217
2021 +9.3% 237
2022 +11.1% 264
2023 +15.2% 304
2024 +8.6% 330

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 239 business establishments in ZIP 07716, employing approximately 2,066 people with a combined annual payroll of $111,666,000.

239

Businesses

2,066

Employees

$111.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 34 14.2%
Retail trade 31 13.0%
Construction 29 12.1%
Other services (except public administration) 25 10.5%
Professional, scientific, and technical services 24 10.0%
Health care and social assistance 21 8.8%
Real estate and rental and leasing 14 5.9%
Arts, entertainment, and recreation 11 4.6%
Finance and insurance 10 4.2%
Manufacturing 8 3.4%
Wholesale trade 8 3.4%
Transportation and warehousing 8 3.4%
Administrative and support and waste management and remediation services 7 2.9%
Information 5 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07716 vs 07737 →

ZIP 07716 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07716 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07716 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07716 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07737 Leonardo, NJ 4,264 1.9 mi
07704 Fair Haven, NJ 6,133 2.8 mi
07760 Rumson, NJ 9,283 2.6 mi
07739 Little Silver, NJ 5,938 4.5 mi
07732 Highlands, NJ 5,189 2.9 mi
07718 Belford, NJ 6,263 3.1 mi
07701 Red Bank, NJ 23,813 3.7 mi
07748 Middletown, NJ 28,030 4.5 mi
07703 Fort Monmouth, NJ 690 6.0 mi
07757 Oceanport, NJ 5,356 5.9 mi

More ZIP Codes in Monmouth County

Frequently Asked Questions

What county is ZIP code 07716 in?
ZIP code 07716 (Atlantic Highlands) is located in Monmouth County, New Jersey. Monmouth County contains multiple ZIP codes, see the full list at /counties/monmouth-nj.
What is the population of ZIP code 07716?
ZIP code 07716 in Atlantic Highlands, NJ has a population of 8,574 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07716?
The median household income in ZIP 07716 is $126,591, which is 66% above the national average of $76,288.
What is the average home value in ZIP 07716?
The median home value in ZIP 07716 is $647,400, which is 133% above the national average of $278,155.
What is the demographic makeup of ZIP 07716?
The largest racial group in ZIP 07716 is White at 88.9%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 07716?
ZIP code 07716 has 239 business establishments employing approximately 2,066 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07716?
The top industries by establishment count in ZIP 07716 are: Accommodation and food services (34), Retail trade (31), Construction (29). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 07716?
According to the FHFA House Price Index, home values in ZIP 07716 increased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 230%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07716?
In ZIP code 07716, 72.0% of residents aged 25+ have a high school diploma or higher, and 47.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07716?
The mean commute time for workers in ZIP code 07716 is 39.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07716?
In ZIP code 07716, approximately 68.4% of occupied housing units are owner-occupied and 31.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07716?
The poverty rate in ZIP code 07716 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.