ZIP 08401 vs ZIP 08406

This side-by-side compares ZIP 08401 (Atlantic City, NJ) and ZIP 08406 (Ventnor City, NJ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 08401 has a population of 39,554 at 1,434 people per square mile, while ZIP 08406 has 10,650 at 2,068 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 08401 reports a median household income of $41,126 against $69,099 in ZIP 08406, with per-capita income of $26,783 vs $58,859. The share of adults holding a bachelor's degree or higher is 22.4% in 08401 and 41.1% in 08406. Poverty rate reads 32.0% vs 10.4%, and unemployment 14.6% vs 8.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $207,400 in 08401 versus $363,000 in 08406, with median rent of $1,138 and $1,406 per month respectively. Homeownership rate is 30.2% vs 62.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.