PlainZIP

Atlantic City, NJ · standard

ZIP Code 08401

Atlantic County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

39,554
1,434/sq mi
$41,126
Median income
$207,400
Median home value
22.4%
Bachelor's or higher

The verdict

Atlantic City pairs one of the lowest household incomes in the country with below-median home values, in a low-density, renter-heavy area.

6th pct
household income, US ZIPs
45th pct
home value, US ZIPs
1,434
people per sq mi
30%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08401 against every reporting US ZIP.

ZIP code 08401 is a densely settled ZIP (a standard USPS delivery area) in Atlantic City, Atlantic County, New Jersey, with 39,554 residents across 27.6 square miles, a density of 1,434 people per square mile, in the New York time zone.

ZIP 08401 reports a modest median household income of $41,126 (66% below the New Jersey average), while per-capita income is $26,783. Local economic indicators show a 32.0% poverty rate alongside 14.6% unemployment. Median home value sits at $207,400 (60% below the state average), median rent at $1,138 a month, and owner-occupancy at 30.2%.

Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 24 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 08401, plus 6 more within Atlantic County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08401

Top 5 sectors by establishment count in Atlantic City, NJ

Which industries have the most business establishments in ZIP 08401.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08401, Atlantic City, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

39,554

Population

27.6

Area (sq mi)

1,434

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08401?

37.8

Median Age

49.4%

Male

50.6%

Female

28.6%

Foreign-Born

White 19.6%
African American 30.6%
Asian 15.4%
American Indian or Alaska Native 1.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.6%
Hispanic or Latino 31.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,126

Median Household Income

-66% vs state

$26,783

Per Capita Income

32.0%

Poverty Rate

14.6%

Unemployment Rate

23.6 min

Mean Commute Time

How ZIP 08401 ranks nationally

Atlantic City, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$41,126 6th percentile higher than 6% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.4%
Bachelor's Degree or Higher 22.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,965

Total Housing Units

16,605

Occupied Units

3,360

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 30.2%
Renter 69.8%

$207,400

Median Home Value

-60% vs state

$1,138

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.7%

YoY Change (2024)

266

HPI Index (2000 = 100)

+166%

Total Change Since 2000

Home values in ZIP 08401 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +166% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.5% 151
2021 +21.4% 183
2022 +10.4% 202
2023 +22.3% 247
2024 +7.7% 266

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 832 business establishments in ZIP 08401, employing approximately 37,456 people with a combined annual payroll of $1,674,260,000.

832

Businesses

37,456

Employees

$1.7B

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 231 27.8%
Accommodation and food services 195 23.4%
Other services (except public administration) 93 11.2%
Health care and social assistance 68 8.2%
Real estate and rental and leasing 45 5.4%
Professional, scientific, and technical services 41 4.9%
Administrative and support and waste management and remediation services 36 4.3%
Construction 35 4.2%
Arts, entertainment, and recreation 23 2.8%
Transportation and warehousing 18 2.2%
Finance and insurance 16 1.9%
Manufacturing 10 1.2%
Wholesale trade 7 0.8%
Information 6 0.7%
Utilities 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08401 vs 08406 →

ZIP 08401 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08401 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08401 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08401 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08406 Ventnor City, NJ 10,650 2.9 mi
08232 Pleasantville, NJ 19,292 3.4 mi
08201 Absecon, NJ 10,007 3.7 mi
08205 Absecon, NJ 28,626 6.6 mi
08402 Margate City, NJ 6,354 4.5 mi
08225 Northfield, NJ 8,659 4.8 mi
08203 Brigantine, NJ 9,454 4.5 mi
08403 Longport, NJ 997 6.1 mi
08221 Linwood, NJ 7,092 6.8 mi
08240 Pomona, NJ 2,371 8.6 mi

More ZIP Codes in Atlantic County

08234 standard
Egg Harbor Township, NJ
Pop: 42,532
08205 standard
Absecon, NJ
Pop: 28,626
08330 standard
Mays Landing, NJ
Pop: 28,167
08037 standard
Hammonton, NJ
Pop: 24,308
08232 standard
Pleasantville, NJ
Pop: 19,292
08215 standard
Egg Harbor City, NJ
Pop: 13,442

Related Areas

Atlantic County Atlantic City, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08401 in? ▼
ZIP code 08401 (Atlantic City) is located in Atlantic County, New Jersey. Atlantic County contains multiple ZIP codes, see the full list at /counties/atlantic-nj.
What is the population of ZIP code 08401? ▼
ZIP code 08401 in Atlantic City, NJ has a population of 39,554 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08401? ▼
The median household income in ZIP 08401 is $41,126, which is 46% below the national average of $76,288.
What is the average home value in ZIP 08401? ▼
The median home value in ZIP 08401 is $207,400, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 08401? ▼
The largest racial group in ZIP 08401 is African American at 30.6%. Hispanic or Latino residents make up 31.7% of the population.
How many businesses are in ZIP code 08401? ▼
ZIP code 08401 has 832 business establishments employing approximately 37,456 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08401? ▼
The top industries by establishment count in ZIP 08401 are: Retail trade (231), Accommodation and food services (195), Other services (except public administration) (93). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 08401? ▼
According to the FHFA House Price Index, home values in ZIP 08401 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 166%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08401? ▼
In ZIP code 08401, 54.4% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08401? ▼
The mean commute time for workers in ZIP code 08401 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08401? ▼
In ZIP code 08401, approximately 30.2% of occupied housing units are owner-occupied and 69.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08401? ▼
The poverty rate in ZIP code 08401 is 32.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.