Atlantic City, NJ · standard
ZIP Code 08401
Atlantic County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 39,554
- 1,434/sq mi High-density area
- $41,126
- Median income Below-median income area
- $207,400
- Median home value Near-median home value
- 22.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Atlantic City pairs one of the lowest household incomes in the country with below-median home values, in a low-density, renter-heavy area.
- 6th pct
- household income, US ZIPs
- 45th pct
- home value, US ZIPs
- 1,434
- people per sq mi
- 30%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08401 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 08401 (Atlantic City, NJ) rose +7.7% from 2023 to 2024. The all-transactions index moved from 247.2 in 2023 to 266.2 in 2024 (2000 = 100).
ZIP code 08401 is a densely settled ZIP (a standard USPS delivery area) in Atlantic City, Atlantic County, New Jersey, with 39,554 residents across 27.6 square miles, a density of 1,434 people per square mile, in the New York time zone.
ZIP 08401 reports a modest median household income of $41,126 (66% below the average New Jersey ZIP), while per-capita income is $26,783. Economic pressure is pronounced: 32.0% of residents are below the poverty line and unemployment is 14.6%. Home values sit below the statewide ZIP benchmark: the median is $207,400 (60% below the average New Jersey ZIP), and median rent is $1,138; owner occupancy is 30.2%.
Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Atlantic County, so 08401 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 08401
Top 5 sectors by establishment count in Atlantic City, NJ
Which industries have the most business establishments in ZIP 08401.
- Retail trade
Retail trade
231 establishments
- Accommodation and food services
Accommodation and food services
195 establishments
- Other services (except public administration)
Other services (except public administration)
93 establishments
- Health care and social assistance 68
Health care and social assistance
68 establishments
- Real estate and rental and leasing 45
Real estate and rental and leasing
45 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08401, Atlantic City, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
39,554
Population
27.6
Area (sq mi)
1,434
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 08401?
37.8
Median Age
49.4%
Male
50.6%
Female
28.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$41,126
Median Household Income
-66% vs state ZIP avg
$26,783
Per Capita Income
32.0%
Poverty Rate
14.6%
Unemployment Rate
23.6 min
Mean Commute Time
How ZIP 08401 ranks nationally
Atlantic City, NJ household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$41,126 6th percentile higher than 6% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
19,965housing units
19,965
Total Housing Units
16,605
Occupied Units
3,360
Vacant Units
2.31
Avg Household Size
Occupancy Type
$207,400
Median Home Value
-60% vs state ZIP avg
$1,138
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.7%
YoY Change (2024)
266
HPI Index (2000 = 100)
+166%
Total Change Since 2000
Home values in ZIP 08401 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +166% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.5% | 151 |
| 2021 | +21.4% | 183 |
| 2022 | +10.4% | 202 |
| 2023 | +22.3% | 247 |
| 2024 | +7.7% | 266 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 832 business establishments in ZIP 08401, employing approximately 37,456 people with a combined annual payroll of $1,674,260,000.
832
Businesses
37,456
Employees
$1.7B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 231 | 27.8% |
| Accommodation and food services | 195 | 23.4% |
| Other services (except public administration) | 93 | 11.2% |
| Health care and social assistance | 68 | 8.2% |
| Real estate and rental and leasing | 45 | 5.4% |
| Professional, scientific, and technical services | 41 | 4.9% |
| Administrative and support and waste management and remediation services | 36 | 4.3% |
| Construction | 35 | 4.2% |
| Arts, entertainment, and recreation | 23 | 2.8% |
| Transportation and warehousing | 18 | 2.2% |
| Finance and insurance | 16 | 1.9% |
| Manufacturing | 10 | 1.2% |
| Wholesale trade | 7 | 0.8% |
| Information | 6 | 0.7% |
| Utilities | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 08401 vs 08406 →
ZIP 08401 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08401
Atlantic City (08401)
39,554 residents
- 08205
Absecon (08205)
28,626 residents
- 08232
Pleasantville (08232)
19,292 residents
- 08406 10,650
Ventnor City (08406)
10,650 residents
- 08201 10,007
Absecon (08201)
10,007 residents
- 08203 9,454
Brigantine (08203)
9,454 residents
- 08225 8,659
Northfield (08225)
8,659 residents
- 08221 7,092
Linwood (08221)
7,092 residents
- 08402 6,354
Margate City (08402)
6,354 residents
What this shows Among its immediate neighbors, ZIP 08401 ranks the most populous - useful context the national average alone can't give.
ZIP 08401 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 08221
Linwood (08221)
$156,354 median income
- 08402
Margate City (08402)
$121,800 median income
- 08225
Northfield (08225)
$111,599 median income
- 08403
Longport (08403)
$110,625 median income
- 08203
Brigantine (08203)
$97,250 median income
- 08205
Absecon (08205)
$93,370 median income
- 08201
Absecon (08201)
$71,321 median income
- 08406
Ventnor City (08406)
$69,099 median income
- 08232 $53,899
Pleasantville (08232)
$53,899 median income
What this shows By household income, ZIP 08401 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 08406 | Ventnor City, NJ | 10,650 | 2.9 mi |
| 08232 | Pleasantville, NJ | 19,292 | 3.4 mi |
| 08201 | Absecon, NJ | 10,007 | 3.7 mi |
| 08205 | Absecon, NJ | 28,626 | 6.6 mi |
| 08402 | Margate City, NJ | 6,354 | 4.5 mi |
| 08225 | Northfield, NJ | 8,659 | 4.8 mi |
| 08203 | Brigantine, NJ | 9,454 | 4.5 mi |
| 08403 | Longport, NJ | 997 | 6.1 mi |
| 08221 | Linwood, NJ | 7,092 | 6.8 mi |
| 08240 | Pomona, NJ | 2,371 | 8.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 08401, both outside NJ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (39,554 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Atlantic County
Related Areas
Frequently Asked Questions
What county is ZIP code 08401 in?
ZIP code 08401 (Atlantic City) is located in Atlantic County, New Jersey. Atlantic County contains multiple ZIP codes, see the full list at /counties/atlantic-nj.
What is the population of ZIP code 08401?
ZIP code 08401 in Atlantic City, NJ has a population of 39,554 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08401?
The median household income in ZIP 08401 is $41,126, which is 46% below the national average of $76,288.
What is the average home value in ZIP 08401?
The median home value in ZIP 08401 is $207,400, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 08401?
The largest racial group in ZIP 08401 is African American at 30.6%. Hispanic or Latino residents make up 31.7% of the population.
How many businesses are in ZIP code 08401?
ZIP code 08401 has 832 business establishments employing approximately 37,456 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08401?
The top industries by establishment count in ZIP 08401 are: Retail trade (231), Accommodation and food services (195), Other services (except public administration) (93). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 08401?
According to the FHFA House Price Index, home values in ZIP 08401 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 166%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08401?
In ZIP code 08401, 54.4% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08401?
The mean commute time for workers in ZIP code 08401 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08401?
In ZIP code 08401, approximately 30.2% of occupied housing units are owner-occupied and 69.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08401?
The poverty rate in ZIP code 08401 is 32.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 08401's numbers, next.
- See how ZIP 08401 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Atlantic City, NJ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.