ZIP Code 08401

ZIP code 08401 is classified by USPS as a standard delivery area and covers roughly 27.6 square miles in Atlantic City, Atlantic County, New Jersey. The area is home to 39,554 residents, producing a population density of 1,434 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 08401 against New Jersey and the nation.

On the economic side, the median household income for ZIP 08401 sits at $41,126 (66% below the New Jersey average), while per-capita income is $26,783. The poverty rate stands at 32.0% and the unemployment rate at 14.6%. On housing, the median home value is $207,400 (60% below the state average) with median rent at $1,138 per month, and 30.2% of occupied units are owner-occupied, a direct signal of whether 08401 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.4% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Atlantic County, so you can benchmark 08401 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →