Ventnor City, NJ · standard

ZIP Code 08406

Atlantic County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,650
2,068/sq mi
$69,099
Median income
$363,000
Median home value
41.1%
Bachelor's or higher

The verdict

Ventnor City pairs a below-median household income with upper-quartile home values, in a suburban-density, homeowner-dominated area.

45th pct
household income, US ZIPs
Top 25%
home value, US ZIPs
2,068
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08406 against every reporting US ZIP.

ZIP code 08406 is a mid-sized community (a standard USPS delivery area) in Ventnor City, Atlantic County, New Jersey, home to 10,650 residents across 5.2 square miles, a density of 2,068 people per square mile, in the New York time zone.

ZIP 08406 reports a modest median household income of $69,099 (43% below the New Jersey average), while per-capita income is $58,859. Local economic indicators show a 10.4% poverty rate alongside 8.6% unemployment. The typical home here is valued at $363,000 (30% below the state average); renters pay a median of $1,406 monthly, and 62.8% of units are owner-occupied.

A solid share of residents have a four-year degree: 41.1% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is 26 minutes. To put 08406 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Atlantic County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08406

Top 5 sectors by establishment count in Ventnor City, NJ

Which industries have the most business establishments in ZIP 08406.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08406, Ventnor City, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,650

Population

5.2

Area (sq mi)

2,068

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08406?

58.3

Median Age

48.5%

Male

51.5%

Female

18.9%

Foreign-Born

White 74.5%
African American 4.0%
Asian 6.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.4%
Hispanic or Latino 14.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,099

Median Household Income

-43% vs state

$58,859

Per Capita Income

10.4%

Poverty Rate

8.6%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 08406 ranks nationally

Ventnor City, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,099 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.1%
Bachelor's Degree or Higher 41.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,250

Total Housing Units

4,808

Occupied Units

3,442

Vacant Units

1.86

Avg Household Size

Occupancy Type

Owner 62.8%
Renter 37.2%

$363,000

Median Home Value

-30% vs state

$1,406

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.7%

YoY Change (2024)

426

HPI Index (2000 = 100)

+326%

Total Change Since 2000

Home values in ZIP 08406 have increased 0.7% over the past year (2024). Since 2000, this ZIP has seen +326% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.6% 230
2021 +19.7% 275
2022 +19.8% 329
2023 +28.7% 424
2024 +0.7% 426

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 197 business establishments in ZIP 08406, employing approximately 1,034 people with a combined annual payroll of $45,117,000.

197

Businesses

1,034

Employees

$45.1M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 37 18.8%
Other services (except public administration) 33 16.8%
Construction 31 15.7%
Retail trade 22 11.2%
Health care and social assistance 22 11.2%
Professional, scientific, and technical services 14 7.1%
Administrative and support and waste management and remediation services 12 6.1%
Real estate and rental and leasing 10 5.1%
Finance and insurance 3 1.5%
Arts, entertainment, and recreation 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08406 vs 08402 →

ZIP 08406 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08406 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08406 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08406 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08402 Margate City, NJ 6,354 1.5 mi
08401 Atlantic City, NJ 39,554 2.9 mi
08232 Pleasantville, NJ 19,292 3.3 mi
08225 Northfield, NJ 8,659 3.2 mi
08403 Longport, NJ 997 3.2 mi
08201 Absecon, NJ 10,007 5.3 mi
08221 Linwood, NJ 7,092 4.5 mi
08244 Somers Point, NJ 10,849 5.8 mi
08205 Absecon, NJ 28,626 9.0 mi
08203 Brigantine, NJ 9,454 7.3 mi

More ZIP Codes in Atlantic County

Frequently Asked Questions

What county is ZIP code 08406 in?
ZIP code 08406 (Ventnor City) is located in Atlantic County, New Jersey. Atlantic County contains multiple ZIP codes, see the full list at /counties/atlantic-nj.
What is the population of ZIP code 08406?
ZIP code 08406 in Ventnor City, NJ has a population of 10,650 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08406?
The median household income in ZIP 08406 is $69,099, which is 9% below the national average of $76,288.
What is the average home value in ZIP 08406?
The median home value in ZIP 08406 is $363,000, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 08406?
The largest racial group in ZIP 08406 is White at 74.5%. Hispanic or Latino residents make up 14.7% of the population.
How many businesses are in ZIP code 08406?
ZIP code 08406 has 197 business establishments employing approximately 1,034 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08406?
The top industries by establishment count in ZIP 08406 are: Accommodation and food services (37), Other services (except public administration) (33), Construction (31). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 08406?
According to the FHFA House Price Index, home values in ZIP 08406 increased by 0.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 326%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08406?
In ZIP code 08406, 71.1% of residents aged 25+ have a high school diploma or higher, and 41.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08406?
The mean commute time for workers in ZIP code 08406 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08406?
In ZIP code 08406, approximately 62.8% of occupied housing units are owner-occupied and 37.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08406?
The poverty rate in ZIP code 08406 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.