ZIP 10918 vs ZIP 10950

This side-by-side compares ZIP 10918 (Chester, NY) and ZIP 10950 (Monroe, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 10918 has a population of 11,647 at 137 people per square mile, while ZIP 10950 has 47,226 at 501 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 10918 reports a median household income of $140,550 against $78,931 in ZIP 10950, with per-capita income of $56,825 vs $27,174. The share of adults holding a bachelor's degree or higher is 38.1% in 10918 and 26.1% in 10950. Poverty rate reads 9.1% vs 26.6%, and unemployment 3.5% vs 4.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $459,700 in 10918 versus $486,800 in 10950, with median rent of $1,967 and $1,720 per month respectively. Homeownership rate is 79.6% vs 61.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.