PlainZIP

Chester, NY · standard

ZIP Code 10918

Orange County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,647
137/sq mi
$140,550
Median income
$459,700
Median home value
38.1%
Bachelor's or higher

The verdict

Chester pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 16%
home value, US ZIPs
137
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10918 against every reporting US ZIP.

ZIP code 10918 is a mid-sized community (a standard USPS delivery area) in Chester, Orange County, New York, home to 11,647 residents across 85.3 square miles, a density of 137 people per square mile, in the New York time zone.

ZIP 10918 skews affluent, with a median household income of $140,550 (52% above the New York average), while per-capita income is $56,825. The poverty rate stands at 9.1% and the unemployment rate at 3.5%. Housing costs here run $459,700 for a typical home value (22% above the state average), with rent averaging $1,967 a month; 79.6% of homes are owner-occupied.

A solid share of residents have a four-year degree: 38.1% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 41 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 10918, plus 6 more within Orange County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10918

Top 5 sectors by establishment count in Chester, NY

Which industries have the most business establishments in ZIP 10918.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10918, Chester, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,647

Population

85.3

Area (sq mi)

137

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10918?

40.5

Median Age

47.1%

Male

52.9%

Female

7.9%

Foreign-Born

White 68.3%
African American 7.6%
Asian 4.5%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.0%
Hispanic or Latino 17.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$140,550

Median Household Income

+52% vs state

$56,825

Per Capita Income

9.1%

Poverty Rate

3.5%

Unemployment Rate

41.1 min

Mean Commute Time

How ZIP 10918 ranks nationally

Chester, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$140,550 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.4%
Bachelor's Degree or Higher 38.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,529

Total Housing Units

4,157

Occupied Units

372

Vacant Units

2.68

Avg Household Size

Occupancy Type

Owner 79.6%
Renter 20.4%

$459,700

Median Home Value

+22% vs state

$1,967

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.2%

YoY Change (2024)

251

HPI Index (2000 = 100)

+151%

Total Change Since 2000

Home values in ZIP 10918 have increased 7.2% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 162
2021 +13.4% 184
2022 +17.3% 216
2023 +8.6% 234
2024 +7.2% 251

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 339 business establishments in ZIP 10918, employing approximately 5,458 people with a combined annual payroll of $346,790,000.

339

Businesses

5,458

Employees

$346.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 47 13.9%
Other services (except public administration) 37 10.9%
Accommodation and food services 34 10.0%
Administrative and support and waste management and remediation services 30 8.8%
Retail trade 29 8.6%
Health care and social assistance 28 8.3%
Professional, scientific, and technical services 20 5.9%
Wholesale trade 19 5.6%
Transportation and warehousing 19 5.6%
Real estate and rental and leasing 16 4.7%
Manufacturing 15 4.4%
Finance and insurance 14 4.1%
Information 10 3.0%
Educational services 8 2.4%
Arts, entertainment, and recreation 7 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10918 vs 10950 →

ZIP 10918 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10918 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10918 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10918 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10950 Monroe, NY 47,226 3.7 mi
10916 Campbell Hall, NY 4,540 6.5 mi
10924 Goshen, NY 13,120 5.1 mi
10921 Florida, NY 4,135 5.6 mi
10914 Blooming Grove, NY 414 5.6 mi
10930 Highland Mills, NY 8,958 7.5 mi
10917 Central Valley, NY 1,968 7.5 mi
10987 Tuxedo Park, NY 3,395 10.0 mi
10992 Washingtonville, NY 9,621 7.2 mi
10975 Southfields, NY 281 7.6 mi

More ZIP Codes in Orange County

12550 standard
Newburgh, NY
Pop: 54,447
10940 standard
Middletown, NY
Pop: 48,418
10950 standard
Monroe, NY
Pop: 47,226
12553 standard
New Windsor, NY
Pop: 24,438
10990 standard
Warwick, NY
Pop: 20,631
12771 standard
Port Jervis, NY
Pop: 14,511

Related Areas

Orange County Chester, NY New York

Frequently Asked Questions

What county is ZIP code 10918 in? ▼
ZIP code 10918 (Chester) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 10918? ▼
ZIP code 10918 in Chester, NY has a population of 11,647 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10918? ▼
The median household income in ZIP 10918 is $140,550, which is 84% above the national average of $76,288.
What is the average home value in ZIP 10918? ▼
The median home value in ZIP 10918 is $459,700, which is 65% above the national average of $278,155.
What is the demographic makeup of ZIP 10918? ▼
The largest racial group in ZIP 10918 is White at 68.3%. Hispanic or Latino residents make up 17.9% of the population.
How many businesses are in ZIP code 10918? ▼
ZIP code 10918 has 339 business establishments employing approximately 5,458 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10918? ▼
The top industries by establishment count in ZIP 10918 are: Construction (47), Other services (except public administration) (37), Accommodation and food services (34). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10918? ▼
According to the FHFA House Price Index, home values in ZIP 10918 increased by 7.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10918? ▼
In ZIP code 10918, 63.4% of residents aged 25+ have a high school diploma or higher, and 38.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10918? ▼
The mean commute time for workers in ZIP code 10918 is 41.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10918? ▼
In ZIP code 10918, approximately 79.6% of occupied housing units are owner-occupied and 20.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10918? ▼
The poverty rate in ZIP code 10918 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.