Chester, NY · standard
ZIP Code 10918
Orange County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,647
- 137/sq mi High-density area
- $140,550
- Median income Above-median income area
- $459,700
- Median home value Above-median home value
- 38.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Chester pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 5%
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 137
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10918 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10918 (Chester, NY) rose +7.2% from 2023 to 2024. The all-transactions index moved from 234.2 in 2023 to 250.9 in 2024 (2000 = 100).
ZIP code 10918 is a mid-sized community (a standard USPS delivery area) in Chester, Orange County, New York, home to 11,647 residents across 85.3 square miles, a density of 137 people per square mile, in the New York time zone.
ZIP 10918 skews affluent, with a median household income of $140,550 (52% above the average New York ZIP), while per-capita income is $56,825. The poverty rate is 9.1%, with unemployment at 3.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $459,700 (22% above the average New York ZIP), while 79.6% of occupied homes are owner-occupied and median rent is $1,967.
A solid share of residents have a four-year degree: 38.1% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 41 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Orange County, so 10918 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10918
Top 5 sectors by establishment count in Chester, NY
Which industries have the most business establishments in ZIP 10918.
- Construction
Construction
47 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
- Accommodation and food services
Accommodation and food services
34 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
30 establishments
- Retail trade
Retail trade
29 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10918, Chester, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,647
Population
85.3
Area (sq mi)
137
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10918?
40.5
Median Age
47.1%
Male
52.9%
Female
7.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$140,550
Median Household Income
+52% vs state ZIP avg
$56,825
Per Capita Income
9.1%
Poverty Rate
3.5%
Unemployment Rate
41.1 min
Mean Commute Time
How ZIP 10918 ranks among New York ZIPs
Chester, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$140,550 Top 12% higher than 88% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,529housing units
4,529
Total Housing Units
4,157
Occupied Units
372
Vacant Units
2.68
Avg Household Size
Occupancy Type
$459,700
Median Home Value
+22% vs state ZIP avg
$1,967
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.2%
YoY Change (2024)
251
HPI Index (2000 = 100)
+151%
Total Change Since 2000
Home values in ZIP 10918 have increased 7.2% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.7% | 162 |
| 2021 | +13.4% | 184 |
| 2022 | +17.3% | 216 |
| 2023 | +8.6% | 234 |
| 2024 | +7.2% | 251 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 339 business establishments in ZIP 10918, employing approximately 5,458 people with a combined annual payroll of $346,790,000.
339
Businesses
5,458
Employees
$346.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 47 | 13.9% |
| Other services (except public administration) | 37 | 10.9% |
| Accommodation and food services | 34 | 10.0% |
| Administrative and support and waste management and remediation services | 30 | 8.8% |
| Retail trade | 29 | 8.6% |
| Health care and social assistance | 28 | 8.3% |
| Professional, scientific, and technical services | 20 | 5.9% |
| Wholesale trade | 19 | 5.6% |
| Transportation and warehousing | 19 | 5.6% |
| Real estate and rental and leasing | 16 | 4.7% |
| Manufacturing | 15 | 4.4% |
| Finance and insurance | 14 | 4.1% |
| Information | 10 | 3.0% |
| Educational services | 8 | 2.4% |
| Arts, entertainment, and recreation | 7 | 2.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10918 vs 10950 →
ZIP 10918 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10950
Monroe (10950)
47,226 residents
- 10924 13,120
Goshen (10924)
13,120 residents
- 10918 11,647
Chester (10918)
11,647 residents
- 10992 9,621
Washingtonville (10992)
9,621 residents
- 10930 8,958
Highland Mills (10930)
8,958 residents
- 10916 4,540
Campbell Hall (10916)
4,540 residents
- 10921 4,135
Florida (10921)
4,135 residents
- 10987 3,395
Tuxedo Park (10987)
3,395 residents
- 10917 1,968
Central Valley (10917)
1,968 residents
What this shows Among its immediate neighbors, ZIP 10918 ranks #3 by population - useful context the national average alone can't give.
ZIP 10918 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10914
Blooming Grove (10914)
$160,132 median income
- 10987
Tuxedo Park (10987)
$152,031 median income
- 10918
Chester (10918)
$140,550 median income
- 10916
Campbell Hall (10916)
$135,556 median income
- 10917
Central Valley (10917)
$121,944 median income
- 10930
Highland Mills (10930)
$120,098 median income
- 10921
Florida (10921)
$115,221 median income
- 10992
Washingtonville (10992)
$112,353 median income
- 10924
Goshen (10924)
$110,938 median income
What this shows By household income, ZIP 10918 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10950 | Monroe, NY | 47,226 | 3.7 mi |
| 10916 | Campbell Hall, NY | 4,540 | 6.5 mi |
| 10924 | Goshen, NY | 13,120 | 5.1 mi |
| 10921 | Florida, NY | 4,135 | 5.6 mi |
| 10914 | Blooming Grove, NY | 414 | 5.6 mi |
| 10930 | Highland Mills, NY | 8,958 | 7.5 mi |
| 10917 | Central Valley, NY | 1,968 | 7.5 mi |
| 10987 | Tuxedo Park, NY | 3,395 | 10.0 mi |
| 10992 | Washingtonville, NY | 9,621 | 7.2 mi |
| 10975 | Southfields, NY | 281 | 7.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10918, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,647 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Orange County
Related Areas
Frequently Asked Questions
What county is ZIP code 10918 in?
ZIP code 10918 (Chester) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 10918?
ZIP code 10918 in Chester, NY has a population of 11,647 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10918?
The median household income in ZIP 10918 is $140,550, which is 84% above the national average of $76,288.
What is the average home value in ZIP 10918?
The median home value in ZIP 10918 is $459,700, which is 65% above the national average of $278,155.
What is the demographic makeup of ZIP 10918?
The largest racial group in ZIP 10918 is White at 68.3%. Hispanic or Latino residents make up 17.9% of the population.
How many businesses are in ZIP code 10918?
ZIP code 10918 has 339 business establishments employing approximately 5,458 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10918?
The top industries by establishment count in ZIP 10918 are: Construction (47), Other services (except public administration) (37), Accommodation and food services (34). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 10918?
According to the FHFA House Price Index, home values in ZIP 10918 increased by 7.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10918?
In ZIP code 10918, 63.4% of residents aged 25+ have a high school diploma or higher, and 38.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10918?
The mean commute time for workers in ZIP code 10918 is 41.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10918?
In ZIP code 10918, approximately 79.6% of occupied housing units are owner-occupied and 20.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10918?
The poverty rate in ZIP code 10918 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10918's numbers, next.
- See how ZIP 10918 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chester, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.