PlainZIP

Monroe, NY · standard

ZIP Code 10950

Orange County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

47,226
501/sq mi
$78,931
Median income
$486,800
Median home value
26.1%
Bachelor's or higher

The verdict

Monroe pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 39%
household income, US ZIPs
Top 14%
home value, US ZIPs
501
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10950 against every reporting US ZIP.

ZIP code 10950 is a densely settled ZIP (a standard USPS delivery area) in Monroe, Orange County, New York, with 47,226 residents across 94.3 square miles, a density of 501 people per square mile, in the New York time zone.

ZIP 10950 lands in the middle-income range, with a median household income of $78,931 (15% below the New York average), while per-capita income is $27,174. The poverty rate stands at 26.6% and the unemployment rate at 4.3%. The typical home here is valued at $486,800 (29% above the state average); renters pay a median of $1,720 monthly, and 61.4% of units are owner-occupied.

Educational attainment sits below the national norm: 26.1% of adults hold a bachelor's degree or higher, the median age is 21, and the average commute is 32 minutes. To put 10950 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Orange County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10950

Top 5 sectors by establishment count in Monroe, NY

Which industries have the most business establishments in ZIP 10950.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10950, Monroe, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

47,226

Population

94.3

Area (sq mi)

501

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10950?

21.0

Median Age

49.0%

Male

51.0%

Female

11.3%

Foreign-Born

White 83.1%
African American 3.4%
Asian 1.5%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 12.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,931

Median Household Income

-15% vs state

$27,174

Per Capita Income

26.6%

Poverty Rate

4.3%

Unemployment Rate

32.0 min

Mean Commute Time

How ZIP 10950 ranks nationally

Monroe, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,931 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 26.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,416

Total Housing Units

16,780

Occupied Units

1,636

Vacant Units

4.00

Avg Household Size

Occupancy Type

Owner 61.4%
Renter 38.6%

$486,800

Median Home Value

+29% vs state

$1,720

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.4%

YoY Change (2024)

267

HPI Index (2000 = 100)

+167%

Total Change Since 2000

Home values in ZIP 10950 have increased 1.4% over the past year (2024). Since 2000, this ZIP has seen +167% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 175
2021 +13.8% 200
2022 +21.9% 243
2023 +8.2% 263
2024 +1.4% 267

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,807 business establishments in ZIP 10950, employing approximately 17,536 people with a combined annual payroll of $693,982,000.

1,807

Businesses

17,536

Employees

$694.0M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 299 16.6%
Construction 285 15.8%
Professional, scientific, and technical services 285 15.8%
Health care and social assistance 133 7.4%
Other services (except public administration) 133 7.4%
Real estate and rental and leasing 121 6.7%
Wholesale trade 104 5.8%
Accommodation and food services 98 5.4%
Administrative and support and waste management and remediation services 80 4.4%
Finance and insurance 66 3.6%
Manufacturing 57 3.1%
Transportation and warehousing 52 2.9%
Educational services 31 1.7%
Arts, entertainment, and recreation 27 1.5%
Information 25 1.4%
Utilities 6 0.3%
Industries not classified 4 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10950 vs 10975 →

ZIP 10950 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10950 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10950 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10950 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10975 Southfields, NY 281 4.4 mi
10917 Central Valley, NY 1,968 4.3 mi
10918 Chester, NY 11,647 3.7 mi
10926 Harriman, NY 3,203 4.0 mi
10914 Blooming Grove, NY 414 6.7 mi
10910 Arden, NY 21 4.4 mi
10930 Highland Mills, NY 8,958 5.4 mi
10992 Washingtonville, NY 9,621 7.6 mi
10987 Tuxedo Park, NY 3,395 8.1 mi
10916 Campbell Hall, NY 4,540 8.9 mi

More ZIP Codes in Orange County

12550 standard
Newburgh, NY
Pop: 54,447
10940 standard
Middletown, NY
Pop: 48,418
12553 standard
New Windsor, NY
Pop: 24,438
10990 standard
Warwick, NY
Pop: 20,631
12771 standard
Port Jervis, NY
Pop: 14,511
10941 standard
Middletown, NY
Pop: 13,779

Related Areas

Orange County Monroe, NY New York

Frequently Asked Questions

What county is ZIP code 10950 in? ▼
ZIP code 10950 (Monroe) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 10950? ▼
ZIP code 10950 in Monroe, NY has a population of 47,226 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10950? ▼
The median household income in ZIP 10950 is $78,931, which is 3% above the national average of $76,288.
What is the average home value in ZIP 10950? ▼
The median home value in ZIP 10950 is $486,800, which is 75% above the national average of $278,155.
What is the demographic makeup of ZIP 10950? ▼
The largest racial group in ZIP 10950 is White at 83.1%. Hispanic or Latino residents make up 12.7% of the population.
How many businesses are in ZIP code 10950? ▼
ZIP code 10950 has 1,807 business establishments employing approximately 17,536 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10950? ▼
The top industries by establishment count in ZIP 10950 are: Retail trade (299), Construction (285), Professional, scientific, and technical services (285). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 10950? ▼
According to the FHFA House Price Index, home values in ZIP 10950 increased by 1.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10950? ▼
In ZIP code 10950, 54.0% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10950? ▼
The mean commute time for workers in ZIP code 10950 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10950? ▼
In ZIP code 10950, approximately 61.4% of occupied housing units are owner-occupied and 38.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10950? ▼
The poverty rate in ZIP code 10950 is 26.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.