Monroe, NY · standard
ZIP Code 10950
Orange County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 47,226
- 501/sq mi High-density area
- $78,931
- Median income Near-median income area
- $486,800
- Median home value Above-median home value
- 26.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Monroe pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 39%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 501
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10950 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10950 (Monroe, NY) rose +1.4% from 2023 to 2024. The all-transactions index moved from 263.1 in 2023 to 266.7 in 2024 (2000 = 100).
ZIP code 10950 is a densely settled ZIP (a standard USPS delivery area) in Monroe, Orange County, New York, with 47,226 residents across 94.3 square miles, a density of 501 people per square mile, in the New York time zone.
ZIP 10950 lands in the middle-income range, with a median household income of $78,931 (15% below the average New York ZIP), while per-capita income is $27,174. The poverty rate is 26.6%, so the area-level income figures should not be treated as typical household experience. Housing is both higher-cost and owner-heavy: median home value is $486,800 (29% above the average New York ZIP), while 61.4% of occupied homes are owner-occupied and median rent is $1,720.
Educational attainment sits below the national norm: 26.1% of adults hold a bachelor's degree or higher, the median age is 21, and the average commute is 32 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Orange County, so 10950 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10950
Top 5 sectors by establishment count in Monroe, NY
Which industries have the most business establishments in ZIP 10950.
- Retail trade
Retail trade
299 establishments
- Construction
Construction
285 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
285 establishments
- Health care and social assistance
Health care and social assistance
133 establishments
- Other services (except public administration)
Other services (except public administration)
133 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10950, Monroe, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
47,226
Population
94.3
Area (sq mi)
501
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10950?
21.0
Median Age
49.0%
Male
51.0%
Female
11.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,931
Median Household Income
-15% vs state ZIP avg
$27,174
Per Capita Income
26.6%
Poverty Rate
4.3%
Unemployment Rate
32.0 min
Mean Commute Time
How ZIP 10950 ranks nationally
Monroe, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$78,931 Top 39% higher than 61% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,416housing units
18,416
Total Housing Units
16,780
Occupied Units
1,636
Vacant Units
4.00
Avg Household Size
Occupancy Type
$486,800
Median Home Value
+29% vs state ZIP avg
$1,720
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.4%
YoY Change (2024)
267
HPI Index (2000 = 100)
+167%
Total Change Since 2000
Home values in ZIP 10950 have increased 1.4% over the past year (2024). Since 2000, this ZIP has seen +167% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.6% | 175 |
| 2021 | +13.8% | 200 |
| 2022 | +21.9% | 243 |
| 2023 | +8.2% | 263 |
| 2024 | +1.4% | 267 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,807 business establishments in ZIP 10950, employing approximately 17,536 people with a combined annual payroll of $693,982,000.
1,807
Businesses
17,536
Employees
$694.0M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 299 | 16.6% |
| Construction | 285 | 15.8% |
| Professional, scientific, and technical services | 285 | 15.8% |
| Health care and social assistance | 133 | 7.4% |
| Other services (except public administration) | 133 | 7.4% |
| Real estate and rental and leasing | 121 | 6.7% |
| Wholesale trade | 104 | 5.8% |
| Accommodation and food services | 98 | 5.4% |
| Administrative and support and waste management and remediation services | 80 | 4.4% |
| Finance and insurance | 66 | 3.6% |
| Manufacturing | 57 | 3.1% |
| Transportation and warehousing | 52 | 2.9% |
| Educational services | 31 | 1.7% |
| Arts, entertainment, and recreation | 27 | 1.5% |
| Information | 25 | 1.4% |
| Utilities | 6 | 0.3% |
| Industries not classified | 4 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10950 vs 10975 →
ZIP 10950 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10950
Monroe (10950)
47,226 residents
- 10918 11,647
Chester (10918)
11,647 residents
- 10992 9,621
Washingtonville (10992)
9,621 residents
- 10930 8,958
Highland Mills (10930)
8,958 residents
- 10916 4,540
Campbell Hall (10916)
4,540 residents
- 10987 3,395
Tuxedo Park (10987)
3,395 residents
- 10926 3,203
Harriman (10926)
3,203 residents
- 10917 1,968
Central Valley (10917)
1,968 residents
- 10914 414
Blooming Grove (10914)
414 residents
What this shows Among its immediate neighbors, ZIP 10950 ranks the most populous - useful context the national average alone can't give.
ZIP 10950 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10914
Blooming Grove (10914)
$160,132 median income
- 10987
Tuxedo Park (10987)
$152,031 median income
- 10918
Chester (10918)
$140,550 median income
- 10916
Campbell Hall (10916)
$135,556 median income
- 10917
Central Valley (10917)
$121,944 median income
- 10930
Highland Mills (10930)
$120,098 median income
- 10992
Washingtonville (10992)
$112,353 median income
- 10926
Harriman (10926)
$94,279 median income
- 10975
Southfields (10975)
$81,250 median income
What this shows By household income, ZIP 10950 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10975 | Southfields, NY | 281 | 4.4 mi |
| 10917 | Central Valley, NY | 1,968 | 4.3 mi |
| 10918 | Chester, NY | 11,647 | 3.7 mi |
| 10926 | Harriman, NY | 3,203 | 4.0 mi |
| 10914 | Blooming Grove, NY | 414 | 6.7 mi |
| 10910 | Arden, NY | 21 | 4.4 mi |
| 10930 | Highland Mills, NY | 8,958 | 5.4 mi |
| 10992 | Washingtonville, NY | 9,621 | 7.6 mi |
| 10987 | Tuxedo Park, NY | 3,395 | 8.1 mi |
| 10916 | Campbell Hall, NY | 4,540 | 8.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10950, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (47,226 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Orange County
Related Areas
Frequently Asked Questions
What county is ZIP code 10950 in?
ZIP code 10950 (Monroe) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 10950?
ZIP code 10950 in Monroe, NY has a population of 47,226 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10950?
The median household income in ZIP 10950 is $78,931, which is 3% above the national average of $76,288.
What is the average home value in ZIP 10950?
The median home value in ZIP 10950 is $486,800, which is 75% above the national average of $278,155.
What is the demographic makeup of ZIP 10950?
The largest racial group in ZIP 10950 is White at 83.1%. Hispanic or Latino residents make up 12.7% of the population.
How many businesses are in ZIP code 10950?
ZIP code 10950 has 1,807 business establishments employing approximately 17,536 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10950?
The top industries by establishment count in ZIP 10950 are: Retail trade (299), Construction (285), Professional, scientific, and technical services (285). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 10950?
According to the FHFA House Price Index, home values in ZIP 10950 increased by 1.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10950?
In ZIP code 10950, 54.0% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10950?
The mean commute time for workers in ZIP code 10950 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10950?
In ZIP code 10950, approximately 61.4% of occupied housing units are owner-occupied and 38.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10950?
The poverty rate in ZIP code 10950 is 26.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10950's numbers, next.
- See how ZIP 10950 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monroe, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.