Residential delivery area · New York
ZIP Code 10990: Warwick, NY
ZIP code 10990 uses the postal name Warwick, New York and lies entirely in Orange County (Census 2020 ZIP-county file). About 20,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $125,870 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Warwick; 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Warwick · its only residential ZIP
- County
- Orange County
- Census places
- Warwick
- Metro area
- Kiryas Joel-Poughkeepsie-Newburgh, NY
- House district
- NY-18 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 61.4 sq mi · 332 people per sq mi
Where is ZIP code 10990?
10990 centers on 41.267°, -74.364° and covers 61.4 square miles of land plus 1.1 of water. It borders 10 ZIP codes: 10921, 07421, 07418, 10969, 10925, 10918, 07422, 10924, 07462, 10950.
The map draws ZIP code areas only. For the streets inside 10990, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 10990 compare with the rest of Orange County?
| Measure | 10990 | In Orange County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 20,368 | 5th of 51 | 323rd of 1,826 |
| Median household income | $126k | 5th of 27 | 201st of 1,081 |
| Median home value | $502k | 3rd of 38 | 351st of 1,172 |
Its median household income is higher than in 92% of U.S. residential ZIP codes, and it is denser than 68% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 10990?
The 2020 Census counted 19,877 people in 10990; the ACS, which samples households over 2020-2024, estimates 20,368. Between the 2010 and 2020 censuses its population fell 3.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 20,368
- 2020 Census count
- 19,877−3.7% since 2010 (20,631)
- Households
- 7,768
- Median age
- 46.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 10990?
Of the 20,368 people the ACS estimates in 10990, 19.5% are under 18 and 21.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (76.9%), then Hispanic or Latino (14.0%).
- Under 1819.5%
- 18 to 6458.8%
- 65 and older21.7%
- White, not Hispanic76.9%
- Hispanic or Latino14.0%
- Other or two or more4.8%
- Black, not Hispanic2.8%
- Asian, not Hispanic1.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 10990 earn?
Median household income is $125,870 (ACS 2020-2024), the 5th highest of the 27 ranked ZIP codes in Orange County. It is not measurably different from 2015-2019 ($127,168 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $125,870±$18,089
- Income per person
- $62,125
- Below the poverty line
- 4.2%
- Unemployed (of the labor force)
- 3.7%
- Adults 25+ with a bachelor's degree
- 50.6%
- Adjusted gross income per tax return, 2022
- $124,7149,950 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 10990?
FHFA's house price index for 10990, built from repeat sales and appraisals of the same homes, rose 92% from 2015 to 2025 and rose 56% from 2020 to 2025, and moved +4.9% in 2025.
- Median home value (owners' estimate)
- $501,600
- Median gross rent
- $1,453
- Homes owned by their occupants
- 77.3%
- Housing units
- 8,450
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 10990?
529 business establishments had a location in this ZIP code in 2023, 15 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services79
- Accommodation and food services69
- Health care and social assistance64
- Construction56
- Retail trade51
- Other services (except public administration)51
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 10990?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 10921 | Florida | 4,231 | $115k | 4.5 mi |
| 07421 | Hewitt, NJ | 6,977 | $130k | 6.5 mi |
| 07418 | Glenwood, NJ | 2,559 | $156k | 6.6 mi |
| 10969 | Pine Island | 1,150 | $127k | 6.7 mi |
| 10925 | Greenwood Lake | 4,313 | $80k | 6.9 mi |
| 10918 | Chester | 12,069 | $141k | 7.5 mi |
| 07422 | Highland Lakes, NJ | 5,280 | $109k | 7.8 mi |
| 10924 | Goshen | 13,720 | $111k | 7.9 mi |
| 07462 | Vernon, NJ | 7,195 | $96k | 8.3 mi |
| 10950 | Monroe | 68,136 | $79k | 9.2 mi |
| 10979 | Sterling Forest | 222 | – | 6.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.