ZIP Code 10990
standardSource:
Warwick · Orange County · New York
- Population
- 20,631
- Median income
- $125,870
- Median home value
- $501,600
- Bachelor's or higher
- 50.6%
- Land area
- 157.6 sq mi
131/sq mi
▲ 65% vs US
higher than 92% of US ZIPs
▲ 80% vs US
higher than 87% of US ZIPs
Median age 46
New York
ZIP code 10990 in Warwick, New York has a population of 20,631. The median household income is $125,870, which is 65% above the national average. Median home value is $501,600, 80% above the US average. 50.6% of residents hold a bachelor's degree or higher.
ZIP code 10990 is classified by USPS as a standard delivery area and covers roughly 157.6 square miles in Warwick, Orange County, New York. The area is home to 20,631 residents, producing a population density of 131 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10990 against New York and the nation.
On the economic side, the median household income for ZIP 10990 sits at $125,870 (36% above the New York average), while per-capita income is $62,125. The poverty rate stands at 4.2% and the unemployment rate at 3.7%. On housing, the median home value is $501,600 (33% above the state average) with median rent at $1,453 per month, and 77.3% of occupied units are owner-occupied, a direct signal of whether 10990 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 50.6% of adults hold a bachelor's degree or higher, the median age is 46, and the average commute is 42 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Orange County, so you can benchmark 10990 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 10990
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 10990.
- Professional, scientific, and technical services
Professional, scientific, and technical services
79 establishments
- Accommodation and food services
Accommodation and food services
69 establishments
- Health care and social assistance
Health care and social assistance
64 establishments
- Construction
Construction
56 establishments
- Retail trade
Retail trade
51 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 10990, Warwick, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
20,631
Population
157.6
Area (sq mi)
131
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10990?
46.0
Median Age
49.7%
Male
50.3%
Female
9.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$125,870
Median Household Income
+36% vs state
$62,125
Per Capita Income
4.2%
Poverty Rate
3.7%
Unemployment Rate
41.8 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,450
Total Housing Units
7,768
Occupied Units
682
Vacant Units
2.60
Avg Household Size
Occupancy Type
$501,600
Median Home Value
+33% vs state
$1,453
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.7%
YoY Change (2024)
250
HPI Index (2000 = 100)
+150%
Total Change Since 2000
Home values in ZIP 10990 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.7% | 168 |
| 2021 | +12.4% | 189 |
| 2022 | +15.3% | 218 |
| 2023 | +6.8% | 232 |
| 2024 | +7.7% | 250 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 529 business establishments in ZIP 10990, employing approximately 3,807 people with a combined annual payroll of $163,447,000.
529
Businesses
3,807
Employees
$163.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 79 | 14.9% |
| Accommodation and food services | 69 | 13.0% |
| Health care and social assistance | 64 | 12.1% |
| Construction | 56 | 10.6% |
| Retail trade | 51 | 9.6% |
| Other services (except public administration) | 51 | 9.6% |
| Administrative and support and waste management and remediation services | 39 | 7.4% |
| Finance and insurance | 25 | 4.7% |
| Real estate and rental and leasing | 19 | 3.6% |
| Arts, entertainment, and recreation | 17 | 3.2% |
| Wholesale trade | 14 | 2.6% |
| Manufacturing | 12 | 2.3% |
| Transportation and warehousing | 11 | 2.1% |
| Information | 10 | 1.9% |
| Educational services | 7 | 1.3% |
| Agriculture, forestry, fishing and hunting | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10990 vs 10921 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10921 | Florida, NY | 4,135 | 4.5 mi |
| 07421 | Hewitt, NJ | 7,439 | 6.8 mi |
| 10925 | Greenwood Lake, NY | 4,539 | 5.0 mi |
| 10979 | Sterling Forest, NY | 234 | 6.2 mi |
| 10924 | Goshen, NY | 13,120 | 8.0 mi |
| 07418 | Glenwood, NJ | 2,249 | 6.6 mi |
| 10969 | Pine Island, NY | 1,267 | 6.7 mi |
| 07422 | Highland Lakes, NJ | 6,616 | 7.2 mi |
| 10958 | New Hampton, NY | 3,291 | 8.2 mi |
| 07462 | Vernon, NJ | 6,885 | 7.8 mi |
More ZIP Codes in Orange County
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Frequently Asked Questions
What county is ZIP code 10990 in? ▼
What is the population of ZIP code 10990? ▼
What is the median household income in ZIP 10990? ▼
What is the average home value in ZIP 10990? ▼
What is the demographic makeup of ZIP 10990? ▼
How many businesses are in ZIP code 10990? ▼
What are the main industries in ZIP code 10990? ▼
How have home values changed in ZIP code 10990? ▼
What is the education level in ZIP code 10990? ▼
What is the average commute time in ZIP 10990? ▼
What percentage of residents own vs. rent in ZIP 10990? ▼
What is the poverty rate in ZIP code 10990? ▼
ZIP Code Research Guides
Official Data Resources for Warwick, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.