ZIP 13126 vs ZIP 13069

This side-by-side compares ZIP 13126 (Oswego, NY) and ZIP 13069 (Fulton, NY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 13126 has a population of 37,205 at 143 people per square mile, while ZIP 13069 has 24,931 at 90 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 13126 reports a median household income of $65,346 against $63,113 in ZIP 13069, with per-capita income of $33,545 vs $34,427. The share of adults holding a bachelor's degree or higher is 27.4% in 13126 and 19.2% in 13069. Poverty rate reads 16.8% vs 19.3%, and unemployment 8.8% vs 4.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $145,400 in 13126 versus $121,900 in 13069, with median rent of $1,064 and $926 per month respectively. Homeownership rate is 65.5% vs 66.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.