Residential delivery area · New York
ZIP Code 13126: Oswego, NY
ZIP code 13126 uses the postal name Oswego, New York and lies entirely in Oswego County (Census 2020 ZIP-county file). About 36,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $65,346 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Oswego (8%), Minetto (3%) and SUNY Oswego (under 1%); 89% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Oswego · its only residential ZIP
- County
- Oswego County
- Census places
- Oswego (8%); Minetto (3%) census-designated place; SUNY Oswego (under 1%) census-designated place
- Metro area
- Syracuse, NY
- House district
- NY-24 119th Congress
- State
- New York
- Time zone
- Eastern
- Land area
- 100.7 sq mi · 363 people per sq mi
Where is ZIP code 13126?
13126 centers on 43.439°, -76.457° and covers 100.7 square miles of land plus 9.6 of water. It borders 6 ZIP codes: 13115, 13121, 13069, 13074, 13114, 13156.
The map draws ZIP code areas only. For the streets inside 13126, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 13126 compare with the rest of Oswego County?
| Measure | 13126 | In Oswego County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 36,495 | 1st of 27 | 165th of 1,826 |
| Median household income | $65k | 13th of 17 | 856th of 1,081 |
| Median home value | $145k | 12th of 19 | 1,000th of 1,172 |
Its median household income is higher than in 39% of U.S. residential ZIP codes, and it is denser than 69% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 13126?
The 2020 Census counted 35,477 people in 13126; the ACS, which samples households over 2020-2024, estimates 36,495. Between the 2010 and 2020 censuses its population fell 4.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 36,495
- 2020 Census count
- 35,477−4.6% since 2010 (37,205)
- Households
- 13,599
- Median age
- 35.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 13126?
Of the 36,495 people the ACS estimates in 13126, 19.5% are under 18 and 17.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.3%).
- Under 1819.5%
- 18 to 6463.1%
- 65 and older17.4%
- White, not Hispanic86.3%
- Hispanic or Latino5.4%
- Other or two or more4.7%
- Black, not Hispanic2.0%
- Asian, not Hispanic1.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 13126 earn?
Median household income is $65,346 (ACS 2020-2024), the 13th highest of the 17 ranked ZIP codes in Oswego County. It is not measurably different from 2015-2019 ($65,195 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $65,346
- Income per person
- $33,545
- Below the poverty line
- 16.8%
- Unemployed (of the labor force)
- 8.8%
- Adults 25+ with a bachelor's degree
- 27.4%
- Adjusted gross income per tax return, 2022
- $67,00014,600 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 13126?
FHFA's house price index for 13126, built from repeat sales and appraisals of the same homes, rose 92% from 2015 to 2025 and rose 64% from 2020 to 2025, and moved −0.3% in 2025.
- Median home value (owners' estimate)
- $145,400
- Median gross rent
- $1,064
- Homes owned by their occupants
- 65.5%
- Housing units
- 15,648
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 13126?
668 business establishments had a location in this ZIP code in 2023, 15 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade99
- Accommodation and food services98
- Health care and social assistance86
- Other services (except public administration)82
- Construction71
- Professional, scientific, and technical services47
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 13126?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 13115 | Minetto | 127 | $73k | 3.2 mi |
| 13121 | New Haven | 0 | – | 8.1 mi |
| 13069 | Fulton | 22,810 | $63k | 8.5 mi |
| 13074 | Hannibal | 4,496 | $82k | 10.0 mi |
| 13114 | Mexico | 7,214 | $66k | 10.9 mi |
| 13156 | Sterling | 2,156 | $64k | 12.9 mi |
| 13135 | Phoenix | 6,515 | $87k | 14.7 mi (near) |
| 13111 | Martville | 1,463 | $59k | 14.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.