PlainZIP

Fulton, NY · standard

ZIP Code 13069

Oswego County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,931
90/sq mi
$63,113
Median income
$121,900
Median home value
19.2%
Bachelor's or higher

The verdict

Fulton pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
17th pct
home value, US ZIPs
90
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13069 against every reporting US ZIP.

ZIP code 13069 is a densely settled ZIP (a standard USPS delivery area) in Fulton, Oswego County, New York, with 24,931 residents across 277.6 square miles, a density of 90 people per square mile, in the New York time zone.

ZIP 13069 reports a modest median household income of $63,113 (32% below the New York average), while per-capita income is $34,427. Poverty here runs at 19.3%, with unemployment measured at 4.8%. The typical home here is valued at $121,900 (68% below the state average); renters pay a median of $926 monthly, and 66.5% of units are owner-occupied.

Educational attainment sits below the national norm: 19.2% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 24 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Oswego County, so you can benchmark 13069 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13069

Top 5 sectors by establishment count in Fulton, NY

Which industries have the most business establishments in ZIP 13069.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13069, Fulton, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,931

Population

277.6

Area (sq mi)

90

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13069?

40.4

Median Age

51.0%

Male

49.0%

Female

1.2%

Foreign-Born

White 93.3%
African American 0.7%
Asian 0.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 4.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,113

Median Household Income

-32% vs state

$34,427

Per Capita Income

19.3%

Poverty Rate

4.8%

Unemployment Rate

24.2 min

Mean Commute Time

How ZIP 13069 ranks nationally

Fulton, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,113 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 19.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,345

Total Housing Units

9,573

Occupied Units

772

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 66.5%
Renter 33.5%

$121,900

Median Home Value

-68% vs state

$926

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.5%

YoY Change (2024)

247

HPI Index (2000 = 100)

+147%

Total Change Since 2000

Home values in ZIP 13069 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 152
2021 +12.4% 171
2022 +17.4% 201
2023 +12.2% 226
2024 +9.5% 247

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 433 business establishments in ZIP 13069, employing approximately 5,183 people with a combined annual payroll of $242,474,000.

433

Businesses

5,183

Employees

$242.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 70 16.2%
Health care and social assistance 60 13.9%
Construction 57 13.2%
Other services (except public administration) 51 11.8%
Accommodation and food services 45 10.4%
Professional, scientific, and technical services 31 7.2%
Manufacturing 23 5.3%
Administrative and support and waste management and remediation services 20 4.6%
Real estate and rental and leasing 18 4.2%
Finance and insurance 16 3.7%
Transportation and warehousing 12 2.8%
Arts, entertainment, and recreation 11 2.5%
Wholesale trade 7 1.6%
Information 7 1.6%
Utilities 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13069 vs 13135 →

ZIP 13069 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13069 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13069 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13069 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13135 Phoenix, NY 6,617 6.1 mi
13115 Minetto, NY 224 6.8 mi
13126 Oswego, NY 37,205 8.2 mi
13132 Pennellville, NY 4,244 8.1 mi
13114 Mexico, NY 6,356 11.3 mi

More ZIP Codes in Oswego County

13126 standard
Oswego, NY
Pop: 37,205
13036 standard
Central Square, NY
Pop: 8,680
13135 standard
Phoenix, NY
Pop: 6,617
13142 standard
Pulaski, NY
Pop: 6,451
13114 standard
Mexico, NY
Pop: 6,356
13074 standard
Hannibal, NY
Pop: 4,488

Related Areas

Oswego County Fulton, NY New York

Frequently Asked Questions

What county is ZIP code 13069 in? ▼
ZIP code 13069 (Fulton) is located in Oswego County, New York. Oswego County contains multiple ZIP codes, see the full list at /counties/oswego-ny.
What is the population of ZIP code 13069? ▼
ZIP code 13069 in Fulton, NY has a population of 24,931 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13069? ▼
The median household income in ZIP 13069 is $63,113, which is 17% below the national average of $76,288.
What is the average home value in ZIP 13069? ▼
The median home value in ZIP 13069 is $121,900, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 13069? ▼
The largest racial group in ZIP 13069 is White at 93.3%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 13069? ▼
ZIP code 13069 has 433 business establishments employing approximately 5,183 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13069? ▼
The top industries by establishment count in ZIP 13069 are: Retail trade (70), Health care and social assistance (60), Construction (57). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 13069? ▼
According to the FHFA House Price Index, home values in ZIP 13069 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 13069? ▼
In ZIP code 13069, 57.9% of residents aged 25+ have a high school diploma or higher, and 19.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 13069? ▼
The mean commute time for workers in ZIP code 13069 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 13069? ▼
In ZIP code 13069, approximately 66.5% of occupied housing units are owner-occupied and 33.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13069? ▼
The poverty rate in ZIP code 13069 is 19.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.