ZIP 20905 vs ZIP 20868

Source:

Silver Spring, MD — Spencerville, MD

This side-by-side compares ZIP 20905 (Silver Spring, MD) and ZIP 20868 (Spencerville, MD) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 20905 has a population of 18,044 at 542 people per square mile, while ZIP 20868 has 790 at 152 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 20905 reports a median household income of $159,740 against $143,333 in ZIP 20868, with per-capita income of $59,049 vs $49,149. The share of adults holding a bachelor's degree or higher is 56.9% in 20905 and 39.0% in 20868. Poverty rate reads 5.7% vs 0.0%, and unemployment 6.2% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $656,700 in 20905 versus $622,200 in 20868, with median rent of $2,105 and per month respectively. Homeownership rate is 87.1% vs 100.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.

Compare different ZIP codes:

vs
Metric
20905
Silver Spring, MD
20868
Spencerville, MD
Population 18,044 790
Median Household Income $159,740 $143,333
Per Capita Income $59,049 $49,149
Median Age 44.8 54.3
Bachelor's Degree or Higher 56.9% 39.0%
Poverty Rate 5.7% 0.0%
Unemployment Rate 6.2% 0.0%
Median Home Value $656,700 $622,200
Median Rent (monthly) $2,105
Homeownership Rate 87.1% 100.0%
Population Density (per sq mi) 542 152

Values highlighted in green indicate the better metric where applicable. Source: U.S. Census Bureau ACS 2023.

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20905
Silver Spring, MD
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20868
Spencerville, MD
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What are common questions about this comparison?

How do ZIP codes 20905 and 20868 compare?
ZIP 20905 (Silver Spring, MD) has a population of 18,044 and a median household income of $159,740. ZIP 20868 (Spencerville, MD) has a population of 790 and a median household income of $143,333.
Which ZIP code has higher income, 20905 or 20868?
ZIP 20905 (Silver Spring, MD) has a higher median household income of $159,740 compared to $143,333 for ZIP 20868.
How do I compare two ZIP codes on PlainZIP?
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All data sourced from the U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2023).

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Data sourced from official U.S. Census ACS and HUD-USPS ZIP crosswalk data. See our methodology for details. Retrieved and formatted by PlainZIP Editorial.