PlainZIP

Spencerville, MD · standard

ZIP Code 20868

Montgomery County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

790
152/sq mi
$143,333
Median income
$622,200
Median home value
39.0%
Bachelor's or higher

The verdict

Spencerville pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 8%
home value, US ZIPs
152
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20868 against every reporting US ZIP.

ZIP code 20868 is a sparsely populated ZIP (a standard USPS delivery area) in Spencerville, Montgomery County, Maryland, home to just 790 residents across 5.2 square miles, a density of 152 people per square mile, in the New York time zone.

ZIP 20868 skews affluent, with a median household income of $143,333 (26% above the Maryland average), while per-capita income is $49,149. Local economic indicators show a 0.0% poverty rate alongside 0.0% unemployment. Housing costs here run $622,200 for a typical home value (39% above the state average), with rent averaging - a month; 100.0% of homes are owner-occupied.

A solid share of residents have a four-year degree: 39.0% of adults hold a bachelor's degree or higher, the median age is 54.3, and the average commute is -. To put 20868 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montgomery County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 20868

Top 5 sectors by establishment count in Spencerville, MD

Which industries have the most business establishments in ZIP 20868.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20868, Spencerville, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

790

Population

5.2

Area (sq mi)

152

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20868?

54.3

Median Age

67.2%

Male

32.8%

Female

28.3%

Foreign-Born

White 38.9%
African American 0.0%
Asian 30.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 30.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$143,333

Median Household Income

+26% vs state

$49,149

Per Capita Income

0.0%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 20868 ranks nationally

Spencerville, MD household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$143,333 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 41.5%
Bachelor's Degree or Higher 39.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

70

Total Housing Units

70

Occupied Units

0

Vacant Units

2.83

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$622,200

Median Home Value

+39% vs state

1958

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 31 business establishments in ZIP 20868, employing approximately 260 people with a combined annual payroll of $14,483,000.

31

Businesses

260

Employees

$14.5M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Administrative and support and waste management and remediation services 10 32.3%
Construction 6 19.4%
Retail trade 4 12.9%
Other services (except public administration) 4 12.9%
Professional, scientific, and technical services 3 9.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20868 vs 20905 →

ZIP 20868 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 20868 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 20868 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 20868 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
20905 Silver Spring, MD 18,044 1.6 mi
20777 Highland, MD 3,314 3.4 mi
20866 Burtonsville, MD 13,344 2.2 mi
20861 Ashton, MD 1,875 2.4 mi
20759 Fulton, MD 3,355 2.9 mi
20904 Silver Spring, MD 54,612 4.1 mi
20860 Sandy Spring, MD 2,396 3.6 mi
21029 Clarksville, MD 11,333 5.6 mi
20862 Brinklow, MD 343 4.8 mi
20723 Laurel, MD 28,972 5.5 mi

More ZIP Codes in Montgomery County

20906 standard
Silver Spring, MD
Pop: 64,696
20878 standard
Gaithersburg, MD
Pop: 62,446
20874 standard
Germantown, MD
Pop: 57,367
20904 standard
Silver Spring, MD
Pop: 54,612
20854 standard
Potomac, MD
Pop: 49,611
20902 standard
Silver Spring, MD
Pop: 48,841

Related Areas

Montgomery County Spencerville, MD Maryland

Frequently Asked Questions

What county is ZIP code 20868 in? ▼
ZIP code 20868 (Spencerville) is located in Montgomery County, Maryland. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-md.
What is the population of ZIP code 20868? ▼
ZIP code 20868 in Spencerville, MD has a population of 790 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20868? ▼
The median household income in ZIP 20868 is $143,333, which is 88% above the national average of $76,288.
What is the average home value in ZIP 20868? ▼
The median home value in ZIP 20868 is $622,200, which is 124% above the national average of $278,155.
What is the demographic makeup of ZIP 20868? ▼
The largest racial group in ZIP 20868 is White at 38.9%. Hispanic or Latino residents make up 30.3% of the population.
How many businesses are in ZIP code 20868? ▼
ZIP code 20868 has 31 business establishments employing approximately 260 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20868? ▼
The top industries by establishment count in ZIP 20868 are: Administrative and support and waste management and remediation services (10), Construction (6), Retail trade (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 20868? ▼
In ZIP code 20868, 41.5% of residents aged 25+ have a high school diploma or higher, and 39.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

Read our methodology to see how this data is sourced, computed, and verified.