Residential delivery area · Maryland

ZIP Code 20861: Ashton-Sandy Spring (Ashton), MD

ZIP code 20861 is in Ashton-Sandy Spring (postal name Ashton), Maryland, entirely in Montgomery County (Census 2020 ZIP-county file). About 2,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $163,438 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Ashton-Sandy Spring (81%) and Cloverly (19%).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: Maryland, District of Columbia, North Carolina, South Carolina, Virginia and West Virginia
208sectional center: Suburban, MD (SCF 208)
61delivery area within it
Town
Ashton · its only residential ZIP
Census places
Ashton-Sandy Spring (81%) census-designated place; Cloverly (19%) census-designated place
Metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV
House district
MD-8 119th Congress
Time zone
Eastern
Land area
5.2 sq mi · 558 people per sq mi

Where is ZIP code 20861?

20861 centers on 39.149°, -76.999° and covers 5.2 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 20860, 20777, 20862, 20868, 20905, 20833.

20777 · Highland20833 · Brookeville20860 · Sandy Spring20862 · Brinklow20868 · Spencerville20905 · Silver Spring20861 · Ashton (this ZIP)20861209052077720860208622086820777 · Highland20833 · Brookeville20860 · Sandy Spring20862 · Brinklow20868 · Spencerville20905 · Silver Spring20861 · Ashton (this ZIP)20861209052077720860208622086820777 · Highland20833 · Brookeville20860 · Sandy Spring20862 · Brinklow20868 · Spencerville20905 · Silver Spring20861 · Ashton (this ZIP)208612090520777208602086220868
Shaded by median household income, in national fifths (ACS 2020-2024); 20861 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 20861, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 20861 compare with the rest of Montgomery County?

Rank of 20861 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure20861In Montgomery CountyIn MD
People (ACS 2020-2024)2,89039th of 53280th of 477
Median household income$163k16th of 4136th of 293
Median home value$853k8th of 4114th of 320

Its median household income is higher than in 97% of U.S. residential ZIP codes, and it is denser than 73% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 20861?

The 2020 Census counted 3,067 people in 20861; the ACS, which samples households over 2020-2024, estimates 2,890. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
2,890±769 (90% margin)
2020 Census count
3,067
Households
917
Median age
51.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 20861?

Of the 2,890 people the ACS estimates in 20861, 20.3% are under 18 and 30.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (51.6%), then Black (not Hispanic) (21.4%).

  • Under 1820.3%
  • 18 to 6449.2%
  • 65 and older30.5%
Age of the people of 20861 (ACS 2020-2024, B01001)
  • White, not Hispanic51.6%
  • Black, not Hispanic21.4%
  • Asian, not Hispanic11.2%
  • Hispanic or Latino10.2%
  • Other or two or more5.6%
Race and Hispanic origin in 20861 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 20861 earn?

Median household income is $163,438 (ACS 2020-2024), the 16th highest of the 41 ranked ZIP codes in Montgomery County.

Median household income
$163,438±$35,439
Income per person
$70,654
Below the poverty line
6.5%
Unemployed (of the labor force)
0.0%
Adults 25+ with a bachelor's degree
77.4%
Adjusted gross income per tax return, 2022
$173,8991,520 returns; wages 61% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 20861?

FHFA's house price index for 20861, built from repeat sales and appraisals of the same homes, rose 55% from 2015 to 2025 and rose 43% from 2020 to 2025, and moved −0.3% in 2025.

Median home value (owners' estimate)
$852,700
Median gross rent
–
Homes owned by their occupants
98.5%
Housing units
971
0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 20861; 2025: 463.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 20861?

70 business establishments had a location in this ZIP code in 2023, 7 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services13
  • Construction10
  • Other services (except public administration)9
  • Accommodation and food services8
  • Administrative and support and waste management and remediation services7
  • Retail trade6

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 20861?

ZIP codes that share a boundary with 20861, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
20860Sandy Spring2,035–1.9 mi
20777Highland3,221$226k2.4 mi
20862Brinklow430$190k2.4 mi
20868Spencerville198$143k2.6 mi
20905Silver Spring19,004$160k2.7 mi
20833Brookeville7,860$204k5.4 mi
20759Fulton6,624$250k+3.7 mi (near)
20832Olney25,553$169k4.2 mi (near)
20866Burtonsville15,986$140k4.4 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.