ZIP Code 20860

standard

Source:

Sandy Spring · Montgomery County · Maryland

Population
2,396

243/sq mi

Median home value
$654,200

▲ 135% vs US

higher than 93% of US ZIPs

Bachelor's or higher
57.0%

Median age 49.6

Land area
9.9 sq mi

New York

ZIP code 20860 in Sandy Spring, Maryland has a population of 2,396. Median home value is $654,200, 135% above the US average. 57.0% of residents hold a bachelor's degree or higher.

ZIP code 20860 is classified by USPS as a standard delivery area and covers roughly 9.9 square miles in Sandy Spring, Montgomery County, Maryland. The area is home to 2,396 residents, producing a population density of 243 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 20860 against Maryland and the nation.

On the economic side, the median household income for ZIP 20860 sits at , while per-capita income is $88,426. The poverty rate stands at 4.5% and the unemployment rate at 2.5%. On housing, the median home value is $654,200 (46% above the state average) with median rent at $1,405 per month, and 87.2% of occupied units are owner-occupied, a direct signal of whether 20860 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 57.0% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 20860 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 20860

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 20860.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 20860, Sandy Spring, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,396

Population

9.9

Area (sq mi)

243

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 20860?

49.6

Median Age

45.3%

Male

54.7%

Female

19.3%

Foreign-Born

White 42.5%
African American 22.7%
Asian 11.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 17.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,426

Per Capita Income

4.5%

Poverty Rate

2.5%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.8%
Bachelor's Degree or Higher 57.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

798

Total Housing Units

735

Occupied Units

63

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 87.2%
Renter 12.8%

$654,200

Median Home Value

+46% vs state

$1,405

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.7%

YoY Change (2024)

233

HPI Index (2000 = 100)

+133%

Total Change Since 2000

Home values in ZIP 20860 have increased 14.7% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.

Year Annual Change HPI Index
2019 -5.8% 170
2020 +2.9% 175
2021 +5.0% 183
2022 +14.7% 210
2024 233

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 62 business establishments in ZIP 20860, employing approximately 1,111 people with a combined annual payroll of $53,916,000.

62

Businesses

1,111

Employees

$53.9M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 16 25.8%
Construction 9 14.5%
Professional, scientific, and technical services 6 9.7%
Other services (except public administration) 6 9.7%
Retail trade 5 8.1%
Finance and insurance 4 6.5%
Arts, entertainment, and recreation 4 6.5%
Administrative and support and waste management and remediation services 3 4.8%
Educational services 3 4.8%
Accommodation and food services 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 20860 vs 20861 →

ZIP Code City Population Distance
20861 Ashton, MD 1,875 1.7 mi
20862 Brinklow, MD 343 2.5 mi
20832 Olney, MD 24,965 2.4 mi
20905 Silver Spring, MD 18,044 3.2 mi
20868 Spencerville, MD 790 3.6 mi
20833 Brookeville, MD 7,735 4.2 mi
20777 Highland, MD 3,314 3.7 mi
20906 Silver Spring, MD 64,696 4.5 mi
20759 Fulton, MD 3,355 5.4 mi
21036 Dayton, MD 2,114 6.1 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 20860 in?
ZIP code 20860 (Sandy Spring) is located in Montgomery County, Maryland. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-md.
What is the population of ZIP code 20860?
ZIP code 20860 in Sandy Spring, MD has a population of 2,396 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 20860?
The median home value in ZIP 20860 is $654,200, which is 135% above the national average of $278,155.
What is the demographic makeup of ZIP 20860?
The largest racial group in ZIP 20860 is White at 42.5%. Hispanic or Latino residents make up 17.1% of the population.
How many businesses are in ZIP code 20860?
ZIP code 20860 has 62 business establishments employing approximately 1,111 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20860?
The top industries by establishment count in ZIP 20860 are: Health care and social assistance (16), Construction (9), Professional, scientific, and technical services (6). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 20860?
According to the FHFA House Price Index, home values in ZIP 20860 increased by 14.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20860?
In ZIP code 20860, 66.8% of residents aged 25+ have a high school diploma or higher, and 57.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 20860?
In ZIP code 20860, approximately 87.2% of occupied housing units are owner-occupied and 12.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20860?
The poverty rate in ZIP code 20860 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Sandy Spring, MD

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.