Sandy Spring, MD · standard
ZIP Code 20860
Montgomery County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,396
- 243/sq mi
- $654,200
- Median home value
- 57.0%
- Bachelor's or higher
The verdict
Sandy Spring pairs top-decile home values, in a low-density, homeowner-dominated area.
- Top 7%
- home value, US ZIPs
- 243
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20860 against every reporting US ZIP.
ZIP code 20860 covers 9.9 square miles in Sandy Spring, Montgomery County, Maryland (a standard USPS delivery area), with a modest 2,396 residents on file, a density of 243 people per square mile, in the New York time zone.
Median household income is not on file for ZIP 20860, but per-capita income is $88,426. Poverty here runs at 4.5%, with unemployment measured at 2.5%. Median home value sits at $654,200 (46% above the state average), median rent at $1,405 a month, and owner-occupancy at 87.2%.
This is a highly-educated ZIP: 57.0% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is -. To put 20860 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montgomery County, for a geography-aware comparison.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 20860
Top 5 sectors by establishment count in Sandy Spring, MD
Which industries have the most business establishments in ZIP 20860.
- Health care and social assistance
Health care and social assistance
16 establishments
- Construction
Construction
9 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
- Other services (except public administration) 6
Other services (except public administration)
6 establishments
- Retail trade 5
Retail trade
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20860, Sandy Spring, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,396
Population
9.9
Area (sq mi)
243
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20860?
49.6
Median Age
45.3%
Male
54.7%
Female
19.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,426
Per Capita Income
4.5%
Poverty Rate
2.5%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
798
Total Housing Units
735
Occupied Units
63
Vacant Units
2.47
Avg Household Size
Occupancy Type
$654,200
Median Home Value
+46% vs state
$1,405
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.7%
YoY Change (2024)
233
HPI Index (2000 = 100)
+133%
Total Change Since 2000
Home values in ZIP 20860 have increased 14.7% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | -5.8% | 170 |
| 2020 | +2.9% | 175 |
| 2021 | +5.0% | 183 |
| 2022 | +14.7% | 210 |
| 2024 | – | 233 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 62 business establishments in ZIP 20860, employing approximately 1,111 people with a combined annual payroll of $53,916,000.
62
Businesses
1,111
Employees
$53.9M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 16 | 25.8% |
| Construction | 9 | 14.5% |
| Professional, scientific, and technical services | 6 | 9.7% |
| Other services (except public administration) | 6 | 9.7% |
| Retail trade | 5 | 8.1% |
| Finance and insurance | 4 | 6.5% |
| Arts, entertainment, and recreation | 4 | 6.5% |
| Administrative and support and waste management and remediation services | 3 | 4.8% |
| Educational services | 3 | 4.8% |
| Accommodation and food services | 3 | 4.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20860 vs 20861 →
ZIP 20860 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20906
Silver Spring (20906)
64,696 residents
- 20832 24,965
Olney (20832)
24,965 residents
- 20905 18,044
Silver Spring (20905)
18,044 residents
- 20833 7,735
Brookeville (20833)
7,735 residents
- 20759 3,355
Fulton (20759)
3,355 residents
- 20777 3,314
Highland (20777)
3,314 residents
- 20860 2,396
Sandy Spring (20860)
2,396 residents
- 21036 2,114
Dayton (21036)
2,114 residents
- 20861 1,875
Ashton (20861)
1,875 residents
What this shows Among its immediate neighbors, ZIP 20860 ranks #7 by population - useful context the national average alone can't give.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20861 | Ashton, MD | 1,875 | 1.7 mi |
| 20862 | Brinklow, MD | 343 | 2.5 mi |
| 20832 | Olney, MD | 24,965 | 2.4 mi |
| 20905 | Silver Spring, MD | 18,044 | 3.2 mi |
| 20868 | Spencerville, MD | 790 | 3.6 mi |
| 20833 | Brookeville, MD | 7,735 | 4.2 mi |
| 20777 | Highland, MD | 3,314 | 3.7 mi |
| 20906 | Silver Spring, MD | 64,696 | 4.5 mi |
| 20759 | Fulton, MD | 3,355 | 5.4 mi |
| 21036 | Dayton, MD | 2,114 | 6.1 mi |
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 20860 in? ▼
What is the population of ZIP code 20860? ▼
What is the average home value in ZIP 20860? ▼
What is the demographic makeup of ZIP 20860? ▼
How many businesses are in ZIP code 20860? ▼
What are the main industries in ZIP code 20860? ▼
How have home values changed in ZIP code 20860? ▼
What is the education level in ZIP code 20860? ▼
What percentage of residents own vs. rent in ZIP 20860? ▼
What is the poverty rate in ZIP code 20860? ▼
Read our methodology to see how this data is sourced, computed, and verified.