Residential delivery area · Maryland
ZIP Code 20905: Cloverly (Silver Spring), MD
ZIP code 20905 is in Cloverly (postal name Silver Spring), Maryland, entirely in Montgomery County (Census 2020 ZIP-county file). About 19,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Silver Spring's 7 residential ZIP codes. Median household income is $159,740 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cloverly (68%), Ashton-Sandy Spring (15%), Spencerville (9%) and Fairland (5%), and 3% in smaller places.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Silver Spring · 7 residential ZIPs
- County
- Montgomery County
- Census places
- Cloverly (68%) census-designated place; Ashton-Sandy Spring (15%) census-designated place; Spencerville (9%) census-designated place; Fairland (5%) census-designated place
- Metro area
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- House districts
- MD-8 (78%), MD-4 (22%) 119th Congress, by share of land
- State
- Maryland
- Time zone
- Eastern
- Land area
- 11.8 sq mi · 1,612 people per sq mi
- PO Box ZIPs
- 9 more ZIP codes use the name Silver Spring for PO boxes or single organizations
Where is ZIP code 20905?
20905 centers on 39.110°, -76.988° and covers 11.8 square miles of land plus 0.1 of water. It borders 8 ZIP codes: 20868, 20861, 20904, 20866, 20860, 20906, 20759, 20777.
The map draws ZIP code areas only. For the streets inside 20905, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 20905 compare with the rest of Silver Spring?
| Measure | 20905 | In Silver Spring | In Montgomery County | In MD |
|---|---|---|---|---|
| People (ACS 2020-2024) | 19,004 | 7th of 7 | 27th of 53 | 132nd of 477 |
| Median household income | $160k | 1st of 7 | 17th of 41 | 44th of 293 |
| Median home value | $657k | 2nd of 7 | 22nd of 41 | 36th of 320 |
Its median household income is higher than in 97% of U.S. residential ZIP codes, and it is denser than 83% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 20905?
The 2020 Census counted 17,700 people in 20905; the ACS, which samples households over 2020-2024, estimates 19,004. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 19,004
- 2020 Census count
- 17,700
- Households
- 5,899
- Median age
- 44.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 20905?
Of the 19,004 people the ACS estimates in 20905, 22.8% are under 18 and 19.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (33.4%), then Black (not Hispanic) (28.9%).
- Under 1822.8%
- 18 to 6457.5%
- 65 and older19.7%
- White, not Hispanic33.4%
- Black, not Hispanic28.9%
- Hispanic or Latino16.2%
- Asian, not Hispanic14.5%
- Other or two or more7.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 20905 earn?
Median household income is $159,740 (ACS 2020-2024), the 17th highest of the 41 ranked ZIP codes in Montgomery County.
- Median household income
- $159,740±$17,283
- Income per person
- $59,049
- Below the poverty line
- 5.7%
- Unemployed (of the labor force)
- 6.2%
- Adults 25+ with a bachelor's degree
- 56.9%
- Adjusted gross income per tax return, 2022
- $118,2669,110 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 20905?
FHFA's house price index for 20905, built from repeat sales and appraisals of the same homes, rose 59% from 2015 to 2025 and rose 38% from 2020 to 2025, and moved +5.8% in 2025.
- Median home value (owners' estimate)
- $656,700
- Median gross rent
- $2,105
- Homes owned by their occupants
- 87.1%
- Housing units
- 6,119
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 20905?
299 business establishments had a location in this ZIP code in 2023, 24 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction67
- Professional, scientific, and technical services60
- Administrative and support and waste management and remediation services43
- Health care and social assistance29
- Other services (except public administration)26
- Accommodation and food services17
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 20905?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 20868 | Spencerville | 198 | $143k | 1.8 mi |
| 20861 | Ashton | 2,890 | $163k | 2.7 mi |
| 20904 | Silver Spring | 58,646 | $96k | 2.8 mi |
| 20866 | Burtonsville | 15,986 | $140k | 2.9 mi |
| 20860 | Sandy Spring | 2,035 | – | 3.8 mi |
| 20906 | Silver Spring | 70,595 | $98k | 3.9 mi |
| 20759 | Fulton | 6,624 | $250k+ | 4.3 mi |
| 20777 | Highland | 3,221 | $226k | 4.6 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.