Silver Spring, MD · standard
ZIP Code 20901
Montgomery County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 34,832
- 2,498/sq mi High-density area
- $131,386
- Median income Above-median income area
- $589,800
- Median home value Above-median home value
- 58.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Silver Spring pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 10%
- home value, US ZIPs
- 2,498
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 20901 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 20901 (Silver Spring, MD) rose +6.5% from 2023 to 2024. The all-transactions index moved from 284.4 in 2023 to 302.9 in 2024 (2000 = 100).
ZIP code 20901 is a densely settled ZIP (a standard USPS delivery area) in Silver Spring, Montgomery County, Maryland, with 34,832 residents across 13.9 square miles, a density of 2,498 people per square mile, in the New York time zone.
ZIP 20901 skews affluent, with a median household income of $131,386 (15% above the average Maryland ZIP), while per-capita income is $59,829. The poverty rate is 8.4%, with unemployment at 6.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $589,800 (32% above the average Maryland ZIP), while 68.1% of occupied homes are owner-occupied and median rent is $1,823.
This is a highly-educated ZIP: 58.6% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 20901 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 20901
Top 5 sectors by establishment count in Silver Spring, MD
Which industries have the most business establishments in ZIP 20901.
- Health care and social assistance
Health care and social assistance
99 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
91 establishments
- Other services (except public administration)
Other services (except public administration)
69 establishments
- Construction
Construction
49 establishments
- Retail trade 35
Retail trade
35 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 20901, Silver Spring, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
34,832
Population
13.9
Area (sq mi)
2,498
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 20901?
39.5
Median Age
50.0%
Male
50.0%
Female
32.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$131,386
Median Household Income
+15% vs state ZIP avg
$59,829
Per Capita Income
8.4%
Poverty Rate
6.5%
Unemployment Rate
32.9 min
Mean Commute Time
How ZIP 20901 ranks nationally
Silver Spring, MD household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$131,386 Top 7% higher than 93% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,495housing units
13,495
Total Housing Units
13,114
Occupied Units
381
Vacant Units
2.77
Avg Household Size
Occupancy Type
$589,800
Median Home Value
+32% vs state ZIP avg
$1,823
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.5%
YoY Change (2024)
303
HPI Index (2000 = 100)
+203%
Total Change Since 2000
Home values in ZIP 20901 have increased 6.5% over the past year (2024). Since 2000, this ZIP has seen +203% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 231 |
| 2021 | +10.3% | 255 |
| 2022 | +8.7% | 278 |
| 2023 | +2.5% | 284 |
| 2024 | +6.5% | 303 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 506 business establishments in ZIP 20901, employing approximately 4,184 people with a combined annual payroll of $221,902,000.
506
Businesses
4,184
Employees
$221.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 99 | 19.6% |
| Professional, scientific, and technical services | 91 | 18.0% |
| Other services (except public administration) | 69 | 13.6% |
| Construction | 49 | 9.7% |
| Retail trade | 35 | 6.9% |
| Administrative and support and waste management and remediation services | 30 | 5.9% |
| Real estate and rental and leasing | 28 | 5.5% |
| Accommodation and food services | 26 | 5.1% |
| Finance and insurance | 23 | 4.5% |
| Educational services | 14 | 2.8% |
| Transportation and warehousing | 10 | 2.0% |
| Information | 10 | 2.0% |
| Wholesale trade | 9 | 1.8% |
| Manufacturing | 4 | 0.8% |
| Arts, entertainment, and recreation | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 20901 vs 20903 →
ZIP 20901 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20011
Washington (20011)
58,536 residents
- 20904
Silver Spring (20904)
54,612 residents
- 20902
Silver Spring (20902)
48,841 residents
- 20783
Hyattsville (20783)
44,487 residents
- 20910
Silver Spring (20910)
37,445 residents
- 20901
Silver Spring (20901)
34,832 residents
- 20912
Takoma Park (20912)
24,807 residents
- 20903
Silver Spring (20903)
23,625 residents
- 20895 19,054
Kensington (20895)
19,054 residents
What this shows Among its immediate neighbors, ZIP 20901 ranks #6 by population - useful context the national average alone can't give.
ZIP 20901 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 20895
Kensington (20895)
$173,625 median income
- 20901
Silver Spring (20901)
$131,386 median income
- 20012
Washington (20012)
$121,418 median income
- 20902
Silver Spring (20902)
$114,486 median income
- 20910
Silver Spring (20910)
$112,134 median income
- 20011
Washington (20011)
$110,309 median income
- 20904
Silver Spring (20904)
$96,025 median income
- 20783
Hyattsville (20783)
$86,737 median income
- 20912
Takoma Park (20912)
$83,870 median income
What this shows By household income, ZIP 20901 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 20903 | Silver Spring, MD | 23,625 | 1.5 mi |
| 20910 | Silver Spring, MD | 37,445 | 2.0 mi |
| 20912 | Takoma Park, MD | 24,807 | 2.7 mi |
| 20902 | Silver Spring, MD | 48,841 | 2.4 mi |
| 20783 | Hyattsville, MD | 44,487 | 2.7 mi |
| 20012 | Washington, DC | 13,414 | 3.3 mi |
| 20895 | Kensington, MD | 19,054 | 3.7 mi |
| 20904 | Silver Spring, MD | 54,612 | 3.5 mi |
| 20011 | Washington, DC | 58,536 | 4.8 mi |
| 20317 | Washington, DC | 903 | 5.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 20901, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (34,832 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 20901 in?
ZIP code 20901 (Silver Spring) is located in Montgomery County, Maryland. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-md.
What is the population of ZIP code 20901?
ZIP code 20901 in Silver Spring, MD has a population of 34,832 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 20901?
The median household income in ZIP 20901 is $131,386, which is 72% above the national average of $76,288.
What is the average home value in ZIP 20901?
The median home value in ZIP 20901 is $589,800, which is 112% above the national average of $278,155.
What is the demographic makeup of ZIP 20901?
The largest racial group in ZIP 20901 is White at 40.8%. Hispanic or Latino residents make up 18.7% of the population.
How many businesses are in ZIP code 20901?
ZIP code 20901 has 506 business establishments employing approximately 4,184 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 20901?
The top industries by establishment count in ZIP 20901 are: Health care and social assistance (99), Professional, scientific, and technical services (91), Other services (except public administration) (69). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 20901?
According to the FHFA House Price Index, home values in ZIP 20901 increased by 6.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 203%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 20901?
In ZIP code 20901, 71.6% of residents aged 25+ have a high school diploma or higher, and 58.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 20901?
The mean commute time for workers in ZIP code 20901 is 32.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 20901?
In ZIP code 20901, approximately 68.1% of occupied housing units are owner-occupied and 31.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 20901?
The poverty rate in ZIP code 20901 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 20901's numbers, next.
- See how ZIP 20901 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Silver Spring, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.