Residential delivery area · Maryland

ZIP Code 20895: Kensington, MD

ZIP code 20895 uses the postal name Kensington, Maryland and lies entirely in Montgomery County (Census 2020 ZIP-county file). About 19,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $173,625 (Census Bureau, ACS 2020-2024). By Census place, its land lies in South Kensington (42%), North Kensington (26%), Kensington (12%), North Bethesda (10%) and Chevy Chase View (7%), and 3% in smaller places.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: Maryland, District of Columbia, North Carolina, South Carolina, Virginia and West Virginia
208sectional center: Suburban, MD (SCF 208)
95delivery area within it
Town
Kensington · its only residential ZIP
Census places
South Kensington (42%) census-designated place; North Kensington (26%) census-designated place; Kensington (12%); North Bethesda (10%) census-designated place
Metro area
Washington-Arlington-Alexandria, DC-VA-MD-WV
House district
MD-8 119th Congress
Time zone
Eastern
Land area
4.1 sq mi · 4,709 people per sq mi
PO Box ZIPs
20891 also use the name Kensington

Where is ZIP code 20895?

20895 centers on 39.027°, -77.078° and covers 4.1 square miles of land plus 0.0 of water. It borders 7 ZIP codes: 20896, 20814, 20902, 20910, 20852, 20815, 20906.

20814 · Bethesda20815 · Chevy Chase20852 · Rockville20896 · Garrett Park20902 · Silver Spring20906 · Silver Spring20910 · Silver Spring20895 · Kensington (this ZIP)2089520852209022081520910208142089620814 · Bethesda20815 · Chevy Chase20852 · Rockville20896 · Garrett Park20902 · Silver Spring20906 · Silver Spring20910 · Silver Spring20895 · Kensington (this ZIP)2089520852209022081520910208142089620814 · Bethesda20815 · Chevy Chase20852 · Rockville20896 · Garrett Park20902 · Silver Spring20906 · Silver Spring20910 · Silver Spring20895 · Kensington (this ZIP)208952085220902208152091020814
Shaded by median household income, in national fifths (ACS 2020-2024); 20895 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 20895, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 20895 compare with the rest of Montgomery County?

Rank of 20895 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure20895In Montgomery CountyIn MD
People (ACS 2020-2024)19,18426th of 53131st of 477
Median household income$174k14th of 4126th of 293
Median home value$782k11th of 4119th of 320

Its median household income is higher than in 98% of U.S. residential ZIP codes, and it is denser than 93% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 20895?

The 2020 Census counted 19,753 people in 20895; the ACS, which samples households over 2020-2024, estimates 19,184. Between the 2010 and 2020 censuses its population grew 3.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
19,184
2020 Census count
19,753+3.7% since 2010 (19,054)
Households
6,991
Median age
41.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 20895?

Of the 19,184 people the ACS estimates in 20895, 27.1% are under 18 and 18.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (66.2%), then Hispanic or Latino (16.5%).

  • Under 1827.1%
  • 18 to 6454.3%
  • 65 and older18.7%
Age of the people of 20895 (ACS 2020-2024, B01001)
  • White, not Hispanic66.2%
  • Hispanic or Latino16.5%
  • Other or two or more6.3%
  • Asian, not Hispanic5.8%
  • Black, not Hispanic5.1%
Race and Hispanic origin in 20895 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 20895 earn?

Median household income is $173,625 (ACS 2020-2024), the 14th highest of the 41 ranked ZIP codes in Montgomery County. It is not measurably different from 2015-2019 ($180,669 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$173,625
Income per person
$80,663
Below the poverty line
4.7%
Unemployed (of the labor force)
3.6%
Adults 25+ with a bachelor's degree
74.3%
Adjusted gross income per tax return, 2022
$182,8839,710 returns; wages 64% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 20895?

FHFA's house price index for 20895, built from repeat sales and appraisals of the same homes, rose 48% from 2015 to 2025 and rose 28% from 2020 to 2025, and moved −1.1% in 2025.

Median home value (owners' estimate)
$781,500
Median gross rent
$2,113
Homes owned by their occupants
78.7%
Housing units
7,292
0 400 800 1200 1600 197519902000201020202025 0 400 800 1200 1600 197519902000201020202025 0 400 800 1200 1600 197519902000201020202025
Index = 100 in 1975, the first year FHFA reports for 20895; 2025: 1628.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 20895?

585 business establishments had a location in this ZIP code in 2023, 10 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services102
  • Health care and social assistance78
  • Construction70
  • Retail trade70
  • Other services (except public administration)69
  • Real estate and rental and leasing37

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 20895?

ZIP codes that share a boundary with 20895, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
20896Garrett Park932$250k+1.1 mi
20814Bethesda32,795$151k2.1 mi
20902Silver Spring54,261$115k2.2 mi
20910Silver Spring45,943$112k2.8 mi
20852Rockville48,180$123k3.0 mi
20815Chevy Chase30,505$195k3.0 mi
20906Silver Spring70,595$98k4.3 mi
20889Bethesda584–1.7 mi (near)
20892Bethesda0–2.3 mi (near)
20894Bethesda0–2.5 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.

Which other ZIP codes use the name Kensington?

1 more ZIP code carries the postal name Kensington, MD without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.

ZIP codes named Kensington without a residential area (GeoNames postal codes)
ZIPCounty
20891Montgomery County

Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.